NEXT by BPI Preferred x Disney+ Promo

1. General Policies 

1.1. The Terms and Conditions governing BPI’s products, services, facilities and channels, including the Banking Terms and Conditions, NEXT by BPI Preferred Terms and Conditions, BPI Online Banking Terms and Conditions, and BPI Data Privacy Policy (collectively, the “BPI Terms and Conditions”) are hereby incorporated by reference and shall form an integral part of these Terms and Conditions. 

2. Promo Period 

2.1 The Promo shall run from August 10, 2026 to October 31, 2026 (the “Promo Period”). 

3. Promo Eligibility and Participation 

3.1 The Promo is open to: 

(a) New-to-Bank (“NTB”) and Existing-to-Bank (“ETB”) NEXT by BPI Preferred clients; and 

(b) ETB clients with a Total Relationship Balance (“TRB”) of at least PHP 100,000.00 but less than PHP 1,000,000.00, 

(each, a “Qualified Client”), who satisfy the following requirements during the Promo Period:

i. The client must register and opt-in to the Promo through the prescribed promo digital registration form communicated in marketing materials; and

ii. The client must perform any of the following qualifying activities:

3.2 Qualified Clients must, throughout the Promo Period, either: (a) remain classified as a NEXT by BPI Preferred client; or (b) maintain a TRB of at least Php 100,000 but less than Php1,000,000.  If, at any time during the Promo Period, the client’s TRB increases to a level that qualifies the client for a higher segment tier (e.g., BPI Preferred), such client shall be automatically disqualified from this Promo, without prejudice to possible eligibility under promotions applicable to such higher segment, subject to compliance with the respective terms and conditions. 

3.3 Participation in this Promo is exclusive. A Qualified Client may participate in only one (1) Disney promotional campaign jointly offered by BPI and Disney at any given time. Clients who are registered in, qualified for, redeemed rewards under, or are otherwise participating in any other BPI and Disney promotional campaign during the Promo Period shall not be eligible to join this Promo.  

4. Definitions 

For the purpose of this Promo, the following terms shall have the meanings set forth below: 

4.1 “New-to-Bank” or “NTB Client” refers to a client who does not have any existing active primary deposit or investment account or any product availment with any member of the BPI Group of Companies within the twelve (12)-month period immediately preceding the date of account opening under the Promo. 

4.2 “Existing-to-Bank” or “ETB Client” refers to a client who maintains an existing relationship with BPI, including NEXT by Preferred, who has a Total Relationship Balance of at least Php 100,000 but less than Php 1,000,000, prior to the Promo Period. 

4.3 “Total Relationship Balance” or “TRB” refers to the aggregate balance of a client’s deposits and/or investments with BPI, including, as applicable: (a) all BPI deposit accounts; and (b) and investment products held with BPI Asset Management and Trust Corporation, BPI Investment Management, Inc., BPI Capital Corporation, BPI Securities Corporation, and other BPI-affiliated entities, as determined by the Bank in accordance with its internal policies.  

4.4 “Month-To-Date Average Daily Balance” or “MTD ADB” refers to the sum of the daily end-of-day balances in all eligible BPI deposit and investment accounts under the client’s relationship for a given month, divided by the total number of days in such month.  For purposes of determining eligibility at the end of Promo Period, the MTD ADB shall be computed based solely on balances maintained in eligible BPI Build-Up Deposit Account/s. 

4.5 “Fresh Funds” refers to funds transferred from sources outside of BPI and not derived from existing BPI accounts, placements, and proceeds thereof.  

For purposes of Promo qualification: 

(a) only Fresh Funds credited to eligible Build-Up deposit account/s within the same calendar month of Promo registration shall be considered; and 

(b) any funds credited after such month shall not form part of the eligible Fresh Funds computation. 

4.6 “Build-Up Deposit Account” refers to eligible BPI deposit products designated for purposes of this Promo, including but not limited to Maxi Saver, Pamana Savings, and Saver Plus.  

4.7 “Qualified Client” refers to a client who meets the eligibility requirements under Section 3 of these Terms and Conditions and complies with the applicable Promo requirements. 

5. General Conditions 

5.1. The Bank reserves the right to suspend or disqualify any person from participation in the Promo if, upon determination, based on reasonable grounds, that person has violated these Terms and Conditions, including the BPI Terms and Conditions. Such suspension or disqualification may result in the cancellation of the right to participate and/or forfeiture of any rewards. 

5.2. A Qualified Client may only qualify and participate in the Promo once. 

5.3. The Qualified Client shall be notified by BPI within the period set forth under Section 6 (Rewards and Announcement of Rewards), subject to successful compliance with all the eligibility requirements. 

5.4. Rewards are non-convertible to cash, credit, gift certificates, privileges, rewards, and/or other items/products, and may not be exchanged.   

6. Rewards and Announcement of Rewards 

6.1. Each Qualified Client shall be entitled to the following reward subject to compliance with the Promo requirement 

6.2. Any fees, charges, or costs arising from the renewal or continued subscription after the expiration of the Disney+ Basic Plan rewards shall be the sole responsibility of the Qualified Client. BPI shall not be liable for such charges. 

6.3. BPI shall not be responsible or liable for codes that are not configured, utilized, or redeemed due to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.

6.4. Notification shall be sent via the Qualified Client’s registered email address, SMS and/or through the Branch Manager, and shall include the required redemption form in a format prescribed by the Bank.

6.5. Qualified Clients shall be notified of their eligibility and corresponding reward within two (2) months following completion of the required three (3)-month maintaining period, as applicable to NTB and ETB clients.

7. Disney Terms and Conditions

7.1. The Disney+ subscription code (the “Code”) is provided by Disney  in connection with the Disney+  streaming service (“Service” or “Disney+”).

7.2. Qualified Clients shall receive the Disney+ subscription benefit in the form of a unique redeemable codes sent to the client’s registered e-mail. Each code will have its own set of eligibility criteria, redemption limit, redemption expiry date and length of pass (e.g., Annual pass).  At the end of any offer availed via Code, continued access to Disney+ shall require enrollment in an applicable Disney+ subscription plan or subscription through a third party provider. Each code will be governed by the terms and conditions for such coupon code as made available by Disney+, the Disney+ Privacy Policy, Supplemental Privacy Policy for Philippines, and Subscriber Agreement.

7.3. Redemption of Codes may be done via mobile Web browser or website.

7.3.1. For New Disney+ Subscribers:

• Go to Disney+ (mobile web)

• Enter code to redeem and click Redeem

• Select Sign Up

• Click Agree and continue on Subscriber Agreement Page

• Start streaming on Disney+

7.3.2. For existing Disney+ Subscribers:

• Go to Disney+ (mobile web)

• Enter code to redeem and click Redeem

• Select Log In 

• Click Agree and continue on Subscriber Agreement Page

• Start streaming on Disney+

7.4. The validity period of each Code shall be as specified in the applicable offer. Upon expiration of the subscription period associated with the Code, continued access to the Disney+ service shall require the subscriber to enroll in an available Disney+ subscription plan or subscribe through an authorized third-party provider, subject to the applicable terms and fees.

7.5. Codes can only be used once.

7.6. Codes cannot be used in conjunction with other promotional offers or promotions of any kind.

7.7. Codes shall not be sold for commercial use or any other use. The winner may transfer the Code to another person, provided such transferee is a resident of the Philippines.

7.8. Codes are not redeemable for cash.

7.9. Disney reserves the sole and absolute right to alter or end the Code redemption or terms and conditions herein at any time, without giving prior notice or compensation in cash or kind.

7.10. Disney will not be responsible or liable in case the Code is not configured or could not be availed or redeemed due to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.

7.11. The Code is only for individuals residing in the Philippines, and above the age of eighteen (18). The Code can only be redeemed in the Philippines.

7.12. Upon redeeming a Code, the subscriber’s use and access of the Service will be governed by the Disney+ Privacy Policy, Supplemental Privacy Policy for Philippines, and Subscriber Agreement unless expressly stated otherwise herein.

7.13. Disney reserves the sole and absolute right to disqualify any user or subscriber or reject a user or subscriber deemed ineligible for the promotion (be it under these terms and conditions, the Disney+ Privacy Policy, Supplemental Privacy Policy for Philippines, or Subscriber Agreement).

7.14. The Qualified Client agrees to indemnify and hold Disney harmless from and against all damages, liabilities, costs, expenses, claims, suits and proceedings (including reasonable attorney’s fee) that may be suffered by Disney as a consequence of the Qualified Client’s violation of these terms and conditions.

7.15. Disney shall not be liable for any indirect, punitive, special, incidental or consequential damages arising out of or in connection with the Code and/or these terms and conditions.

7.16. The governing law and jurisdiction provisions set out in the Disney+ Subscriber Agreement will apply to these terms and conditions. 

7.17. Any issues or concerns regarding code redemption should be directed to the Disney Help Center email at PHhelp@disneyplus.com.

7.18. Codes must be redeemed before expiration on May 31, 2027, after which the Code will no longer be valid for redemption. No refunds will be given for failure to redeem a Coupon Code within the redemption period. Expired codes cannot be reissued.

7.19. This promotion (to which these terms and conditions relate) is organized, administered and executed by BPI solely and Disney shall have no responsibility or liability whatsoever to any BPI customer arising this promotion or these terms and conditions.

8. Miscellaneous Conditions

8.1. All product availments and applications remain subject to BPI’s existing policies, procedures, and approval requirements.

8.2. Participation in the promo and availment of BPI Build-Up deposit products shall be coursed through the Branch Managers and/or the Bank’s authorized digital channels.

8.3. BPI, in concurrence with DTI, reserves the right to terminate, discontinue, or cancel the Promo at any time due to unforeseen circumstances, changes in business direction, changes in regulations, technical issues, or suspected fraudulent activity. BPI will make reasonable efforts to provide prior notice to customers through BPI’s official website, SMS, in-branch announcements, in the event of such termination, discontinuance, or cancellation unless immediate action is required.

8.4. All disputes relating to the Promo must be submitted within sixty (60) business days from the end of the Promo Period. For disputes involving BPI and the client's availment of the Promo, the decision of BPI, with the concurrence of DTI, shall be considered final. However, for disputes involving the partner merchant’s performance or delivery of services or products, the decision of BPI and the partner merchant, with the concurrence of DTI, shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.

8.5. BPI and its subsidiaries as well as its directors, stockholders, officers and employees are not liable and shall be held rendered free and harmless for any loss or damage (including direct, indirect and consequential loss) suffered or sustained by the Promo participants resulting from their participation in the Promo and receipt of the reward, except in cases of negligence, gross negligence or willful misconduct on the part of BPI. 

8.6. The Qualified Client agrees to indemnify and hold BPI and Disney harmless from and against all damages, liabilities, costs, expenses, claims, suits and proceedings (including reasonable attorney’s fee) arising from or in connection with the Qualified Client’s breach of these Terms and Conditions or misuse of the Rewards.

8.7. BPI is authorized to share the necessary client information with Disney solely for the purpose of processing and fulfillment of the rewards, in accordance with applicable data privacy laws and regulations.

8.8. The Qualified Client’s personal data shall be processed in accordance with the BPI Data Privacy Policy. Any use or disclosure of personal information (including name, photographs, or videos) for marketing or promotional purposes shall be subject to the Qualified Client’s prior, explicit consent.

8.8.1. Refusal or withdrawal of consent shall not affect the client’s eligibility for the Promo but may affect participation in related marketing activities. If no active consent is given, BPI shall not use, process, or share personal information of Qualified Clients. Qualified Clients shall waive any claims to royalties, rights, or remuneration for such use on TV, radio, BPI website, BPI social media pages, and press releases.

8.9. The Promo shall be subject to periodic review to ensure compliance with the Bank’s policies and procedures, as well as with Bangko Sentral ng Pilipinas (“BSP”) rules and regulations, and all applicable laws.

8.10. To the full extent allowed by applicable laws, BPI makes no representations or warranties, whether express or implied, with respect to the Rewards or any products or services provided by third-party partners. 

Disney+

Any issues or concerns regarding code redemption should be directed to the Disney Help Center email at PHhelp@disneyplus.com.

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

Per DTI Fair Trade Permit No. FTEB-264615 Series of 2026.