Credit Card Payment Channels
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Benefit

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Quick guide

How to pay your BPI Credit Card bill via BPI Online or BPI Mobile app

You'll need to enroll your BPI Credit Card in BPI Online first.
1. Log in to BPI Online and go to "Other Services".
2. Select "Manage Recipients".
3. Click on "Add Recipient".
4. In the "Recipient" field, choose "Billers".
5. Select “BPI EXPRESS CARD CORP (BECC)” as the biller.
6. Input your Customer Number, review the details and click "Confirm".
7. Enter the One-Time PIN (OTP) then select "Submit".

Once your credit card is enrolled, follow these steps.
1. Log in to BPI Online or your BPI Mobile app and go to “Payments/Load”.
2. Select “Pay Bills”.
3. Input the details & select your BPI Credit Card as the biller.
4. Confirm the details of your transaction. Click “Confirm”.
5. Enter the One-Time PIN (OTP) then select “Submit”.

How to pay your BPI Credit Card bill in the branch

Visit any BPI or BPI Family Savings Bank branch nationwide to pay for your credit card. You may use our branch locator to check the branch near you.

For check payments, please make these payable to BPI, followed by your Customer Number found in your statement of account (e.g. Pay to the order of BPI, 020100-xxxxxxxxxx).

How to pay your BPI Credit Card bill via third party payment channels

Visit any of our authorized payment partners.
1. Bayad Center
2. Cebuana Lhuillier
3. SM Payment Counters
4. ECPay  partner outlets including 7-Eleven stores

For a complete list of open branches, please visit their official websites.

How to pay your BPI Credit Card bill via Coins.ph

1. Open the Coins.ph app and enter your PIN.
2. Click "Pay Bills".
3. Select biller BPI (Credit Card Bill).
4. Enter the exact amount to be paid and click Next.
5. Enter your Customer/Card Number (16-Digit) and Account Name then click Next.
6. Review your payment details then slide to Confirm to complete your payment.
7. A confirmation email will be sent to you with the details of your payment.

Visit coins.ph to learn more.

How to pay your BPI Credit Card bill via GCash

1. Open the GCash app and enter your MPIN.
2. Click "Pay Bills".
3. Click "Credit Cards" under "Biller Categories".
4. Select "BPI Credit Card".
5. Enter your Customer/Card Number (16-Digit), Account Name and the exact amount to be paid then click "Next".
6. Double check the information shown in the confirmation page, then click "Confirm".
7. A confirmation SMS and email will be sent to you with the details of your payment.

Visit Gcash to learn more.

How to pay your BPI Credit Card bill via PayMaya

1. Open the PayMaya app and enter your password.
2. Click Pay Bills.
3. Select biller Bank of the Philippine Islands.
4. Enter your Customer/Card Number (16-Digit), the exact amount to be paid and Consumer Name then click Continue.
5. Review the payment details shown in the Confirmation Page, then click Pay.
6. You’re done! A confirmation SMS will be sent to you with the details of your payment.

Visit PayMaya to learn more.

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Frequently asked questions

When will my payment be posted?

Payment will be posted within three (3) banking days after the date of payment. Please pay at least three (3) banking days prior to your due date for your payment to be posted on time.

How much is the late payment fee?

Late Payment fee of Php 850 or equivalent to the value of the unpaid minimum amount due, whichever is lower will be charged to the BPI or BPI Family Credit Card if payment is not made on or before the due date. To avoid this, please pay at least the Minimum Amount Due on or before the Payment Due Date.

Can I pay for another person’s BPI or BPI Family credit card Statement of Account?

Yes. Please have the cardholder’s customer number or card number with you to ensure posting to the correct credit card account.

What should I do if the payment I made for my BPI or BPI Family Credit Card account was not posted?

Call our 24-hour BPI Contact Center through any of the following and provide the payment details to the Phone Banker for investigation.

Bayad Center Frequently Asked Questions

1. Where can I pay my BPI or BPI Family Credit Card?
You can pay your BPI or BPI Family Credit Card at any Bayad Center stores and Bayad Center merchant partners nationwide.Her's a complete list of Bayad Center stores and merchant partners.

2. How do I pay?
Simpy provide your BPI or BPI Family Credit Card Statement of Account to the cashier, or fill out and submit the Bayad Center Transaction Form to the cashier with the following information:
a. Credit Card Number or Customer Number (Numeric and to be encoded as shown in the SOA or as written by the customer using the Bayad Center Transaction Form)
b. Account Name- (LN, FN, MI); Middle Initial is optional
c. Amount to be Paid

Wait for your acknowledgement receipt with machine Validation as proof of payment

3. Can I pay with cash or check?
Only cash payment is accepted.

4. Until what time can I pay?
The daily cut-off time for payments is until 8:00 PM only. Payments received after the cut-off time will be considered as next banking day transactions.

Cebuana Lhuillier Frequently Asked Questions

1. Where can I pay my BPI or BPI Family Credit Card?
You can pay your BPI or BPI Family Credit Card at any Cebuana Lhuillier branch nationwide.Here's a complete list of Cebuana Lhuillier branches, you may visit www.cebuanalhuillier.com.

2. How do I pay?
Provide your BPI or BPI Family Credit Card Statement of Account/Electronic Statement to the cashier, or fill out and submit the payment slip to the cashier with the following information:
•    Name
•    Payment Amount
•    Date
•    Customer Number/Card Number as indicated in the Statement of Account

The cashier will provide you a validated Payment Slip as your proof of payment.

3. Can I pay with cash or check?
Only CASH payment is accepted.

4. Until what time can I pay?

The daily cut-off time for payments is only until 10:00PM across all branches. Payments after the cut-off time will be considered as next banking day transactions.

ECPay Frequently Asked Questions

1. Where can I pay BPI or BPI Family Credit Card?
 You can pay your BPI or BPI Family Credit Card at any ECPay partner outlets nationwide. Find an ECPay partner outlet near you.
 
2. How do I pay?
Provide your BPI or BPI Family Credit Card Statement of Account to the cashier, or fill out and submit the payment slip to the cashier with the following information:
a. Payment Amount
b. Contact Number
c. Customer Number / Card Number

Wait for your transaction slip as proof of payment.

7-Eleven Frequently Asked Questions

1. How do I pay in 7-Eleven?
Using the CLIQQ Kiosk Machine or CLIQQ Mobile App, select "BPI CREDIT CARD" under the "Bills Payment" category. Fill-up the following information:
a. Account Name
b. Card No. or Account No.
c. Present the generated barcoded payment slip to 7-Eleven cashier and your cash payment

Wait for your Acknowledgement receipt
 
2. Can I pay with cash or check?
 
Only cash payment is accepted.
 
3. How many days will it take for my payment to be posted?
 Payment will be posted within three (3) banking days after the date of payment. Please pay at least three (3) banking days prior to your due date for your payment to be posted on time.

SM Bills Payment Frequently Asked Questions

1. Where is the payment counter located in SM?
SM Bills Payment Counters are located in:
- SM Department Store Customer Service
- SM Supermarket
- SM Hypermarket
- SM Business Services Center (SM BSC)
- SM Savemore
- Business Center Walter Mart
- Cherry Shaw
- Cherry Congressional Ave.
- Cherry Antipolo
 
Note that SM Bills Payment Counters are open from 10 AM to 8 PM daily, including weekends and holidays.
 
2. How do I pay?
a. Provide your BPI or BPI Family Credit Card customer number or card number as indicated in your Statement of Account.
b. Submit the payment slip with the following information at the cashier:
- Payee: BPI
- Customer Number/Card Number
- Name
- Payment Amount
- Date
c. Wait for your validated receipt as proof of payment
 
3. Can I pay with cash or check?
Only cash payment is accepted.
 
4. How many days will it take for my payment to be posted?
Payment will be posted within three (3) banking days after the date of payment. Please pay at least three (3) banking days prior to your due date for your payment to be posted on time.

5. Can I load my BPI Prepaid Card in the SM Payment Counter?
Yes, simply indicate your BPI My ePrepaid MasterCard or BPI More Fun Prepaid Visa 16-digit card number in the payment slip. Similar to a credit card payment, only loading in cash is accepted.

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