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Open an account online

Open at your convenience

Apply for an account wherever you are and connect to our vast network of merchants and users.

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Manage your finances conveniently with our ever-expanding digital banking capabilities.

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  • Open an Account Online

Download and open an account via the BPI Mobile app

You can open an account anytime, anywhere.

Open an account online in 4 easy steps

Step 1

Go to the app, tap "Open a new account", and tap "Create a bank account".

Step 2

Fill out your personal details and account options, photograph your BPI-approved valid ID and take a selfie. Fill in the additional details.


Step 3

Review your application for errors. Click "Confirm" to create your account.


Step 4

Fund* your account within 7 days. 

*You may fund your account through cardless Deposit via CAM, online transfer from another local bank using Instapay, and over-the-counter at the nearest BPI branch. Over-the-counter charges apply.

Get these products automatically when you open an account online

#SaveUp

A savings account with online banking convenience so you can juggle your day-to-day finances conveniently.

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Virtual Prepaid Card

Pay online and enjoy cashless transactions with the BPI Virtual Prepaid Card.

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Ready to open an account?
Download the BPI Mobile app in the App Store
Use it on your iOS device.
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Use it on your Android device.
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Frequently asked questions

I'm new to BPI, can I open a deposit account online?

Yes, you may open a deposit account through our BPI Mobile app.

I don’t have an account yet but I have an existing credit card with BPI, will I be able to open an account online?

Not at the moment. You may visit the branch near you to open a new account.

Can I use a tablet or laptop to open an account?

No. The online account opening feature is only available via the BPI mobile app. However, once your online banking account is created, you may login to BPI Online using a tablet or a laptop.

What do I need to prepare for the application?

Please prepare any of the following IDs: Driver’s License, Passport, Postal ID, SSS ID, PRC ID, or UMID. Your ID and photo (via selfie) will be captured using your mobile phone’s camera.

What deposit product can I open online?

If you're new to BPI, you can open a #SaveUp account through our BPI Mobile app.

What are the features of #SaveUp?

You may view the features of #SaveUp here.

What are the balance requirements of #SaveUp?

You may view the updated balance requirements of #SaveUp here.

What is the interest rate of #SaveUp?

You may view the updated interest rate of #SaveUp here.

How can I deposit to my newly opened #SaveUp account?

You may fund your account through our Cash Accept Machines (CAMs), transfer funds via Instapay, or deposit over the counter via any BPI branch (over-the-counter charges apply).

How can I access my #SaveUp account?

You can access your #SaveUp account via BPI Online or BPI Mobile app.

Is there a deposit limit for #SaveUp?

None. However, the deposit balance will be capped at Php 30,000 while verification is ongoing.

Does #SaveUp come with a Debit card?

It is available upon request in the branch for a fee of Php 150.

Are there service charges for #SaveUp?

You may view the bank's service charges here.

Who can I contact if I have questions about opening an account online?

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

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For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

Deposits are insured by PDIC up to P500,000 per depositor.

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BPI is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph