BPI Signature Travel Promo

Promo Offer

Enjoy as low as 0% foreign currency conversion fee on your foreign currency purchases when you use your BPI Signature  Card , through the BPI Signature Crossborder Promo (the “Promo”.)
 

General Policies

1. These Terms and Conditions govern the Promo for all individuals who apply for, and are issued, a qualified BPI Credit Card during the Promo Period, subject to other eligibility requirements prescribed hereunder.
2. The Terms and Conditions governing the use of BPI Credit Cards, BPI’s Products, Services, Facilities and Channels, as well as the BPI Data Privacy Statement, are hereby incorporated by reference and shall form an integral part hereof.

Eligibility and Participation

1. The Promo, which shall run from November 19, 2025 to February 19, 2026 (the “Promo Period”), shall be open to all BPI Signature Cardholders whose cards are active and in good credit standing at the time of the crediting.
2. In good credit standing. "Good credit standing" means accounts that are not delinquent, not under investigation for fraud, not reported lost or stolen, and in compliance with the BPI Credit Cards Terms and Conditions.

Mechanics

1. BPI Signature Cardholders can either enjoy a 1.70% of a 1.68% foreign currency conversion fee during the promo period.

2. To enjoy the Promo, Cardholders should use their BPI Signature Card for their in-store and/or online foreign currency transactions and choose to have the transactions processed or billed in foreign currency other than Philippine Peso.

3. DCC Transactions or foreign currency transactions processed or billed in Philippine Peso at point of sale, whether executed in the Philippines, overseas, or online, shall not be eligible for the Promo.

4. Cash advance made overseas are not eligible for the Promo.

5. Cardholders will receive the discounted foreign currency conversion fee in the form of a cashback of either 0.15%, 0.17%, or 1.85% at the end of the promo period. 

6. The cashback shall be computed based on the posted peso amount minus the original 1.85% foreign currency service fee. 

Sample computations:

Scenario 1: More than PHP 250 but less than PHP 150,000 international spend at non-convenience store, transportation or fast food MCCs

Scenario 2: More than PHP 150,000 international spend at non-convenience store, transportation or fast food MCCs

Scenario 3: More than PHP 250 but less than PHP 150,000 international spend including convenience store, transportation or fast food MCCs

Scenario 4: More than PHP 150,000 international spend including convenience store, transportation or fast food MCCs

Scenario 5: Less than PHP 250 international spend

7. Valid transactions made by the Eligible Cardholder (who should be the principal cardholder) and his supplementary cardholder(s) during the applicable spend period using their eligible cards will be accumulated and shall be considered as the Eligible Cardholder’s total transactions under this Promo.

8. Cashback will be credited within 45 days from the end of the promo period to the Principal cardholders’ account.
 

Other Conditions

1. The principal credit card must be active and current at point of awarding.

2. This Promo, unless otherwise provided, will not apply in conjunction with any other existing bank promotion. In case of dispute pertaining to the Promo including, but not limited to, the cardholder’s eligibility, coverage dates, fulfillment, etc., BPI’s decision, with the concurrence of DTI, will prevail. 

3. The terms and conditions governing the issuance and use of BPI Credit Cards, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo. 

4. The Promo shall be subject to periodic review to ensure compliance with BPI’s policies and procedures, as well as with BSP rules and regulations and other applicable laws.

5. To the full extent allowed by applicable laws, all warranties, whether express or implied by law or statute, are excluded herein. BPI does not make any warranty, express or implied, with respect to any of the prizes.

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

Per DTI-FTP No. FTEB 242135, Series of 2025.