1. Log in to BPI Online or the BPI Mobile app.
2. Select "Transfer Money" from the menu.
3. Select your source account.
4. Fill in details of the amount and select “Transfer to own account”.
5. Select the account you would like to transfer to.
6. Confirm the details of your transaction. Click on “Confirm”.
7. You're done!

1. Log in to BPI Online or the BPI Mobile app.
2. Select "Transfer Money" from the menu.
3. Select your source account.
4. Fill in details of the amount and select "Transfer to 3rd party".
5. Input details of the destination account by manually keying-in the account number or by scanning/uploading the QR code.
6. Confirm details.
7. For unenrolled accounts, you will be asked to authenticate your transaction via Mobile Key.
8. You're done!

Starting June 3, 2022, authentication of unenrolled transactions via OTP will no longer be used. Please activate your Mobile Key for additional security.

Note:  A transfer fee of Php 10 will be charged to the sender for unenrolled accounts. We recommend the use of the destination QR code or enrolling the account to be transfered to avoid additional charges.

To other BPI accounts:

1. Log in to BPI Online or the BPI Mobile app.
2. Select "Transfer Money" from the menu.
3. Select “Transfer to 3rd party” and fill in the details.
4. Upload/scan the recipient’s QR code.
5. Confirm the details of your transaction. Tap on “Confirm”.
6. Enter your Mobile Key.
7. You're done!


To other local banks:

1. Log in to BPI Online or the BPI Mobile app.
2. Select "Transfer Money" from the menu.
3. Select “Transfer to another bank”.
4. Upload/scan the recipient’s QR code*.
5. Confirm the details of your transaction. Tap on "Confirm".
6. Enter your Mobile Key, then select “Submit”.
7. You're done!

To boost your security, Mobile Key authentication will be required for Fund Transfers to any BPI account via QR code and manual input starting June 3, 2022.

*Available for InstaPay transfers to AllBank, Asia United Bank Corporation, BDO,  Card Bank, Cebuana Lhuiller Rural Bank, China Bank, DCPay Philippines, East West Rural Bank, ING Bank,  Land Bank, Maybank,  Metro Bank, PayMaya Philippines, Philippine National Bank, Philippine Savings Bank, Queen City Development Bank, RCBC, Robinsons Bank Corporation, Rural Bank of Guinobatan, StarPay Corporation, Standard Chartered Bank, Sterling Bank, TayoCash Inc., Union Bank, USSC Money Services Inc.  

Note: A transfer fee of Php 25/transaction will also be deducted from your account.

You have 3 options to create a scheduled transaction in BPI Online.

Option 1:

1. Login via BPI Online.
2. Select "Other Services" from the menu.
3. Select "Manage Scheduled Transaction".
4. Click "Create scheduled transactions".
5. You're done!


Option 2:

1. Set the schedule while doing your bills pay, transfer money, or prepaid card load transaction.
2. The scheduling option ("Frequency)" is part of the fields to fill out.
3. You're done!


Option 3:

1. After a successful transaction via BPI Online, a pop-up will also appear, asking if you make this transaction regularly.
2. Click "Make this a scheduled transaction".
3. You're done!

1. Log in to BPI Online or the BPI Mobile app.
2. Select “Other Services” from the menu.
3. Click “QR Generator".
4. Select account to generate QR code.
5. Create a nickname for your QR Code. QR nicknames can have a maximum of 10 alphanumeric characters.
6. Enter the amount (optional).
7. Select “Save to Device.”
8. You’re done! 

You may now start using your QR code to receive money instead of giving your account number.

1. Log in to BPI Online or the BPI Mobile app.
2. Select “Other Services” from the menu.
3. Select “Manage Billers and Payees”.
4. Click on “Add new recipient”.
5. Fill in the details and click "Confirm".
6. Enter your Mobile Key to approve enrollment.
7. You're done!

After sending to an unenrolled account, prepaid card, or phone, you may choose to save the recipient details as "Favorite."

1. Log in to BPI Online or the BPI Mobile app.
2. Select “Transfer Money” from the menu selection.
3. Select “Transfer to another bank”.
4. Select the bank you want to send money to and fill in the details.
5. Choose whether to:

a. Enter the recipient's account number
b. Upload/scan the recipient's QR code**
c. Enter the recipient's registered mobile number***
d. Enter the recipient's registered email address***

6. Confirm the details of your transaction. Click on “Confirm”.
7. Use your Mobile Key PIN or smartphone’s biometrics to approve.

**Available for InstaPay transfers to AllBank, Asia United Bank Corporation, BDO,  Card Bank, Cebuana Lhuiller Rural Bank, China Bank, DCPay Philippines, East West Rural Bank, ING Bank,  Land Bank, Maybank,  Metro Bank, PayMaya Philippines, Philippine National Bank, Philippine Savings Bank, Queen City Development Bank, RCBC, Robinsons Bank Corporation, Rural Bank of Guinobatan, StarPay Corporation, Standard Chartered Bank, Sterling Bank, TayoCash Inc., Union Bank, USSC Money Services Inc.  

*** Available to Chinabank, Metrobank, RCBC, and Unionbank only

Note: A transfer fee of Php 25/transaction will also be deducted from your account.

1. Log in to BPI Online or the BPI Mobile app.
2. Select “Other Services” from the menu.
3. Under transactions, select “Link a Mobile Number or Email”.
4. Select a deposit account to register and nominate its nickname.
5. Choose whether to link* your registered mobile number or email address.
6. Confirm the details of your transaction. Tap on “Confirm”.
7. Enter your One-Time PIN, then select “Submit”.
8. You're done!

*You can only link your mobile number or email to one BPI account at a time. 

1. Log in to BPI Online.
2. Select “Transfer Money” from the menu.
3. Select “Dollar to Peso” tab and fill in the details.
4. Click "Next".
5. Review your transaction details and click “Confirm” to proceed.
6. Transfer done! Keep the details of your transaction for reference.
7. You're done!

Note: The Dollar to Peso funds transfer facility is available to card-based BPI US Dollar and Peso accounts during Mondays to Fridays (except on holidays), from 9:30am to 9:30pm Philippine Standard Time. The availability of the US Dollar to Peso funds transfer facility may change without prior notice.

For own and enrolled accounts, there's no limit to the amount that you can transfer.

For unenrolled accounts, you can transfer up to an aggregated amount of Php 250,000* per day. This limit includes cash-ins to other partner apps and websites, load prepaid phone and prepaid card, load other prepaid, transfers to other BPI accounts (unenrolled), Instapay transfers, pay e-Gov, pay on delivery, and BPI to Cash.

*A higher limit is available to Preferred and Private Banking clients

Note: You may customize your transfer limits. Please see steps on how to set transfer limits.

You can now enroll up to 99 accounts.

​​​​​​​Yes, deletion of an enrolled account can be done in real-time. One-Time PIN is required for this transaction.

Yes, you can generate a QR code for each account that you own.

You may make InstaPay transfers via QR code to the following local banks:

AllBank
Asia United Bank Corporation
BDO
Card Bank
Lhuiller Rural Bank
China Bank
DCPay Philippines
East West Rural Bank
ING Bank 
Land Bank
Maybank
Metro Bank
PayMaya Philippines
Philippine National Bank
Philippine Savings Bank
Queen City Development Bank
RCBC
Robinsons Bank Corporation
Rural Bank of Guinobatan
StarPay Corporation
Standard Chartered Bank
Sterling Bank
TayoCash Inc.
Union Bank
USSC Money Services Inc.

Yes. You may still share your current QR code that shows the BPI Escudo in the middle. Please take note that the newly-generated QR code will now show the QR PH logo in the middle.

Note: Available for InstaPay transfers via QR code from AllBank, Asia United Bank Corporation, BDO, Card Bank, Cebuana Lhuiller Rural Bank, China Bank, DCPay Philippines, East West Rural Bank, ING Bank,  Land Bank, Maybank,  Metro Bank, Philippines, Philippine National Bank, Philippine Savings Bank, Queen City Development Bank, RCBC, Robinsons Bank Corporation, Rural Bank of Guinobatan, StarPay Corporation, Sterling Bank, TayoCash Inc., Union Bank, USSC Money Services Inc., Zybi Tech, Inc.

Yes. You may generate a new QR code and nominate a new nickname for it.

No. Only the last 4-digits of your account number will be displayed during the transaction and the rest of your account number will be masked.

Yes. You may link your BPI account to both your registered mobile number and email address.

Note: Only one account can be linked to your registered mobile number and email address

A maximum of 20 characters is allowed in nominating a nickname.

You may transfer funds using a mobile number or email address to our initial partner banks:

Chinabank
RCBC
Unionbank

Yes. You may choose to import a mobile number from your contacts list or manually input it on the transaction page.

No. After successfully updating your mobile number or email address, your device will prompt you to delete your old mobile number or email address to link the updated one.

Recent - BPI Online lists your last 3 transactions for easy recall.
Favorites - You can save up to 10 favorite unenrolled accounts, prepaid cards, or phones.

Yes. This service is only available from Mondays to Fridays (except on holidays), from 9:30 AM to 9:30 PM Philippine Standard Time.

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.