a. For Joint OR Investment Accounts (JOR) and Joint AND Investment Accounts (JAN), by participating in the promo, the client confirms that both the client and the co-investor(s) understand and agree that the investment credits may be credited or topped up to the JOR/JAN account.
b. Investments should only be fresh funds contributed to any of the participating BPI Investment Funds. Investments made through the Regular Subscription Plan (RSP) are not included.
c. Switching of funds is strictly not allowed (e.g. if a client has an existing Unit Investment Trust Funds (UITFs) / Mutual Funds (MFs) account, he cannot redeem/terminate this Unit Investment Trust Funds (UITFs) / Mutual Funds (MFs) account for reinvestment to any of the participating BPI Investment Funds for the purpose of joining this promo.)
d. Multiple subscriptions within the same fund made during the promo period may be combined to meet the minimum investment requirement of PHP 5,000. Subscriptions across different funds or product types may not be combined for purposes of qualification.
e. Validation of entries for qualified clients will be done from October 28-November 11, 2026. Qualified investment/s must remain intact until the raffle draw on November 17, 2026. The amount of investment as of the validation date shall be the basis in determining qualification of the entry and computation of the corresponding e-raffle tickets.
Terms and Conditions for Disqualification. An entry is deemed disqualified if:
i. Redemption or reinvestment is identified in the participating investment account before the raffle draw
ii. Investment was done before or after the promo period
iii. Investment is part of another BPI Wealth promo
iv. Subscriptions were made via third party distributor or bills payment
v. Investments from Corporate accounts and Segregated Portfolio
vi. Subscriptions from Regular Subscription Plans
f. BPI Wealth Brand Experience will notify the qualified client of the number of e-raffle tickets directly via their registered email on November 13, 2026.
g. All clients who meet the promo qualification criteria will automatically be included in the raffle draw. A qualified client who does not wish to participate may opt out by replying to the qualification email within the period specified in the notice.
h. Winners will be contacted by BPI Wealth Brand Experience and will be required to submit a photocopy or scanned copy (front and back) of a valid, photo-bearing government-issued ID bearing their signature. Selected winners may be asked to complete a Letter of Instruction (LOI) and submit a valid ID to facilitate reward processing and compliance requirements. Investment credits will be credited only to their winning fund and cannot be used to top-up any other fund preference. Once credited, the winner must accomplish and sign the Acknowledgment Receipt (AR).
Failure to submit the required documents within thirty (30) days from receipt of the notification shall result in the forfeiture of the reward.
i. Prizes are non-transferable, not convertible to cash and cannot be replaced with other items/services.
j. A client can only win once and will be awarded the higher of the prizes.
k. By joining this promo, the qualified client agrees for BPI Wealth to collect information such as financial information for purposes of processing their qualification to the promo.
l. Investments, which are basis for qualification to this promo, will not be qualified for other ongoing promos of BPI Wealth.
m. The Withholding Tax or other expenses related to the awarding of the prizes will be shouldered by BPI Wealth.
n. BPI Wealth reserves the right to dispute the eligibility of participation in the promo. In case of dispute, the decision of BPI Wealth will be final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.
o. BPI Wealth reserves the right to modify, suspend, or terminate the promo. In the event of any material change, suspension, or termination that may affect participating customers, BPI Wealth will provide reasonable notice through appropriate communication channels, unless immediate action is required due to regulatory, legal, security, or risk management considerations.
