Debit Card Fees


Listed below are the BPI Debit Card fees, which include the service charge/s for BPI ATMs, Other Local Banks' ATMs, In-store transactions, International ATMs, Online/E-Commerce, and Card replacement.

BPI ATMs

TransactionService Charge
WithdrawalFree
Balance InquiryFree


Other Local Banks' ATMs*

Transaction

Service Charge

Withdrawal

Service Charges may vary per bank or ATM owner.

Balance Inquiry

Withdrawal using Dollar Account

Balance Inquiry using Dollar Account



In-store

Transaction

Service Charge

Local In-Store Transactions

Free

International In-Store Transactions

(for Transactions Done In Peso and Non-Peso Currency)

1.5%

FOREX Mark-Up

+ 1% for selling rate
- 1% for buying rate
(vs BPI’s published rates)



International ATMs**

Transaction

Service Charge

International Withdrawal

USD 3.50 or 1.75%
(whichever is higher)

International Balance Inquiry

USD 1.00

International ATM Decline

USD 1.00

FOREX Mark-Up

+1% for selling rate
-1% for buying rate
(vs BPI’s published rates­)


Online/E-Commerce

TransactionService Charge
International Online/E-Commerce Transaction

(For Transactions Done In Non-Peso Currency only)
1.5% of the transaction amount



Card

TransactionService charge
Card ReplacementPhp 150.00


*BPI has implemented an Acquirer-Based ATM Fee Charging scheme last April 7, 2021. Here's our advisory on Acquiring-Based ATM Fee Charging (ABFC).
**International banks may charge fee/s on top of BPI fee/s in order to process your transaction.
**Inclusive of Mastercard or BancNet card and payment network fees.



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