President and CEO

Jose Teodoro K. Limcaoco

President and CEO


  • Appointed Executive Director April 2021 to Present  
  • Appointed Non-Executive Director from February 2019 to April 2021  

Board Committee Membership  

  • Member of the Executive Committee Management Committee Membership  
  • Chairman of the Credit Committee  
  • Chairman of the Management Committee  

Mr. Limcaoco serves as chairman of BPI’s thrift bank, investment bank, asset management, property and casualty insurance, life insurance, and UK bank subsidiaries, and vice chairman of its leasing and rental, foundation.  


60, Born 1962  




He was appointed as President and CEO of BPI on April 22, 2021. From 2015 to 2021, he was a Senior Managing Director and the Chief Finance Officer, Chief Risk Officer, and Chief Sustainability Officer and Finance Group Head of Ayala Corporation, a PSE-listed company. He was also the President and CEO of AC Ventures Holding Corp. He was also a Director of several Ayala companies, including publicly listed Globe Telecom, Inc., Integrated Micro-electronics Inc., and SSI Group, Inc. He Also served as a director of a number of Ayala group companies including those involved in and the education, energy, infrastructure, industrial technologies, and healthcare. He was also a director of the company that operates Zalora Philippines. He remains a director of Mynt, operator of GCash.  

Relevant Skills and Experience  

Previously, he served as President of BPI Family Savings Bank from 2010-2015 and President of BPI Capital Corporation from 2007-2010. He has also served as Officer-in-Charge for Ayala Life Assurance, Inc. and as Director and Chairman of Ayala Plans, Inc.  

Mr. Limcaoco joined Ayala Corporation as a Managing Director in 1998. His responsibilities prior to his secondment to BPI in 2007 included assistant treasurer of Ayala Corporation, Trustee and Treasurer of Ayala Foundation, Inc., President of, and CFO of Azalea Technology Investments, Inc. He served as the President of the Chamber of Thrift Banks from 2013-2015. He was named as the ING-Finex CFO of the Year in 2018. He has held prior positions with JP Morgan & Co. in Singapore and New York and with BZW Asia.  

Outside Interests/Commitments  

He is the President of FTL Holdings Corporation and a Director of AC Energy International, Inc. (formerly Presage Corporation), Olimpia Condo Corporation, Gym & Sports Pte Ltd., Globe Fintech Innovations Inc. and Just For Kids, Inc., a family business.  

Environmental, Social, and Governance  

He is a Trustee of Ayala Group Club, Inc. and a Past President of the Rotary Club of Makati West.  


He graduated from Stanford University with a BS Mathematical Sciences degree (Honors Program) in 1984 and from the Wharton School of the University of Pennsylvania with an MBA (Finance and Investment Management) in 1988  

Other Philippine Stock Exchange-Listed Companies

  • None  
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