Filipino, 68 years old, is an Independent Director of Guagua Rural Bank, Inc. since January 2024 and Philippine Payments Management, Inc. since September 2023. He is currently a member of the Bank’s Audit Committee and Related Party Transaction Committee.
Mr. Cruz worked for 43 years with the Bangko Sentral ng Pilipinas (BSP) under various capacities until his retirement in 2022. He held the following positions in the BSP throughout his decorated career: Assistant Governor from 2017-2022, Managing Director from 2014-2017, Director from 2009-2014, Deputy Director from 2006-2009, and various officer positions from 1979-2006. Prior to working with the BSP, he was a Staff Auditor at SGV & Co., CPAs from 1977-1979.
Mr. Cruz is a Certified Public Accountant. He obtained his Bachelor of Science in Business Administration and Accounting from the University of the East in 1977, and his Master’s Degree in Business Administration from the Ateneo Graduate School of Business in 1996.
Mr. Cruz is not a director in any other publicly listed company.
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