Debit Cards Fees

BPI ATMs

Transaction	Service Charge
Withdrawal	Free
Balance Inquiry	Free

Other Local Banks' ATMs*

Transaction	Service Charge
Withdrawal	Service Charges may vary per bank or ATM owner.
Balance Inquiry
Withdrawal using Dollar Account
Balance Inquiry using Dollar Account

In-store

Transaction	Service Charge	Effectivity Date of Service Charge
Local In-Store Transactions	Free	Effective until June 15, 2021
International In-Store Transactions	2%	Effective until June 15, 2021
Local In-Store Transactions	Free	Effective starting June 16, 2021
International In-Store Transactions (for Transactions Done In Peso and Non-Peso Currency)	1.5%
FOREX Mark-Up	+ 1% for selling rate - 1% for buying rate (vs BPI’s published rates)

International ATMs**

Transaction	Service Charge	Effectivity Date of Service Charge
International Withdrawal	USD 3.50 or 2% (whichever is higher)	Effective until June 15, 2021
International Balance Inquiry	USD 1.00
International ATM Decline	USD 1.00
International Withdrawal	USD 3.50 or 1.75% (whichever is higher)	Effective starting June 16, 2021
International Balance Inquiry	USD 1.00
International ATM Decline	USD 1.00
FOREX Mark-Up	+1% for selling rate -1% for buying rate (vs BPI’s published rates)

Online/E-Commerce

Transaction	Service Charge	Effective Date
International Online/E-Commerce Transaction (For Transactions Done In Non-Peso Currency only)	1.5% of the transaction amount	Starting Semptember 10, 2021

Card

Transaction	Service charge
Card Replacement	Php 150.00

*BPI has implemented an Acquirer-Based ATM Fee Charging scheme last April 7, 2021. Here's our advisory on Acquiring-Based ATM Fee Charging (ABFC).
**International banks may charge fee/s on top of BPI fee/s in order to process your transaction.
**Inclusive of Mastercard or BancNet card and payment network fees.

Debit Card Fees

Online/E-Commerce