As a financial institution and an active participant in the capital markets, BPI respects the rights of its creditors. Despite the challenges brought about by the Covid 19 global pandemic, the Bank tapped the debt capital markets three times in 2020, with each issuance being met with overwhelming success. These issuances include the Bank's Php 15.3-billion bond in January 2020 and Php 33.9-billion bond in March 2020. In August 2020, the Bank also issued Php 21.5-billion in Covid Action REsponse (CARE) bonds, the country's first peso-denominated bonds to be issued as a direct response to the COVID-19 pandemic. The Bank's CARe Bonds was issued following the Bank's Sustainable Funding Framework and qualifies as an ASEAN Social Bond. All these bonds form part of the Bank's updated Php 100-billion bond and commercial paper program.

The Bank complies with all covenants of its debt and equity issuances and respects the rights of its bondholders and stockholders. BPI also complies with statutory requirements with respect to post-issuance continuing disclosure, tax compliance, and other duties, responsibilities, or actions it is obligated to perform or is prohibited from performing, for the respective capital market issuance. The Bank also has an Investor Relations Program to respond to investors’ need for information. It keeps rating agencies informed of material events and responds to other requests for information.