BPI Balanced Fund

Balance growth and stability with a strategic blend of local bonds and equities.

Features

Swing your way through the markets

Invest in both fixed income and equity securities, actively rebalanced by our experienced fund managers.

Subscribe regularly

Top-up your investments automatically monthly or quarterly through the Regular Subscription Plan (RSP).

View and transact online

Subscribe, redeem, and view your quarterly Investment Fund Statements conveniently through Investments Online on the BPI app.

Redeem anytime

Withdraw your investment on demand without pre-termination fees and charges. Proceeds go to your deposit account on the expected settlement date.

Overview

The Fund seeks to achieve long-term capital growth derived from a diversified portfolio of equity and fixed-income securities. The benchmark of the Fund is the 50% PSEi Total Return Index (PSEi TRI) and 50% BPI Philippine Government Bond 1-5 year Index.

BPI Balanced Fund
Fund Classification	Multi-Asset Fund
Risk Category	Aggressive
Base Currency	Peso
Minimum Initial Investment	Php 1,000
Minimum Transaction Amount	None (Transaction amount must be equivalent to at least 0.0001 unit)
Holding Period	None
Early Redemption Penalty	None
Recommended Investment Horizon	At least 5 years
Launch Date	Apr 4, 2005
Trust Fee	1.50% p.a.
Valuation of the Fund	Marked-to-market daily
Cut-off Time	2:00 PM
Subscription Settlement	Day 1
Redemption Settlement	Day 3 end-of-day
Pricing Schedule	Day 1 end-of-day
Target Fund	N/A

NAVPU Graph

Please pick a date range below to view graphical history data. Fund performance data is available except on public holidays and weekends.

Downloadable Files

Audited Financial Statements

English

File-type

File-size

Plan Rules

English

File-type

File-size

Product Highlight Sheet

English

File-type

File-size

BPI Balanced Fund KIIDS Archive

2026

2025

2024

BPI Investment Funds

Invest your money in a wide selection of pooled funds denominated in Philippine pesos or US dollars.

Related Information

BPI Investments Online

Manage your trust and investment transactions online anytime and anywhere.

Regular Subscription Plan

Build-up your wealth by investing regularly and grow your investment for as low as Php 1,000.

The Hows and Whys of Investing

Thinking about investing but not sure how to start? Let us guide you.

Tools and Resources

Know my risk profile

Fund comparison iocn

Compare Funds

Estimate my returns

Contact Us

At BPI Wealth, we are committed to providing our customers with superior services. Your opinions or suggestions regarding our products and services will enable us to serve you better. To share your opinions or suggestions, you may contact us through the following channels:

Please contact us through:

Phone

(+632) 889-10000

For inquiries and comments, please call our 24-hour BPI Contact Center.
Email

bpiwealth@bpi.com.ph

For concerns about starting or management of your investments, please send us an email to this address.

These are NOT DEPOSIT products. Earnings are not assured and principal amount invested is exposed to risk of loss. These products cannot be sold to you unless the benefits and risks have been thoroughly explained. If you do not fully understand these products, do not purchase or invest.

Unit Investment Trust Funds (UITFs) are NOT DEPOSIT products and are not an obligation of, or guaranteed, or insured by BPI Wealth or Bank of the Philippine Islands (BPI) or its affiliates or subsidiaries, and are not insured by the Philippine Deposit Insurance Corporation (PDIC). Due to the nature of the investment, yield and potential yields cannot be guaranteed. Any income or loss arising from market fluctuations and price volatility of securities held by a UITF, even if invested in government securities, is for the account of the investor/trustor. As such, units of participation of the investor/trustor in a UITF, when redeemed, may be worth more or be worth less than his/her initial participation/contribution. Historical performance, when presented, is purely for reference purposes and is not a guarantee of future results. BPI Wealth is not liable for losses, other than due to willful default, evident bad faith or gross negligence. Investors are advised to read the Declaration of Trust of the relevant UITF before deciding to invest.

For inquiries and comments, please send an email to bpiwealth@bpi.com.ph or call us at (+632) 889-10000.

BPI Wealth – A Trust Corporation is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph

Need more help?

Get all the help for your banking needs.

prefered

About BPI

Site Links

Corporate office

Bank of the Philippine Islands

Ayala Triangle Gardens Tower 2, Paseo de Roxas corner Makati Avenue, Makati City 1226