How to Save Big on Travel Even Before Take-off

We spoke to Mau Angue, a budget traveler and breadwinner from BPI, about how he plans his trips without overspending. He breaks down his travel considerations, with his decisions guided mainly by a priority on savings and practicality, but never compromising on safety. 

Here’s how he budgets and manages key travel expenses for every trip:

Flights: Timing is everything ✈️

For international trips, Mau books flights at least six months in advance to score lower fares. But for destinations like Europe and the U.S., he recommends booking 10 months ahead, when the prices are typically lower. 

Insurance: A small price for peace of mind 🛡️

Travel should be about enjoyment, Mau stresses. Most people may think insurance is just an unnecessary expense, but it actually provides peace of mind, especially during the post-COVID-19 era. “Travel insurance typically costs less than 2% of your total travel expenses but offers invaluable security,” he explains. Whether it’s flight delays, lost baggage, or medical emergencies, insurance ensures you don’t end up with unexpected expenses.

Pre-flight shopping: Spend wisely 🛍️

It’s easy to go overboard buying travel essentials, but Mau sticks to a strict shopping list to avoid unnecessary purchases. “A sale doesn’t mean you have to buy,” he says. Saving that money for actual travel experiences is often the better investment.

Accommodation: Comfort over luxury 🛌

Mau doesn’t splurge on luxury hotels, he opts for affordable stays in safe locations. “Since most of my time is spent exploring, all I need is a comfortable and secure place to sleep,” he shares. There are plenty of budget-friendly hotels that can provide the same amount of comfort, as long as you know how to sift through reviews. 

Cash flow: The smarter way to pay 💵💰💳

With digital payments becoming more accessible, carrying large amounts of cash is no longer necessary. Mau recommends using a credit card with low foreign exchange fees for purchases and keeping a backup card solely for emergencies. “Just have enough local currency for small expenses, but use your card whenever possible for added security.”

Food and shopping: Set a spending cap 🍽️

It’s easy to get carried away with dining out and buying souvenirs, but Mau keeps his spending in check by setting a budget beforehand. This allows him to enjoy local flavors and pick up meaningful finds without worrying about overspending.

Bonus Tip: Score deals before anyone else 🤩

More than just planning ahead, Mau suggests subscribing to airline, hotel, and travel agency mailing lists to stay ahead of promotions and flash sales. 

Mau proves you don’t need a big fortune to travel the world; all you need are the right strategies.

If you’re looking for smarter ways to manage your finances, check out NEXT by BPI Preferred’s The Program for tips to support your travel and savings goals.