Transfer Money
Choose the way you transfer funds.
Learn how
Features
Transfer to Own Account

Manage your funds between accounts easily.

Transfer to other BPI Accounts

Transfer funds to unenrolled BPI, BFB, and BPID accounts just by keying-in the account number.

Transfer via QR Code

Transfer funds without keying-in your account number with the use of a QR code.

Create and Customize your QR Code

Create and share your own QR code for easier transactions.

Add an Account to Favorites

Save accounts as Favorites so you can easily send money.

Transfer to other Local Banks

Send money to other local banks with InstaPay.

Make a Dollar to Peso Transfer

Convert your US Dollars to Philippine Pesos in real-time with a Dollar account.

Quick guides

How to transfer money to own account

1. Log in to BPI Online or BPI Mobile app then select “Transfer Money.”
2. Fill in the details and select “Transfer to own account.”
3. Select the account you would like to transfer to.
4. Confirm the details of your transaction. Click on “Confirm.”
5. Enter the One-Time PIN (OTP) then select “Submit.”

How to transfer money to other BPI accounts

1. Log in to BPI Online or BPI Mobile app then select “Transfer Money.”
2. Fill in the details and select “Transfer to 3rd party.”
3. Enter the recipient’s account number.
4. Confirm the details of your transaction. Click on “Confirm.”
5. Enter the One-Time PIN (OTP) then select “Submit.”

Note: A transfer fee of Php 10/transaction will also be deducted from your account. However, you can still transfer money for free if you transfer via QR Code or to an enrolled account.

How to transfer money via QR Code

1. Log in to BPI Online or BPI Mobile app then select “Transfer Money.”
2. Fill in the details and select “Transfer to 3rd party.”
3. Upload/scan the recipient’s QR code.
4. Confirm the details of your transaction. Click on “Confirm.”
5. Enter the One-Time PIN (OTP) then select “Submit.”

How to create and customize your QR Code

1. Log in to BPI Online or BPI Mobile app and select “Other Services.”
2. Select “QR Generator.”
3. Select account to generate QR code.
4. Create a nickname for your QR Code. QR nicknames can have a maximum of 10 alphanumeric characters.
5. Select “Save to Device.” You can now start sending the QR code instead of giving your account number.

How to enroll an account to transfer money without a fee

1. Log in to BPI Online and go to “Other Services.”
2. Select “Manage Recipients.”
3. Click on “Add new recipients.”
4. Select "Other Person's Accounts."
5. Fill in the details and click "Next."
6. You will need to print, sign and email the form to onlinebanking-enrollment@bpi.com.ph

How to add an account to Favorites

After sending to an unenrolled account, prepaid card, or phone, you will be asked to save the recipient as a “Favorite.”

How to transfer money to another local bank

1. Log in to BPI Online or BPI Mobile app and select “Transfer Money.” 
2. Select “Transfer to another bank.”
3. Select the bank you want to send money to and fill in the details.
4. Confirm the details of your transaction. Click on “Confirm.”
5. Enter the One-Time PIN (OTP) then select “Submit.”

Note: A transfer fee of Php 50/transaction will also be deducted from your account.
Learn more about sending money via InstaPay.

How to make a Dollar to Peso transfer

1. Log in to BPI Online and select “Transfer Money.” 
2. Select “Dollar to Peso.”
3. Fill in the necessary details.
4. Confirm the details of your transaction click on “Confirm.”
5. Enter the One-Time PIN (OTP) then select “Submit.”

Note: Dollar to Peso Transfer is only available to those with an ATM-based US Dollar account.

Start transferring money with BPI Online
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Log in to BPI Online today.
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Frequently asked questions

Is there a limit to the amount that I can transfer in a day?

There's no limit to the amount that you can transfer to your own and enrolled accounts.

​​​​​​​For unenrolled accounts, each source account can transfer a maximum amount of Php50,000 per day. To ensure the protection of your account, a One-Time PIN is also required for every transaction.

What is the maximum number of accounts I can enroll as third party?

You can now enroll up to 99 accounts.

Can I delete an enrolled account in real-time?

​​​​​​​Yes, deletion of an enrolled account can be done in real-time. One-Time PIN is required for this transaction.

What is the Recent and Favorites features?

Recent - BPI Online lists your last 3 transactions for easy recall.
Favorites - You can save up to 10 favorite unenrolled accounts, prepaid cards, or phones.

Is there a cut-off time for Dollar to Peso funds transfer transactions?

Yes. This service is only available from 9:30 AM to 3:30 PM Philippine Standard Time.

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