| Transaction | Service charge |
| Withdrawal | Free |
| Balance inquiry | Free |
Debit Card fees
Listed below are the BPI Debit Card fees, which include the service charge/s for BPI ATMs, Other Local Banks' ATMs, In-store transactions, International ATMs, Online/E-Commerce, and Card replacement.
BPI ATMs
Other local banks' ATMs*
Transaction | Service charge |
Withdrawal | Service charges may vary per bank or ATM owner |
Balance inquiry | |
Withdrawal using Dollar Account | |
Balance inquiry using Dollar Account |
In-store
Transaction | Service Charge |
Local In-Store Transactions | Free |
International In-Store Transactions (for Transactions Done In Peso and Non-Peso Currency) | 1.5% |
FOREX Mark-Up | + 1% for selling rate |
International ATMs**
Transaction | Service charge |
International withdrawal | USD 3.50 or 1.75% |
International balance inquiry | USD 1.00 |
International ATM decline | USD 1.00 |
Forex mark-up | +1% for selling rate |
Online/eCommerce
| Transaction | Service charge |
International Online/eCommerce Transactions*
*Effective October 9, 2023, will also be applicable to transactions done in Peso currency. | 1.5% of the transaction amount |
*BPI has implemented an Acquirer-Based ATM Fee Charging scheme last April 07, 2021. Here's our advisory on Acquiring-Based ATM Fee Charging (ABFC).
**International banks may charge fee/s on top of BPI fee/s in order to process your transaction.
**Inclusive of Mastercard or BancNet card and payment network fees.
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