1. Consult your HR Benefits representative if BPI Salary Loan is an accredited partner of your company.

2. If your company is an accredited partner, submit the following loan application requirements to your HR:

a. Duly accomplished Salary Loan Application Form
b. Copy of your Company ID
c. 3 months latest payslip or Latest ITR or Certificate of Employment

2. Wait for the SMS notification regarding the status of your loan application.

The maximum annual contractual rate (ACR) is 25.60%. Flexible loan term options from 12 to 36 months. A minimal one-time processing fee of Php 1,500 will be deducted from the loan proceeds. Documentary Stamps Tax worth Php 1.50 for every Php 200 of loan amount will apply to loans above Php 250,000. To know more, click here.

Example: A loan amounting to Php 20,000 with a term of 12 months will pay Php 22,884, inclusive of interest. The estimated monthly amortization is Php 1,907 with ACR of 25.60%. Compute for your loan here.