Insights and blogs
Sep 18, 2025

Busy day ahead? Make your banking more convenient by knowing when, where, and how to withdraw or deposit cash—without the long wait.

Whether you’re running errands or managing a small business, these tips can help you save time and make the most of your banking experience.

Plan Smart, Save Time

Avoid the crowds with just a quick check.

Managing your time wisely starts with planning smart. Before heading to a BPI branch, consider faster, more convenient alternatives. From using ATMs and the BPI app to visiting partner outlets for basic transactions, there are many ways to skip the lines and still get your banking done efficiently.

These tips can help you withdraw or deposit cash with less waiting and more ease—so you can get back to what matters.

🔓 Increase your ATM withdrawal limit via the BPI app

🏪 Try BPI’s partner outlets — they stay open longer than branches 

Select partners branches where you can deposit and withdrawal

a. CVM Pawnshop

b. JuanPay

c. Prince Hypermart

d. Prince Stores

e. Rodamel Drugstore

When visiting our partner outlets:

🪪 Be ready with your BPI account number and a valid ID

📱You will receive an SMS right after the transaction

💰Maximum of PHP 10,000 per transaction, no daily limit

Don’t Withdraw — Just Send or Pay

You can move your money or pay for anything — without lining up or handling cash.

  • Use Cash Accept Machine (CAM) at select branches — no teller needed
  • Send money via the BPI app
    • Free to BPI accounts
    • PHP 10 transfer fee only via InstaPay to other banks or e-wallets
    • Real time transfer and confirmation
  • Pay with your BPI Debit Card — Works in groceries, retail stores, and online
  • Generate a QR code in the BPI app – let others send you money instantly.
  • Pay via QR code - pay merchants directly using the BPI app. 

Withdraw for Free — More Options Than You Think

You don’t have to pay fees when you use the right ATMs. Here’s where to go.

Withdraw from BPI ATMs

Withdraw from Partner ATMs — Enjoy zero fees at:

  • Robinsons Bank ATMs
  • Euronet ATMs (inside groceries, malls)

Now you know how to move money faster—when to go, where to go, and how to skip fees.

 

Deposits are insured by PDIC up to ₱1 Million per depositor.
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