Promo Highlights
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Real 0% SIP

Shop for appliances, gadgets electronics, and furniture at 24 months Real 0% SIP for a min. installment spend of Php 18,000 with your qualified BPI Credit Card.

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Bonus Madness Limit

Up to 100% additional credit limit on your installment purchases for qualified credit cardholders.

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Buy Now, Pay 3 months Later

Defer your first monthly installment payments and pay 3 months later.

Promo mechanics

Promo Offer

Enjoy up to 24 months Real 0% SIP on new appliances, gadgets, electronics, and furniture for a minimum installment spend of Php 18,000. Plus, Buy Now Pay 3 months Later with your BPI Credit Card from June 1, 2025 to August 31, 2025.

 

Promo Mechanics

1. The promo is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing:  

BPI Credit Card

  • BPI Amore Cashback Card 
  • BPI Amore Platinum Cashback Card
  • BPI Corporate Card
  • BPI Edge Card
  • BPI Gold Rewards Card 
  • Petron BPI Card 
  • BPI Platinum Rewards Card
  • BPI Rewards Card 
  • BPI Signature Card

2. The Promo Period is from June 1, 2025 to August 30, 2025.

3. Qualified BPI Credit Cardholders are entitled to the following exclusive offers within the Promo Period: 

  • Abenson, Automatic Centre, and abenson.com 
    • Enjoy up to 24 mos. Real 0% SIP  on ALL appliances and select mobile and laptop models for a minimum single-receipt installment purchase of Php 18,000 
  • Electroworld, abensonHOME  branches, and electroworld.abenson.com and home.abenson.com
    • Enjoy up to 24 mos. Real 0% SIP on home appliances, furniture, and select mobile and laptop models for a minimum single-receipt installment purchase of Php 18,000
  • Buy Now, Pay up to 3 months Later
  • Up to 100% additional bonus madness limit on your installment purchases for qualified credit cardholder

4. To qualify for the Promo, the Cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at the Participating Branches or website of the Merchant within the Promo Period.  

5. The Promo offer is not convertible to cash or credit.  It may not be exchanged with any other product.

6. The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.

Program mechanics: Special Installment Plan

1. The program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing. 

BPI Credit Cards  

  • BPI Amore Cashback Card  
  • BPI Amore Platinum Cashback Card  
  • BPI Corporate Card 
  • BPI Edge Card 
  • BPI Gold Rewards Card   
  • Petron BPI Card  
  • BPI Platinum Rewards Card   
  • BPI Rewards Card   
  • BPI Signature Card 

2. BPI Credit Cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows cardholders to avail of up to 24 months Real 0% SIP at participating branches of Merchant.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and Conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase of:

• 3 and 6 months – PHP 3,000

• 12 months – PHP 6,000

• 24 months – PHP 18,000

b. The terms may be available for select items only. 

c. All installment transactions are subject to BPI's approval. 

d. Cardholder can also choose to avail of the other SIP features:

• Up to 100% BONUS MADNESS LIMIT for qualified BPI Credit Cardholders

Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

• Buy Now, Pay up to 3 months Later

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method 

e.1. BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decides to terminate the SIP transaction prior to the 1st billing. 

e.2. BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.

4. To qualify for the program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the Participating Merchant. 

5. Any dispute concerning the products and/or services related to the program shall be settled directly between the cardholder and the Merchant. 

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this program campaign.

How To Avail

1. Visit any participating branches of merchant. 

2. Use any of the participating BPI Credit Cards to pay for your purchases. BPI Credit Cardholders can avail of up to 24 months Real 0% SIP.

3. Available installment terms: 3, 6, 12, and 24months. Terms may be available for select items. Valid for a minimum installment spend of:

  • 3 and 6 months – PHP 3,000
  • 12 months – PHP 6,000
  • 24 months – PHP 18,000
Participating branches and channels

A. Online: 

Appliances: abenson.com

Gadgets: electroworld.abenson.com 

Furniture: home.abenson.com

 

B. In-store branches:

Check out the list of participating in-store branches.

Customer support

Abenson

You may contact the customer service hotline at (+632) 8921-0888 or email us at customerservice@abenson.com.

 

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

 

Per DTI Fair Trade Permit No. FTEB-222160 Series of 2025.

 

Related Information

Real 0% SIP is now available online

Enjoy up to 36 months Real 0% SIP at select merchants nationwide with your BPI Credit Card.
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