Jose Teodoro K. Limcaoco

Executive Director


  • Appointed Executive Director April 2021 to Present
  • Appointed Non-Executive Director from February 2019 to April 2021

Board Committee membership

Member of the Executive Committee

Management Committee membership

  • Chairman of the Credit Committee
  • Chairman of the Management Committee


59, Born 1962



Before coming to BPI, he was the Chief Finance Officer, Chief Risk Officer, and Chief Sustainability Officer of Ayala Corporation, a PSE-listed company. He was also the Chairman of AC Energy International, Inc. (formerly Presage Corporation) and the President and CEO of AC Ventures Holding Corp.  He was also a Director of several Ayala companies, including publicly listed Globe Telecom and Integrated Micro-electronics Inc, and the energy, infrastructure, industrials and healthcare companies of Ayala.  He was also a director of the company that operates Zalora Philippines. He remains a director of Mynt, operator of GCash.

Relevant Skills and Experience
Previously, he served as President of BPI Family Savings Bank from 2010-2015 and President of BPI Capital Corporation from 2007-2010. He has also served as Officer-in-Charge for Ayala Life Assurance, Inc. and as Director and Chairman of Ayala Plans, Inc.

Mr. Limcaoco joined Ayala Corporation as a Managing Director in 1998. Prior to his appointment as CFO in April 2015, he held various responsibilities including Trustee and Treasurer of Ayala Foundation, Inc., President of, and CFO of Azalea Technology Investments, Inc. He served as the President of the Chamber of Thrift Banks from 2013-2015. He was named as the ING-Finex CFO of the Year in 2018. He has held prior positions with JP Morgan & Co. in Singapore and New York and with BZW Asia.

Outside Interests/Commitments
He is an Independent Director of SSI Group, Inc., and a  Director of Just For Kids, Inc., a family business.

Environmental, Social and Governance
He is a Past President of the Rotary Club of Makati West.

He graduated from Stanford University with a BS Mathematical Sciences degree (Honors Program) in 1984 and from the Wharton School of the University of Pennsylvania with an MBA (Finance and Investment Management) in 1988.

Other Philippine Stock Exchange-Listed Companies
SSI Group, Inc. - Independent Director

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