Open an Account Online
You can now open another deposit account in minutes.
Learn more
Benefits
Convenient

No need to visit a branch to open an account

Quick

Open an account in minutes

Secure

Ensure the safety of your transactions with our One-Time PIN (OTP) verification.

Contactless

Open an account from the comfort of your home.

Open these additional accounts via the BPI Mobile app
Regular Savings
A savings account with electronic banking convenience, so you can juggle your day-to-day finances easily, any time of the day.
  • Interest on funds
  • Cashless shopping in more than 40,000 Express Payment System (EPS) accredited merchants nationwide with no enrollment required
  • Convenient funds transfer by enrolling recipient accounts
US Dollar Savings
Let your dollars grow with us and enjoy maximum convenience in monitoring your account.
  • Withdraw in any MasterCard or Cirrus affiliated ATM worldwide
  • Check your account anytime from anywhere through BPI Online
Quick guide

How to open a new deposit account online

Go to the BPI Mobile app and tap "Open an account."

A. For existing clients who are registered to BPI Online
1. Select "I'm ready to log in to BPI Online and open a new account now" to proceed.
2. Log in using your BPI Online username and password.
3. Choose which currency of the account you wish to open.
4. Select the product and tap “Next.”
5. Read and agree to the terms and conditions.
6. Confirm the details of your transaction and tap "confirm."
7. Enter the One-Time PIN (OTP) and tap "Submit."
8. Deposit the required maintaining balance via funds transfer before 10:00 PM of the same day when account was opened (for peso accounts).

B. For existing clients who are not yet registered to BPI Online
1. Select "I'd like to register to BPI Online, then open a new account right away" to proceed.
2. You will be asked to register to BPI Online. Here's how to register your account to BPI Online.
3. Ensure to deposit the required maintaining balance via online funds transfer before 10pm of the same day when the account was opened (for peso accounts).

Online Banking Security Tip
Access your account quickly and securely with Fingerprint or Face ID Login.
Learn more
Frequently asked questions

What is Deposit Account opening via online banking all about?

This feature will allow clients to open a deposit account via BPI Mobile app.

Who are eligible to open an account online?

Existing clients with active deposit accounts and are enrolled in BPI Online.

Where can I open an account online?

You can open an account via BPI Mobile app. On the BPI app Login screen, tap “Open Account.”

How do I open a new deposit account online?

Go to the BPI Mobile app and tap "Open an account."

A. For existing clients who are registered to BPI Online
1. Select "I'm ready to log in to BPI Online and open a new account now" to proceed.
2. Log in using your BPI Online username and password.
3. Choose which currency of the account you wish to open.
4. Select the product and tap “Next.”
5. Read and agree to the terms and conditions.
6. Confirm the details of your transaction and tap "confirm."
7. Enter the One-Time PIN (OTP) and tap "Submit."
8. Deposit the required maintaining balance via funds transfer before 10:00 PM of the same day when account was opened (for peso accounts).

B. For existing clients who are not yet registered to BPI Online
1. Select "I'd like to register to BPI Online, then open a new account right away" to proceed.
2. You will be asked to register to BPI Online.
3. Ensure to deposit the required maintaining balance via online funds transfer before 10pm of the same day when the account was opened (for peso accounts).

Here's how to register your account to BPI Online.

Can I open both BPI and BPI Family Savings Bank deposit account online?

No, you can only open a BPI account online.

Which deposit accounts can I open online?

You can open a BPI Regular Savings account and a US Dollar Savings account.

Will there be maintaining balance on the accounts opened online?

Yes.

Regular Savings - Php 3,000
US Dollar Savings - USD 500

I have an active deposit account but I am not enrolled in BPI Online. What will I do?

Step 1: Download the BPI Mobile app
Step 2: Register in BPI Online. Here's how.
Step 3: Click on “I’m ready to log in to BPI Online and open a new account now” to proceed.

Will there be a separate debit card for the newly opened account?

Accounts opened online will be linked to your primary BPI Debit Mastercard and there will be no additional cards given. If you do not have an existing BPI Debit Mastercard, you will get a new card for the account you opened online.

What will be my account number?

You can view your new account number in the "My Accounts" page right after you have successfully opened the account online.

Can I already transfer funds to my newly opened account?

Yes. The new account number will be included in the drop down list for funds transfer to own account.

Can I use my newly-opened account to transfer funds?

Yes, you can use your new account to transfer funds.

Can I open a Joint account online?

No.

If I do not have an existing BPI Debit Mastercard, where can I get it?

Once you have opened a deposit account online, you will need to nominate a branch where you want to pick-up your BPI Debit Mastercard.

When do I need to fund my peso account?

You will need to deposit to your new account on or before 10:00 PM of the same day it was opened. The funds to be deposited or transferred should be equal or greater than the required maintaining balance. A zero balance will automatically close on the next banking day.

When will my debit card be available?

Your BPI Debit Mastercard will be available in your nominated branch after 5 banking days.

Is the account opening via the BPI Mobile app real time?

Yes. Account opening is real time.

How can I fund my dollar account?

After successfully opening a US Dollar Savings Account online, you need to visit the branch to fund your account.

How much is the initial deposit for a newly opened dollar account?

The initial deposit for your newly opened US Dollar Savings Account is USD 500.

Until when can I fund the US dollar account that I opened online?

You may fund your newly opened US Dollar Savings Account in any branch at your earliest convenience.

I have an existing Debit Card-based US dollar account. Can I open a peso savings account?

Yes. You may open a Peso account online. Transfer funds from your Debit Card-based US Dollar account to the newly opened Peso account through Online FX facility.

Who can I contact if I have inquiries regarding opening a savings account online?

For inquires and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

Discover Online Banking

Mobile

Bank wherever you are with the BPI Mobile app.

Learn more

Partner Apps and Websites

Fulfill everyday payments with your BPI Online account.

Learn more