Your PLUK and UNO Credit Card including your supplementary card(s), (if any) will be converted to a BPI Rewards Card, depending on your credit limit. With the conversion, the following changes will be applied:
a. New Customer number and card number
1. You will receive a new customer number and card number from BPI.
2. Upon delivery and activation of your new BPI Rewards Card, your PLUK and UNO Credit Card will be blocked within 2 banking days to prevent any new transactions from being charged to your old account. Don’t worry, this is part of the transition process. You may start using your new BPI Rewards Card for all your transactions.
Within 45 days upon card delivery, all your rewards points and balances will be transferred to your new BPI Rewards Card. Once the points and balances have been transferred to your new BPI Rewards Card, your PLUK and UNO Credit Card, including your supplementary card(s) (if any) will be permanently cancelled. You will receive an advisory confirming the completion of the transition.
b. BPI Credit Card Variant
To know which BPI Rewards Card variant you qualify for, you may refer to the email advisory sent to you which indicates the credit card variant offered.
c. Credit limit
Your new BPI Rewards Card will have the same credit limit as your current PLUK or UNO Credit Card.
d. Monthly Due Date / Monthly Cut-Off or Statement Date
Your new BPI Rewards Card will be assigned with a new monthly cut-off or statement date and payment due date.
e. Supplementary Cards
If applicable, we will issue and deliver the same BPI Rewards Card variant for your supplementary.
f. Rewards Points
- For BPI Rewards Card & BPI Gold Rewards Card: Earn 1 point for every ₱35 spent.
- For BPI Platinum Rewards Card: Earn 2 points for every ₱30 local spend or every ₱20 foreign currency spend at merchants outside the Philippines for both in-store or online purchases.
g. Annual Fees
Principal Cardholders:
- First year: Annual fee waived
- Succeeding years:
- BPI Rewards Card: ₱1,550
- BPI Gold Rewards Card: ₱2,250
- BPI Platinum Rewards Card: ₱4,000
Supplementary Cardholders:
- First supplementary card: Annual fee waived for life
- 2nd to 6th supplementary cards:
- BPI Rewards Card: ₱775
- BPI Gold Rewards Card: ₱1,125
- BPI Platinum Rewards Card: ₱2,000
Please note that the Annual Fee waiver policy of PLUK and UNO credit cards will no longer apply to your newly issued BPI Rewards Card.
h. Auto-Charge Payments
To ensure uninterrupted services during the transition, please update your payment details using your new BPI Rewards Card for recurring charges such as online shopping, ride-hailing and delivery services, streaming services, utility bills, insurance premiums, gaming and digital platforms, cloud storage and software services, memberships and other app subscriptions.
