BPI Housing Loan Starter Bundle 

1. The Promo will run from January 9 to March 31, 2026.

2. Open to individual and corporate clients whose applications are received within the promo period and booked on or before June 30, 2026.

• For Construction and Renovation loans, the first disbursement must be released on or before June 30, 2026, to qualify.

3. The minimum loan amount is PHP 1,000,000.

4. The minimum loan tenor required to qualify shall be based on loan purpose:

• 10 years for acquisition of residential property, construction and renovation, refinancing, and MyBahay.
• 5 years for Property Equity Loan (PEL)

5. Promo offer shall include:

• Fixed for 5 years:
  • Housing Loan: 6.50% interest rate fixed per annum
  • PEL: 6.90% interest rate fixed per annum
  • MyBahay: As low as 6.75% interest rate per annum
• Free Bank Fees of PHP 5,000 for every PHP 1 Million Loan Amount capped at PHP 50,000
• Free PHP 30,000 eGC for applications when you apply online

6. The Promo may be combined with other existing BPI Housing Loan Promos, when applicable and subject to BPI’s terms and conditions.

7. All other offers are not convertible to cash and are non-transferrable.

8. Advanced payment, partial payment or pre-termination is allowed.

9. The Promo is subject to BPI Housing Loan’s standard loan evaluation, terms, and conditions.