Salary Loan
Partner with us and let BPI facilitate the extra cash needs of your employees, from loan processing to managing monthly payments.
Learn more
Up to Php 1 Mn loanable amount

Loanable amount from Php 10,000 to Php 1,000,000.

Low monthly add-on rate

Enjoy a low monthly add-on rate offered exclusively to your employees.

Flexible installment terms

Pay in 12, 18, 24, 30, or 36 monthly installments.

Minimal requirements

Reduced loan requirements for your employees

Quick guide

How to apply for a Salary Loan

1. Consult your HR Benefits representative if BPI Salary Loan is an accredited partner of your company.

2. If your company is an accredited partner, submit the following loan application requirements to your HR:

a. Duly accomplished Salary Loan Application Form
b. Copy of your Company ID
c. 3 months latest payslip or Latest ITR or Certificate of Employment

2. Wait for the SMS notification regarding the status of your loan application.

Personal Loan Application
Ready to apply for a Personal Loan?
Apply now
Related information

FAQs of Existing Loan Account Holders

Read the frequently asked questions for existing loan account holders.

learn more

FAQs of New Loan Applicants

Read the frequently asked questions of those who are interested to apply for a personal loan.

learn more

Salary Loan Application Requirements

Check out the list of requirements needed when applying for a personal loan.

learn more


The maximum annual contractual rate (ACR) is 25.60%. Flexible loan term options from 12 to 36 months. A minimal one-time processing fee of Php 1,500 will be deducted from the loan proceeds. Documentary Stamps Tax worth Php 1.50 for every Php 200 of loan amount will apply to loans above Php 250,000. To know more, click here.

Example: A loan amounting to Php 20,000 with a term of 12 months will pay Php 22,884, inclusive of interest. The estimated monthly amortization is Php 1,907 with ACR of 25.60%. Compute for your loan here.