Transfer money

Using the BPI app:

1. Log in to the BPI app and tap Transfer > To own account.

2. Select the account you want to transfer from, then the account you want to transfer to.

3. Type in the amount you want to transfer, then tap Continue.

4. Review the details, and tap Confirm.

You’re done! You’ll see the changes in account balance in real-time.

Using BPI via web browser:

1. Go to BPI online and log in.

2. In the menu on the left of the screen, click Transfer > To own account.

3. Click Transfer from, then select the account you want to transfer from.

4. Click Transfer to, then select the account you want to transfer to.

5. Enter the amount you want to transfer. If you plan to make this transfer regularly, you can adjust the Frequency to set a scheduled transfer. Click Continue.

6. Review the details of your transaction and click Confirm.

You’re done! You’ll get an email with all the details of your money transfer.

Using the BPI app:

1. Log in to the BPI app and tap Transfer > To another BPI account.

2. Select the account you want to transfer from.

3. Tap Transfer to, then do one of the following:

If you’re transferring to an enrolled account, select the recipient from your list of enrolled accounts.

If you’re transferring to an unenrolled account, click Enter account number manually. Copy-paste or type in the account number in the field that appears.

If you’re transferring via QR code, go back and click Do you have a QR code? Then upload your QR from your device.

4. Enter the amount you want to transfer, then tap Continue.

5. Review the details of your transaction and tap Confirm.

6. Approve your transaction with Mobile Key.

You’re done! Your recipient will get the money transfer in real-time.

Using BPI via web browser:

1. Go to BPI online and log in.

2. Select Transfer > To another BPI account

3. Select the account you want to transfer money from.

4. Click Transfer to, then do one of the following:

If you’re transferring to an enrolled account, select the recipient from your list of enrolled accounts.

If you’re transferring to an unenrolled account, click Enter account number manually. Copy-paste or type in the account number in the field that appears.

If you’re transferring via QR code, go back and click Do you have a QR code? Then upload your QR from your device.

5. Enter the amount you want to transfer, then click Continue.

6. Review the details of your transaction, then tap Confirm.

7. A pop-up will appear, telling you to continue with Mobile Key.

8. On the device where Mobile Key is activated, tap the push notification from BPI, then tap Approve.

You can transfer money via QR code through the BPI app or via web browser.

Using the BPI app:

1. Tap Transfer and select the type of account you want to transfer to

2. Select your source account under the Transfer from field.

3. Under the Transfer to field, enter the recipient’s detail by scanning/uploading the QR code or entering the account details.

4. Type in the amount you want to transfer, if needed, then tap Continue.

5. Review the details of your transaction and tap Confirm.

6. Approve your transaction with Mobile Key and you’re done!

Using BPI via web browser:

1. Go to https://online.bpi.com.ph/login and log in.

2. Click Transfer, then choose if you’re sending to another BPI account or another bank.

3. Select your source account under the Transfer from field.

4. Click Do you have a QR code? Then upload the QR code image from your device.

5. Enter the amount you want to transfer, then click Continue.

6. Review the details of your transaction, then tap Confirm.

7. A pop-up will appear, telling you to continue with Mobile Key.

8. On the device where Mobile Key is activated, tap the push notification from BPI, then tap Approve.

Transfers to other banks via QR code can only be done through InstaPay. From March 7, 2025 to May 31, 2025, the transfer fee via Instapay will be Php 10 (from Php 25) for every fund transfer transaction.* Learn more here.

See the list of participating banks and financial institutions that allow InstaPay transfers via QR code here. You can also visit the BSP website to get regular updates on the participating institutions.

*Instapay will remain free for Preferred, Gold, and Private Wealth clients.

You can schedule a new transaction when you log in to your BPI online account through the app or via web browser. 

Once logged in, follow these steps: 

1. Tap or click the settings icon in the upper right corner of the home screen. 

2. Scroll down to Transactions and select Manage scheduled transactions > Schedule new transaction.

3. Select the transaction type and enter the recipient or biller details. 

4. Select the account you want to use to pay or transfer from, and enter the amount. 

5. Under Frequency, choose if you want this transaction to happen one time, monthly, or quarterly. *

6. Select the date of when you want the transaction to take place, then Continue.

7. Review the details of your scheduled transaction and Confirm.

8. Enter the One-Time PIN sent to you registered mobile number. 

 
You’re done! You’ll see a confirmation screen with all the details of your scheduled transaction, and will receive a confirmation as well. 

*For recurring transactions, you’ll also be asked how many times you want the transaction to take place. You can choose up to 12, for monthly transactions, and four (4) for quarterly transactions.

You can cancel a transaction up to 10 PM Philippine Standard Time one banking day before the transaction is scheduled. Here’s how to cancel: 

1. Log in to your BPI online account through the BPI app or via web browser.

2. Select the settings icon in the upper right corner of the home screen. 

3. Scroll down to Transactions and tap Manage scheduled transactions.

4. Select the account you used as the source account of your scheduled transaction.

5. A list of all the scheduled transactions under that account will appear. Look for the transaction you want to edit and tap the three dots on the right side, then select Delete.

You’re done! You’ll receive an email confirming the deletion of the scheduled transaction.

Yes, you can generate a QR code for each account that you own through the BPI app or via web browser.

You’ll see the option to approve your transaction via One Time Pin (OTP).

All transfers done via QR code are InstaPay transactions. Here’s the list of participating banks and financial institutions that allow InstaPay transfers. You can also visit the BSP website to get regular updates on the participating institutions.

Yes, you can link the same BPI deposit account to both your registered mobile number and email address. You just can’t link two or more deposit accounts to your email address or mobile number.

No, your updated contact details do not automatically link to your deposit account. You’ll need to unlink your old mobile number or email address from your deposit account first, then link your new mobile number or email address.

No, for your security, only your registered mobile number or email address can be linked to any of your BPI deposit accounts.

There's no cut-off time for Dollar to Peso and Dollar to Dollar funds transfers. This type of transaction can be processed 24/7.

There’s no cut-off time for Dollar to Dollar fund transfers. This type of transaction can be processed 24/7.

You can transfer up to USD 1,000 per day, per account.

This is on top of your daily transaction limits for Philippine Peso money transfers.

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.