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Promo Highlights
Activate a Lifetime AMF Waiver on your New Card

Apply for an eligible BPI Credit Card at the Awesome Travel Fair from March 5 to 8, 2026. 

Spend your way to No Annual Fee for Life

Use your card and meet the spend requirement within spend period.

Promo Mechanics

1. The Promo, which shall run from March 05, 2026 to March 08, 2026 (the “Promo Period”), shall be open to the following (“Eligible Cardholders”):

  • Individuals who apply for one or more of the following eligible BPI Credit Cards during the ATF event and within the promo period; and
    • BPI Platinum Rewards Card
    • BPI Amore Cashback Card
    • BPI Gold Rewards Card
    • BPI Rewards Card
    • Petron BPI Card
  • Whose applications are approved within thirty (30) days from the Promo end date, and who, prior to such application and issuance:
    • Did not have an existing principal BPI Credit Card; and
    • Did not have BPI Credit Cards which were cancelled within the last twelve (12) months.

2. Customer must meet the spend requirement within the spend period using the eligible card issued during the Promo Period.

Eligible Card

Spend Requirement

Petron BPI Card

PHP 150,000.00

BPI Rewards Card

BPI Gold Rewards Card

BPI Amore Cashback Card

BPI Platinum Rewards Card

PHP 350,000.00

 

Approval Date

Spend Period

Awarding Schedule

March 5 - 15, 2026

12 months (from anniversary date to 1 day prior to the next anniversary date)

May 2027

March 16 - 31, 2026

May 2027

April 01 - 10, 2026

June 2027

3. Valid transactions to be included are posted transactions of the following types:

a. Retail Transactions 

e. Special Installment Plan (SIP) for Hospital

b. Flexipay Transactions at merchant

f. Balance Transfer transactions

c. Credit-to-Cash

g. Utility Bills payment

d. Special Installment Plan (SIP) for School

h. Pay Bills via Credit Card

4. The following transactions are excluded from the Promo:

a. Fees: Late payment fees, gaming fees, replacement fee, check protect fee, cash advance fee

f. Transactions from stock trading, foreign exchange trading, financial trading services, remittance and the like; mobile payment/mobile wallet transactions and online payment system (such as but not limited to GrabPay, GCash, PayMaya, PayPal, Coins.ph, and the like)

b. Cash Advance (local or international)

g. Business transactions such as but not limited to direct or multi-level marketing, as well as from merchants specifically engaged in wholesale and distribution, payment services, and professional services.

c. eCredit Transactions

 

d. Balance Conversion Transactions

 

e. Transactions from casino/gambling, Money Transfer Merchant transactions, quasi-cash merchant financial institution transactions, political organizations and bail & bond payment

 

5. Valid transactions made by the Eligible Principal Cardholder and his supplementary cardholder(s) during the applicable spend period using their eligible cards will be accumulated and shall be considered for purposes of determining the spend under this Promo.

6. Eligible Cardholders who meet the one-time spend requirement will be awarded an AMF waiver for life on the applicable awarding period. Cardholder shall receive an advisory when the AMF waiver for life has been applied.

7. Each Eligible Cardholder (who must be the principal cardholder) may only be awarded the AMF waiver for life once, and only for his newly-issued BPI Credit Card and its replacements due to expiry.

8. Supplementary cards are excluded from this Promo, and will follow the standard AMF charging – free AMF for life for 1st supplementary card, and annual charging of AMF for the 2nd supplementary card onwards.

9. In case customer upgrades the card type from a BPI Rewards Card to a BPI Platinum Rewards Card during the promo period, the Eligible Cardholder shall still be entitled to the AMF waiver for life, but the spend requirement will be based on the BPI Platinum Rewards Card.

10. In case customer changes the card type from a non-eligible BPI Credit Card to an eligible BPI Credit Card within the promo period, the application will be automatically disqualified from the promotion.

11. Once a card is awarded with an AMF waiver for life, the waiver is not transferrable in case of conversion, upgrade or change in the card type. To illustrate, if a client was already awarded with the AMF waiver for life on the BPI Gold Rewards Card and decided to upgrade to a BPI Platinum Rewards Card, the AMF waiver for life will not be carried over to the BPI Platinum Rewards Card. 

 

Customer Support

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

 

Per DTI Fair Trade Permit No. FTEB – 249426 Series of 2026.

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