Important Advisory: BPI Short Term Fund is Now Suitable for Conservative Investors

Dear Valued Client,

We are pleased to inform you that effective July 16, 2025, the risk classification of BPI Short Term Fund (the “Fund”) will be changed from Moderately Conservative to Conservative.

This change makes the Fund more accessible to investors of any risk profile, who can now invest seamlessly through BPI branches or BPI’s digital platforms such as BPI online or the BPI app. It also reinforces the Fund’s objective of providing liquidity and stable income through a portfolio of cash and short- term money market instruments, making it an ideal option for clients seeking a low-risk investment outlet or cash management tool.

What this means for you:

1. No change to the Fund’s investment objective or strategy: This is a mere alignment of the Fund’s appropriate risk classification based on industry standards1.

2. No action required: Your continued investment on July 16, 2025 will be considered as your agreement to the change.

If you have any questions or concerns, please do not hesitate to send us an email at bpiwealth@bpi.com.ph or call our 24-hour BPI Contact Center at (+632) 889-10000.

Thank you for your continued trust and confidence in BPI Wealth. We remain committed to helping you achieve your financial goals.

Sincerely,

Sgd.
Luis Antonio P. Zialcita 
Officer-in-Charge

Disclaimer

This is not a deposit product. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest in it.

Unit Investment Trust Funds (UITFs) are NOT DEPOSIT products and are not an obligation of, or guaranteed, or insured by BPI Wealth or Bank of the Philippine Islands (BPI) or its affiliates or subsidiaries, and are not insured by the Philippine Deposit Insurance Corporation (PDIC). Due to the nature of the investment, yield and potential yields cannot be guaranteed. Any income or loss arising from market fluctuations and price volatility of securities held by a UITF, even if invested in government securities, is for the account of the investor/trustor. As such, units of participation of the investor/trustor in a UITF, when redeemed, may be worth more or be worth less than his/her initial participation/contribution. Historical performance, when presented, is purely for reference purposes and is not a guarantee of future results. BPI Wealth is not liable for losses, other than due to willful default, evident bad faith or gross negligence. Investors are advised to read the Declaration of Trust of the relevant UITF before deciding to invest.

For inquiries and comments, visit the BPI Wealth website or call the 24-hour BPI Contact Center at (+632) 889-10000.

BPI Wealth – A Trust Corporation is regulated by the Bangko Sentral ng Pilipinas, www.bsp.gov.ph, and SEC, www.sec.gov.ph