Promo Highlight
Free Eco Bag
BPI Mastercard® Debit or Credit or Robinsons Bank Mastercard Credit Cardholders can enjoy a free Eco Bag for a minimum single receipt installment and straight transaction of PHP 10,000, at any SM Store branch nationwide.
Real 0% SIP
Enjoy 3 months Real 0% SIP with your qualified BPI Credit Card.
Bonus Madness limit
Up to 100% Bonus Madness Limit on your installment purchases for qualified credit cardholders.
Promo Mechanics
Promo Offer
BPI Mastercard® Credit and Debit or Robinsons Bank Mastercard® Credit Cardholders are entitled to the following offers within the Promo Period:
- Get a free eco bag for a minimum single receipt transaction of PHP 10,000
- Special Installment Plan for qualified BPI Credit Cardholders
- 3 months Real 0% SIP
- Up to 100% additional bonus madness limit on your installment purchases for qualified credit cardholders
Promo Mechanics
1. The Promo is open to Cardholders with participating BPI or Robinsons Bank Mastercard® Credit or Debit Cards whose accounts are active and in good standing:
BPI Credit Cards
- BPI Corporate Card
- BPI Edge Card
- BPI Gold Rewards Card
- BPI Platinum Rewards Card
- BPI Rewards Card
- Petron BPI Card
- BPI DOS Card
- Robinsons Cashback Card
BPI Debit Cards
Robinsons Bank Credit Cards
- DOS Card
- Robinsons Cashback Card
2. Promo Period
Branches | Sale Dates |
|---|---|
Baliwag, BF Paranaque, Consolacion, Legazpi, Olongapo Central, San Mateo, San Pablo, Taytay, Megacenter Cabanatuan, Rosario, Grand Central, Trece Martires, General Santos, Clark |
August 29, 2025 to August 31, 2025 |
Mall of Asia | September 17, 2025 to September 21, 2025 |
Aura, Butuan, Cauayan, CDO Downtown, Iloilo, Lucena, Novaliches, Puerto Princesa, Rosales, San Lazaro, Sta. Rosa, Valenzuela, Dasmarinas, San Jose Del Monte, Tanza, JMall |
September 19, 2025 to September 21, 2025 |
Cubao, Quiapo, Makati, Estancia, Caloocan, Daet, Sto. Tomas | October 3, 2025 to October 5, 2025 |
Megamall | October 15, 2025 to October 19. 2025 |
Delgado | October 16, 2025 to October 18, 2025 |
Bacoor, Batangas, Seaside Cebu, Baguio, Cabanatuan, Marilao, Olongapo Downtown, Roxas, Southmall, Davao, Naga, Sorsogon, San Fernando Downtown, Tuguegarao, Laoag |
October 17, 2025 to October 19, 2025 |
3. BPI Credit and Debit and Robinsons Bank Mastercard Credit Cardholders are entitled to the following offers within the promo period:
- Get a free eco bag for a minimum single receipt transaction of PHP 10,000
- Special Installment Plan
- 3 months Real 0% SIP
- Up to 100% Bonus Madness Limit on your installment purchases for qualified Credit Cardholders
4. To qualify for the offer, the Cardholder must use his or her Participating BPI Mastercard® Credit and Debit and Robinsons Bank Mastercard® Credit Card to pay for his or her purchases at Merchant.
5. Offer should be given instantly where the purchase was made.
6. The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.
7. The offer is not convertible to cash or credit. It may not be exchanged with any other product.
8. The cardholder agrees that should his or her purchase be found to be an act of fraud that he or she initiated, conspired or participated with another person or found to be fraudulent, the Bank shall have the right to charge the full amount of the transaction to his or her card inclusive of any discount availed or extended.
9. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. However, if the dispute involves the participating Merchant and its performance and/or delivery of products to customer, subject to the General Provisions set out above, the decision of the Bank and Merchant with the concurrence of DTI shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.
10. Terms and conditions governing the issuance and use of the bank's Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.
Program mechanics: Special Installment Plan
1. The Program is open to cardholders of participating BPI Mastercard® Credit Cards whose accounts are active and in good standing.
BPI Credit Cards
- BPI Corporate Card
- BPI Edge Card
- BPI Gold Rewards Card
- Petron BPI Card
- BPI Platinum Rewards Card
- BPI Rewards Card
2. BPI Mastercard® Credit Cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows Cardholders to avail of 3 months Real 0% SIP at Merchant.
3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):
a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of PHP 5,000 or higher
b. The terms may be available for select items only.
c. All installment transactions are subject to BPI’s approval.
d. The cardholder can also choose to avail of the other SIP features:
Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders
Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.
e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.
e.1. BPI will charge an early termination fee of PHP 550 + 2% on the principal amount should the cardholder decides to terminate the SIP transaction prior to the 1st billing.
e.2. BPI will charge an early termination fee of PHP 550 for SIP transactions terminated after the first billing.
4. To qualify for the Program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the participating Merchant.
5. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Program, the Bank will make a decision, which will be considered final within the context of this offer. However, if the dispute involves the Participating Merchant and its performance and/or delivery of products to the customer, subject to the General Provisions set out above, the decision of the Participating Merchant shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.
6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.
How to Avail
1. Visit any participating branch of merchant.
2. Use any of the participating BPI Mastercard® Credit or Debit or Robinsons Bank Mastercard® Credit Cards to pay for your purchases. Qualified BPI Credit Cardholders may avail of 3 months Real 0% SIP.
3. Available installment terms: 3 months. Terms may be available for select items/service. Valid for a minimum installment spend of PHP 5,000 or higher
Participating branches
| Brnach Name | Address |
|---|---|
SM Aura | SM Aura Premier 26th Street corner Mc Kinley Parkway Brgy Fort Bonifacio Global City Taguig City |
SM Bacolod | SM City Bacolod Reclamation Area Bacolod City |
SM Bacoor | SM City Bacoor Aguinaldo, Habay Bacoor Cavite |
SM Baguio | SM City Baguio, Luneta Hill, Upper Session Rd., Baguio City |
SM Baliwag | SM City Baliwag Dona Remedios Trinidad Highway Pagala Baliwag Bulacan |
SM Bataan | SM City Bataan Lerma St. IbayoCity of Balanga Bataan |
SM Batangas | SM City Batangas Pastor Village Brgy Pallocan Kanluran Batangas City |
SM BF Homes Parañaque | SM City BF Paranaque Dr. A Santos Ave cor Presidents Ave Brgy BF Homes Paranaque City |
SM Bicutan | SM Bicutan LGF 2nd Flr SM City Bicutan Dona Soledad Ave Brgy Don Bosco Parañaque City |
SM Butuan | SM City Butuan JC Aquino Ave. Lapu-Lapu Butuan City |
SM Cabanatuan | SM City Cabanatuan along Maharlika Highway, Brgy. H. Concepcion, Cabanatuan City |
SM Cagayan de Oro | SM City Cagayan Upper Carmen Carmen Cagayan De Oro City |
SM Calamba | SM City Calamba National Road Brgy Real Calamba City Laguna |
SM Caloocan | SM Store Caloocan Deparo Road Barangay 171 Zone 15 District 1, Bagumbong Caloocan City NCR, Third District Philippines |
SM Cauayan (Isabela) | SM City Cauayan, Maharlika Highway, Brgy San Fermin, Cauayan City, Isabela |
SM CDO Downtown Premier | C.M. Recto Avenue cor. Osmeña St. Brgy. 24 Cagayan De Oro City |
SM Cebu | SM City Cebu, North Reclamation Area, Mabolo, Cebu City |
SM City Legazpi | SM City Legazpi,Imelda Roces Avenue, Zone 9 Brgy. 37 Bitano, Legazpi City Albay |
SM City Roxas | SM City Roxas, Arnaldo Blvd. Brgy Baybay Roxas City Capiz |
SM City Urdaneta | SM City Urdaneta Mc. Arthur Highway, Nancayasan, Urdaneta City, Pangasinan. |
SM City Valenzuela | SM City Valenzuela, Mc Arthur Highway, Barangay Karuhutan, Valenzuela City. |
SM Clark | SM City Clark M. A. Roxas Highway Clark freeport Zone |
SM Consolacion (Cebu) | SM City Consolacion Lamac Consolacion Cebu |
SM Cubao | SM Cubao Bldg Araneta Center Socorro Cubao Quezon City |
SM Daet | SM City Daet Vinzons Ave., Lag-on Daet, Camarines Norte |
SM Dasmarinas | SM City Dasmariñas Governor's Drive Bgy Sampaloc I Dasmarinas Cavite |
SM Davao | SM City Davao Quimpo Blvd Ecoland Subd Matina Davao City |
SM Delgado (Iloilo) | SM Delgado cor Valeria Delgado Sts Iloilo City |
SM East Ortigas | SM City East Ortigas, Ortigas Avenue Extension, Brgy. Sta. Lucia, Pasig City. |
SM Estancia | The SM Store Estancia Capitol Commons Oranbo Pasig City |
SM Fairview | SM City Fairview Quirino Highway Pasong Putik Fairview Quezon City |
SM GenSan | SM City General Santos cor Santiago Blvd & San Miguel Sts Lagao Gen Santos City |
SM Grand Central | SM City Grand Central Rizal Ave. Extension Zone 8 Brgy. 88 District II Grace Park East Caloocan City |
SM J Mall | SM City JMall A.S. Fortuna Cor. Albano St. Bakilid 6014 Mandaue City Cebu Philippines |
SM Lanang Premier | SM Lanang Premier JP Laurel Avenue Brgy San Antonio Agdao Davao City |
SM Lipa | SM City Lipa Lipa City Batangas |
SM Lucena | SM City Lucena Dalahican Road cor Maharlika Highway Iba Dupay Lucena City |
SM Makati | SM Makati Bldg Ayala Center Brgy San Lorenzo Vill Makati City |
SM Mall of Asia (Bay City) | SM Mall of Asia JW Diokno Blvd CBP-1A Pasay City |
SM Mandurriao (Iloilo ) | SM City Iloilo Benigno Aquino Ave. Mandurriao Iloilo City |
SM Manila | SM City Manila Conception Corner Arroceros & San Marcelino Sts Manila |
SM Marikina | SM City Marikina Marcos Highway Kalumpang Marikina City |
SM Marilao | SM City Marilao Mc Arthur Highway Brgy Ibayo Marilao Bulacan |
SM Masinag | SM City Masinag Marcos Highway Mmayamot Antipolo City Rizal |
SM Megacenter | SM Megacenter The Mall between Gen. Tinio and Melencio Sts., Cabanatuan City. |
SM Megamall | SM Megamall Bldg B J Vargas Ave Ortigas Mandaluyong City |
SM Mindpro | SM Mindpro Citimall La Purisima Street Zone III Zamboanga City |
SM Molino | SM City Molino Brgy. Molino IV, Bacoor Cavite |
SM Naga | SM City Naga Central Business District II Triangulo Naga City |
SM North EDSA | SM City North Ave Pag asa 1 Quezon City |
SM Novaliches | SM City Novaliches Quirino Highway Bgy San Bartolome Novaliches Quezon City |
SM Olongapo | SM City Olongapo Magsaysay Drive cor Ggordon Ave PAG-ASA Olongapo City |
SM Olongapo Central | SM City Olongapo Central Rizal Avenue East Tapinac Olongapo City |
SM Pampanga | SM City Pampanga Lagundi Mexico Pampanga |
SM Puerto Princesa | SM City Puerto Princesa,Malvar corner Lacao Streets, Barangay San Miguel,Puerto Princesa City, Palawan |
SM Quiapo | SM Quiapo MDC Bldg C Palanca St Quiapo Manila |
SM Rosales | SM City Rosales Carmen East Rosales Pangasinan |
SM Rosario | SM City Rosario Gen Trias Drive Brgy Tejero Rosario Cavite |
SM San Fernando | SM City San Fernando Tiomico St. Brgy. Rosario San Fernando City Pampanga |
SM San Jose del Monte | SM City San Jose Del Monte, Quirino Highway, Brgy. Tungkong Mangga, 3023 San Jose Del Monte City, Bulacan |
SM San Lazaro | SM City San Lazaro Felix Huertas cor A. H. Lacson Sta. Cruz Manila |
SM San Mateo | SM City San Mateo, Gen. A. Luna Avenue, Brgy, Ampid I San Mateo, Rizal |
SM San Pablo | SM City San Pablo National Highway Brgy San Rafael San Pablo City Laguna |
SM Santa Rosa | SM City Santa Rosa nNational Road Tagapo Santa Rosa Laguna |
SM Seaside (Cebu) | SM Seaside City Cebu South Road Properties, Mambaling, Cebu City |
SM Sorsogon | SM City Sorsogon, Maharlika Highway, Balogo Sorsogon City |
SM Southmall (Las Piñas) | SM Southmall Bldg Real St., Almanza Uno Las Pinas City |
SM Sta. Mesa (Centerpoint) | SM City sta. Mesa Aurora Boulevard Dona Imelda Quezon City |
SM Sto Tomas | SM City Sto. Tomas Maharlika Highway San Bartolome 4234 Santo Tomas Batangas Philippines |
SM Sucat | SM City Sucat Dr A Santos Ave San Dionisio Paranaque City |
SM Tanza | SM City Tanza Daang Amaya IITanza Cavite |
SM Tarlac | SM City Tarlac Mc Arthur Highway San Roque Tarlac City |
SM Taytay | SM City Taytay Manila East Road Dolores Taytay Rizal |
SM Telabastagan | Mac Arthur Highway SM City Telabastagan, City of San Fernando , Pampanga |
SM Trece Martires | SM City Trece Martires, Governor’s Drive corner Capitol Road, Brgy. San Agustin Trece Martires City |
SM Tuguegarao | SM City Tuguegarao Bagay Road (Tuguegarao-Solana Road) Caritan Norte Tuguegarao City Cagayan |
Customer support
SM Store
For inquiries, you may call (+632) 881-10000.
BPI
For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
Per DTI Fair Trade Permit No. FTEB- 231375, Series of 2025.
Deposits are insured by PDIC up to ₱1 Million per depositor.
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