1. Log in to BPI Online or the BPI Mobile app.
2. Select "Transfer Money" from the menu.
3. Select your source account.
4. Fill in details of the amount and select “Transfer to own account”.
5. Select the account you would like to transfer to.
6. Confirm the details of your transaction. Click on “Confirm”.
7. You're done!

1. Log in to BPI Online or the BPI Mobile app.
2. Select "Transfer Money" from the menu.
3. Select your source account.
4. Fill in details of the amount and select "Transfer to 3rd party".
5. Input details of the destination account by manually keying-in the account number or by scanning/uploading the QR code.
6. Confirm details.
7. For unenrolled accounts, you will be asked to authenticate your transaction via Mobile Key.
8. You're done!

Starting June 3, 2022, authentication of unenrolled transactions via OTP will no longer be used. Please activate your Mobile Key for additional security.

Note:  A transfer fee of Php 10 will be charged to the sender for unenrolled accounts. We recommend the use of the destination QR code or enrolling the account to be transfered to avoid additional charges.

To other BPI accounts:

1. Log in to BPI Online or the BPI Mobile app.
2. Select "Transfer Money" from the menu.
3. Select “Transfer to 3rd party” and fill in the details.
4. Upload/scan the recipient’s QR code.
5. Confirm the details of your transaction. Tap on “Confirm”.
6. Enter your Mobile Key.
7. You're done!

To other local banks:

1. Log in to BPI Online or the BPI Mobile app.
2. Select "Transfer Money" from the menu.
3. Select “Transfer to another bank”.
4. Upload/scan the recipient’s QR code*.
5. Confirm the details of your transaction. Tap on "Confirm".
6. Enter your Mobile Key, then select “Submit”.
7. You're done!

To boost your security, Mobile Key authentication will be required for Fund Transfers to any BPI account via QR code and manual input starting June 3, 2022.

*See the list of participating banks and financial institutions that allow InstaPay transfers via QR code. You may also visit the BSP website to get regular updates on the participating institutions.

Note: A transfer fee of Php 25 per transaction will also be deducted from your account.

You have 3 options to create a scheduled transaction in BPI Online.

Option 1:

1. Login via BPI Online.
2. Select "Other Services" from the menu.
3. Select "Manage Scheduled Transaction".
4. Click "Create scheduled transactions".
5. You're done!

Option 2:

1. Set the schedule while doing your bills pay, transfer money, or prepaid card load transaction.
2. The scheduling option ("Frequency)" is part of the fields to fill out.
3. You're done!

Option 3:

1. After a successful transaction via BPI Online, a pop-up will also appear, asking if you make this transaction regularly.
2. Click "Make this a scheduled transaction".
3. You're done!

1. Log in to BPI Online or the BPI Mobile app.
2. Select “Other Services” from the menu.
3. Click “QR Generator".
4. Select account to generate QR code.
5. Create a nickname for your QR Code. QR nicknames can have a maximum of 10 alphanumeric characters.
6. Enter the amount (optional).
7. Select “Save to Device.”
8. You’re done! 

You may now start using your QR code to receive money instead of giving your account number.

1. Log in to BPI Online or the BPI Mobile app.
2. Select “Other Services” from the menu.
3. Select “Manage Billers and Payees”.
4. Click on “Add new recipient”.
5. Fill in the details and click "Confirm".
6. Enter your Mobile Key to approve enrollment.
7. You're done!

After sending to an unenrolled account, prepaid card, or phone, you may choose to save the recipient details as "Favorite."

1. Log in to BPI Online or the BPI Mobile app.
2. Select “Transfer Money” from the menu selection.
3. Select “Transfer to another bank”.
4. Select the bank you want to send money to and fill in the details.
5. Choose whether to:

a. Enter the recipient's account number
b. Upload/scan the recipient's QR code**
c. Enter the recipient's registered mobile number***
d. Enter the recipient's registered email address***

6. Confirm the details of your transaction. Click on “Confirm”.
7. Use your Mobile Key PIN or smartphone’s biometrics to approve.

**See the list of participating banks and financial institutions that allow InstaPay transfers via QR code. You may also visit the BSP website to get regular updates on the participating institutions.

*** Available to Chinabank, Metrobank, RCBC, and Unionbank only.

Note: A transfer fee of Php 25 per transaction will also be deducted from your account.

1. Log in to BPI Online or the BPI Mobile app.
2. Select “Other Services” from the menu.
3. Under transactions, select “Link a Mobile Number or Email”.
4. Select a deposit account to register and nominate its nickname.
5. Choose whether to link* your registered mobile number or email address.
6. Confirm the details of your transaction. Tap on “Confirm”.
7. Enter your One-Time PIN, then select “Submit”.
8. You're done!

*You can only link your mobile number or email to one BPI account at a time. 

1. Log in to BPI Online.
2. Select “Transfer Money” from the menu.
3. Select “Dollar to Peso” tab and fill in the details.
4. Click "Next".
5. Review your transaction details and click “Confirm” to proceed.
6. Transfer done! Keep the details of your transaction for reference.
7. You're done!

Note: The Dollar to Peso funds transfer facility is available 24/7 to card-based BPI US Dollar and Peso accounts.

1. Login to BPI Online or the BPI Mobile app.
2. Go to menu and select “Transfer Money”.
3. Select your USD source account.

For Transfer to Own:

a. Select “Transfer to Own Account".
b. Input the required details.
c. Confirm the details.
d. You’re done!

For Transfer to 3rd Party*:

a. Select “Transfer to 3rd Party”.
b. Input the required details.
c. Confirm the details and authenticate your transaction via Mobile Key.
d. You’re done!

*Note: USD-to-USD transfers are only available for BPI-to-BPI transactions.

Deleting scheduled transactions is only available in BPI Online.

1. Login via BPI Online.
2. Select "Other Services" from the menu.
3. Select "Manage Scheduled Transaction".
4. Choose a source account. A list of scheduled transactions under that account will appear.
5. Select the scheduled prepaid transaction you would like to delete.
6. Select “Delete” and a pop-up will appear.
7. Tap “proceed” to delete.
8. You're done!

For own and enrolled accounts, there's no limit to the amount that you can transfer.

For unenrolled accounts, you can transfer up to an aggregated amount of Php 250,000* per day. This limit includes cash-ins to other partner apps and websites, load prepaid phone and prepaid card, load other prepaid, transfers to other BPI accounts (unenrolled), Instapay transfers, pay e-Gov, pay on delivery, and BPI to Cash.

*A higher limit is available to Preferred and Private Banking clients

Note: You may customize your transfer limits. Please see steps on how to set transfer limits.

You can now enroll up to 99 accounts.

​​​​​​​Yes, deletion of an enrolled account can be done in real-time.

No. You must activate your Mobile Key to proceed with these transactions.

Yes, you can generate a QR code for each account that you own.

The option to authenticate transactions via One Time Pin (OTP) will be activated when Mobile Key is unavailable due to systems maintenance.

See the list of participating banks and financial institutions that allow InstaPay transfers via QR code. You may also visit the BSP website to get regular updates on the participating institutions.

Yes. You may still share your current QR code that shows the BPI Escudo in the middle. Please take note that the newly-generated QR code will now show the QR PH logo in the middle.

Note: See the list of participating banks and financial institutions that allow InstaPay transfers via QR code. You may also visit the BSP website to get regular updates on the participating institutions.

Yes. You may generate a new QR code and nominate a new nickname for it.

No. Only the last 4-digits of your account number will be displayed during the transaction and the rest of your account number will be masked.

Yes. You may link your BPI account to both your registered mobile number and email address.

Note: Only one account can be linked to your registered mobile number and email address

See the list of participating banks and financial institutions. You may also visit the BSP website to get regular updates on the participating institutions.

A maximum of 20 characters is allowed in nominating a nickname.

You may transfer funds using a mobile number or email address to our initial partner banks:

Chinabank
RCBC
Unionbank

Yes. You may choose to import a mobile number from your contacts list or manually input it on the transaction page.

No. After successfully updating your mobile number or email address, your device will prompt you to delete your old mobile number or email address to link the updated one.

Recent - BPI Online lists your last 3 transactions for easy recall.
Favorites - You can save up to 10 favorite unenrolled accounts, prepaid cards, or phones.

Yes. This service is only available from Mondays to Fridays (except on holidays), from 9:30 AM to 9:30 PM Philippine Standard Time.

No. Both Dollar-to-Peso and USD-to-USD funds transfer is are available 24/7.

Clients may transact up to $1,000 per account*.

*Note: This is on top of your daily transaction limit of Php 250,000 for regular clients or P500,000 for Preferred and Private Banking clients.

USD-to-USD transfers are only available for the following accounts:

a. USD Regular Savings
b. USD Maxi Saver
c. USD Pamana Savings; and
d. USD Settlement Accounts

No. USD-to-USD transfers are only available for BPI-to-BPI transactions.

No. USD-to-USD transfers are only available for BPI-to-BPI transactions.

No. You may only choose to select from your own accounts (“Transfer to Own Account”) or manually type the account number of the dollar account (“Transfer to 3rd Party”) you want to transfer funds to.

No. Scheduled transfers are only available to PHP accounts.

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.