Send Money on the Same Day via PESONet

Transfer funds of more than Php 50,000 to other local banks conveniently via BPI Online, Mobile App, or BPI BizLink

Transaction fee (per transaction)

^Php 50*

Availability

Banking days

Crediting

Same day**

Transaction amount limit

^Php 250,000*** ^perday

Number of transactions

No limit*** ^perday

*The transaction fee is waived for Preferred and Private Banking Clients

**PESONet transfer requests done before 4:00 PM will be credited to the recipient accounts on the same day.

***Transfer up to Php 250,000 per day for regular clients, Php 500,000 per day for Preferred and Private Banking clients, and Php 20,000,000 per day for Business Banking and Corporate Banking clients. This limit includes cash-ins to other partner apps and websites, loading your own prepaid number and other prepaid numbers. It also includes transfers to other unenrolled BPI accounts, InstaPay transfers, pay eGov, pay on delivery, and BPI to Cash.

Features

Convenient

Avoid carrying loads of cash by conveniently transferring funds of more than Php 50,000 online.

Efficient

Make your day-to-day operations more efficient by doing your transactions online.

Safe and secure

No need to withdraw money and physically deposit it to another bank.

Quick guides

How to transfer funds to other banks

Via Online/Mobile app

1. Login at BPI Online or at the BPI Mobile app.

2. Select "Transfer Money" from the menu selection.

3. Select "Transfer to: Another bank" then choose "PESONet".

4. Fill-in details of transaction.

Via BizLink

1. Fill out the enrollment form and submit documentary requirements* through your branch or Relationship Manager.

2. Once enrolled, you may now transact PESONet via BPI BizLink:

a. Login to BPI BizLink.

b. Click Payments and Transfers >>> Pay Non-BPI.

c. Select your Corporate Code.

d. Choose Single or Multiple Entry.

e. Fill in the details and click Submit.

Important Note: Make sure that the recipient details are accurate before proceeding with the transaction.

*Non-BizLink users must submit additional documentary requirements.

How to link a mobile number or email address to your BPI Online account

1. Log in to BPI Online or the BPI Mobile app.
2. Go to menu and select “Other Services”.
3. Under transactions, select “Link a Mobile Number or Email”.
4. Select a deposit account to register and nominate its nickname.
5. Choose whether to link* your registered mobile number or email address to your account.
6. Check details and tap “Confirm”.
7. Enter your One-Time PIN (OTP), then select “Submit”.

*You can only link (1) BPI account to your email address and another BPI account to your mobile number.

Frequently asked questions

What is PesoNet?

PESONet is an interbank funds transfer service under the National Retail Payment System (NRPS) of the Bangko Sentral ng Pilipinas (BSP) which allows clients to electronically transfer high-value funds between their BPI account and other accounts in participating banks and financial institutions in the Philippines.

What is the difference between InstaPay and PESONet?

InstaPay and PESONet are two interbank funds transfer services under the National Retail Payment System of the BSP. Here are the differentiating features of InstaPay and PESONet:

InstaPay	PESONet
Transfers funds of up to Php 50,000.00 per transaction	Transfer funds for high-value transactions or bulk disbursements
Real-time credit	Same day / Batch credit
Suited for individuals who prefer cashless transactions and instant payments	Suited for Corporates who need to settle recurring payments

What is the maximum allowed amount and number of transactions?

You may transfer funds via PESONet thru the following platforms:

a. BPI Online
b. BPI Mobile App
c. BPI BizLink (for Non-individuals) — Pay Non-BPI Facility.