PCHC fees
| Particulars | Fee | |
|---|---|---|
Temporary overdraft - honored (funded)1 | Fixed fee | Php 1,000 |
| Additional fee | Php 200 for every Php 40,000 or a fraction thereof per day | |
Temporary overdraft - returned (DATF / DAUD)2 | Fixed fee | Php 2,000 |
| Additional fee | Php 200 for every Php 40,000 or a fraction thereof per day | |
| Stop payment - funded | Fixed fee | Php 2,000 |
Stop payment - unfunded2 | Fixed fee | Php 2,000 |
| Additional fee | Php 200 for every Php 40,000 or a fraction thereof per day | |
| Technicalities3 | Fixed fee | Php 2,000 per item |
1 If a check for Php 35,000 was presented for clearing on a Friday and was funded on a Monday, total charge would be Php 1,600 (Php 1,000 fixed fee + Php 200 x 3 days).
2 If a check for Php 35,000 was presented for clearing on a Friday and was eventually returned, total charge would be Php 2,600 (Php 2,000 fixed fee + Php 200 x 3 days).
3 Checks that are post / stale dated, irregularly dated (i.e. February 30) &/or unsigned are not subject to the technicality fee.
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| Deposits are insured by PDIC up to ₱1 Million per depositor. BPI is regulated by the Bangko Sentral ng Pilipinas