1. Log in to BPI Online or BPI Mobile app then select “Transfer Money.”
2. Fill in the details and select “Transfer to own account.”
3. Select the account you would like to transfer to.
4. Confirm the details of your transaction. Click on “Confirm.”
5. Enter your Mobile Key or One-Time PIN (OTP) then select “Submit.”

1. Log in to BPI Online or BPI Mobile app then select “Transfer Money.”
2. Fill in the details and select “Transfer to 3rd party.”
3. Enter the recipient’s account number.
4. Confirm the details of your transaction. Click on “Confirm.”
5. Enter your Mobile Key or One-Time PIN (OTP) then select “Submit.”

Note: A transfer fee of Php 10/transaction will also be deducted from your account. However, you can still transfer money for free if you transfer via QR Code or to an enrolled account.

To other BPI accounts
1. Log in to BPI Online or BPI Mobile app then select “Transfer Money.”
2. Fill in the details and select “Transfer to 3rd party.”
3. Upload/scan the recipient’s QR code.
4. Confirm the details of your transaction. Tap on “Confirm.”
5. Use Mobile Key or enter your One-Time PIN (OTP) then select “Submit.”

To other local banks*
1. Log in to BPI Online or BPI Mobile app then select "Transfer Money"
2. Fill in the details  and select "Transfer to 3rd party."
3. Upload/scan the recepient's QR code.
4. Confirm the details of your transaction. Tap on "Confirm."
5. Enter your Mobile Key PIN, fingerprint, or face ID to approve, then select "Submit".

*Available for InstaPay transfers to BDO, Metrobank, Landbank, Unionbank, RCBC, Chinabank, Philippine National Bank, Maybank, Asia United Bank Corporation, Sterling Bank, Philippine Savings Bank, Paymaya, Starpay Corporation, Allbank, Card Bank, Queen City Development Bank, Robinson's Bank Corporation, Rural Bank of Guinobatan Inc.

Note: A transfer fee of Php 25/transaction will also be deducted from your account.

Learn more about sending money via InstaPay.

You can create a scheduled transaction in 3 ways:

1. Go to Other Services > Manage Scheduled Transaction.
2. Set the schedule while doing your bills pay, transfer money, or prepaid card load transaction. The scheduling option is part of the fields to fill out.
3. After a successful transaction, a pop-up will also appear, asking if you’d wish to schedule that transaction in the future.

1. Log in to BPI Online or BPI Mobile app and select “Other Services.”
2. Select “QR Generator.”
3. Select account to generate QR code.
4. Create a nickname for your QR Code. QR nicknames can have a maximum of 10 alphanumeric characters.
5. Enter the amount (optional).
6. Select “Save to Device.” You can now start sending the QR code instead of giving your account number.

This feature is temporarily unavailable. You may continue to enjoy free transfers to other accounts via QR code.

1. Log in to BPI Online and go to “Other Services.”
2. Select “Manage Recipients.”
3. Click on “Add new recipients.”
4. Select "Other Person's Accounts."
5. Fill in the details and click "Next."

After sending to an unenrolled account, prepaid card, or phone, you will be asked to save the recipient as a “Favorite.”

1. Log in using the BPI Mobile app and select “Transfer Money.”
2. Select “Transfer to another bank.”
3. Select the bank you want to send money to and fill in the details.
4. Choose whether to:

a. Enter the recipient's account number
b. Upload/scan the recipient's QR code.
c. Enter the recepient's registered mobile number**
d. Enter the recipient's registered email address**

5. Confirm the details of your transaction. Click on “Confirm.”
6. Use your Mobile Key PIN or smartphone’s biometrics to approve.

*Available for InstaPay transfers to BDO, Metrobank, Landbank, Unionbank, RCBC, Chinabank, Philippine National Bank, Maybank, Asia United Bank Corporation, Sterling Bank, Philippine Savings Bank, Paymaya, Starpay Corporation, Allbank, Card Bank, Queen City Development Bank, Robinson's Bank Corporation, Rural Bank of Guinobatan Inc.

**Available for InstaPay to Unionbankand Chinabank.

Note: A transfer fee of Php 25/transaction will also be deducted from your account.

Learn more about sending money via InstaPay.

1. Log in to BPI Online or BPI Mobile app then go to “Other Services.”
2. Under transactions, select “Link a Mobile Number or Email.”
3. Select a deposit account to register and nominate its nickname.
4. Choose whether to link* your registered mobile number or email address.
5. Confirm the details of your transaction. Tap on “Confirm.”
6. Enter your One-Time PIN, then select “Submit.”

*You can only link your mobile number or email one BPI account at a time.

Learn more about recieving transfers via InstaPay.

1. Log in to BPI Online and go to “Transfer Money." Select “Dollar to Peso” tab to fill in the details, then click “Next.”
2. Review your transaction details and click “Confirm” to proceed.
3. Transfer done! Keep the details of your transaction for reference.

Note: The Dollar to Peso funds transfer facility is available to card-based BPI US Dollar and Peso accounts during Mondays to Fridays (except on holidays), from 9:30am to 9:30pm Philippine Standard Time. The availability of the US Dollar to Peso funds transfer facility may change without prior notice.

For enrolled accounts, there's no limit to the amount that you can transfer to your own and enrolled accounts.

For unenrolled accounts, you can transfer up to an aggregated amount of Php 50,000 per day, per source account.*

*This limit includes cash-ins to other partner apps and websites, load prepaid, load other prepaid, transfers to other BPI accounts (unenrolled), and Instapay transfers, pay e-Gov, pay on delivery and BPI to Cash.

You can now enroll up to 99 accounts.

​​​​​​​Yes, deletion of an enrolled account can be done in real-time. One-Time PIN is required for this transaction.

Yes, you can generate a QR code for each account that you own.

You may make InstaPay transfers via QR code to the following local banks:
BDO
Metrobank
Landbank
Unionbank
RCBC
Chinabank
Philippine National Bank
Maybank
Asia United Bank Corporation
Sterling Bank
Philippine Savings Bank
Paymaya
Starpay Corporation
Allbank
Card Bank
Queen City Development Bank
Robinson's Bank Corporation
Rural Bank of Guinobatan Inc.

Yes. You may still share your current QR code that shows the BPI Escudo in the middle. Please take note that the newly-generated QR code will now show the QR PH logo in the middle.

Note: Available for InstaPay transfers to BDO, Metrobank, Landbank, Unionbank, RCBC, Chinabank, Philippine National Bank, Maybank, Asia United Bank Corporation, Sterling Bank, Philippine Savings Bank, Paymaya, Starpay Corporation, Allbank, Card Bank, Queen City Development Bank, Robinson's Bank Corporation, Rural Bank of Guinobatan Inc.

Yes. You may generate a new QR code and nominate a new nickname for it.

No. Only the last 4-digits of your account number will be displayed during the transaction and the rest of your account number will be masked.

Yes. You may link your BPI account to both your registered mobile number and email address.

A maximum of 20 characters is allowed in nominating a nickname.

You may transfer funds using a mobile number or email address to our initial partner banks, Unionbank and Chinabank.

Yes. You may choose to import a mobile number from your contacts list or manually input it on the transaction page.

No. After successfully updating your mobile number or email address, your device will prompt you to delete your old mobile number or email address to link the updated one.

Recent - BPI Online lists your last 3 transactions for easy recall.
Favorites - You can save up to 10 favorite unenrolled accounts, prepaid cards, or phones.

Yes. This service is only available from 9:30 AM to 3:30 PM Philippine Standard Time.

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.