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Executive Vice Presidents
Ramon L. Jocson
Executive Vice President & Chief Operating Officer
Filipino, 61 years old, Mr. Jocson is currently an EVP and the COO of BPI. He heads BPI’s Enterprise Services which serves as the backbone of the organization that includes Human Resources, Centralized Operations, Information Systems, Digital Channels, Business Transformation & Data Science, Facilities Services, Corporate Affairs and Communications, and Client Experience Center. He chairs the Bank’s IT Steering Committee and is a member of the Bank’s Management Committee.
He is also currently the Vice Chairman of the CyberSecurity Committee of the Bankers Association of the Philippines and a Member of Yoma Bank’s (Myanmar) Technology Advisory Committee.
Mr. Jocson began his career as a Systems Analyst with IBM Manila in 1982, subsequently took on more responsibility as he assumed different positions, including Information Systems Manager, Systems Engineering Manager and Manager of Quality. In 1995, he was assigned in Singapore where he led IBM’s Applications/Systems Integration business in ASEAN and South Asia. In 1996, he was appointed as Managing Director for IBM Philippines. In 2000, he took on a new assignment as Vice President and GM of IBM Global Services, ASEAN and South Asia. He was then appointed as Vice President and GM of IBM Global Services for Industrial Sector for Asia Pacific in 2005. Two years later, in 2007, he took on the role of Vice President and GM of Application Services for the Growth Market Unit, where he led IBM’s Applications Management and Application Integration Services in Asia Pacific, Central and Eastern Europe, Latin America and Middle East/ Africa. He was then appointed as VP & GM of Integrated Technology Services for Asia Pacific in 2010. In 2013, he was appointed as VP & GM of IBM Global Services for Central and Eastern Europe based in Prague, Czech Republic. In this capacity, he was responsible for IBM’s services portfolio in Russia/CIS, Turkey, Poland & Baltics, Central Europe and South East Europe. From January 2015 until he joined BPI in September 2015, he was in Singapore as IBM Asia Pacific VP & GM for Strategic Outsourcing which catered to major regional banks, telcos and airlines as major clients.
He was also a member of IBM’s Growth & Transformation Team, which is composed of the top senior leaders in IBM which worked directly with the Chairman on key/strategic initiatives. He has served on several external boards, including the Economic Development Board of Singapore, Philamlife and iPeople.
Mr. Jocson graduated with a B.S. Industrial Engineering degree from the University of the Philippines Diliman in 1982 and obtained his MBA from the Ateneo Graduate School of Business.
Maria Theresa Marcial Javier
Executive Vice President & Chief Finance Officer
Filipino, 50 years old, Ms. Marcial, is the Chief Finance Officer, Chief Sustainability Officer and Head of Strategy and Finance of BPI. She is responsible for strategic planning and sustainability, central accounting, financial control, balance sheet management and analytics, corporate legal affairs, strategic management and sales of bank assets, and investor relations.
She is a member of BPI’s Management Committee, Asset and Liability Committee, Credit Committee, and chairs the Finance Committee. She is a board director of BPI MS Insurance Corporation, BPI Europe Plc, BPI Asset Management and Trust Corporation, AF Payments Inc, and BPI Global Payments Asia Pacific Philippines Inc. She is a fellow of Foundation for Economic Freedom, trustee and treasurer of World Wide Fund for Nature (WWF) Philippines, treasurer of BPI Foundation, and board director of Philippines Inter-Island Sailing Federation.
She joined BPI in 1995 through the Bank Officers Development Program. She has 26 years of banking experience with expertise in strategic planning and finance, corporate banking, debt and equity capital markets, portfolio management, trust, and retail wealth management. She previously served on the BPI Trust Committee and the board of BPI Investment Management Inc. Prior to her banking career, she worked for the National Economic and Development Authority, and the Agricultural Policy Credit Council.
She previously served as president of the Fund Managers Association of the Philippines, president of the Trust Officers Association of the Philippines, vice-chairman of Capital Markets Development Committee of FINEX, alternate governor of the Market Governance Board of Philippine Dealing and Exchange Corporation, and member of the National Advisory Council of WWF Philippines. She was recognized as one of Top 25 Most Influential Women in Asset Management in Asia by Asian Investor and Most Outstanding Alumnus of the University of the Philippines Los Baños.
Ms. Marcial obtained her Master’s Degree in Economics in 1995 from the University of the Philippines Diliman and BS Economics, cum laude, from the University of the Philippines Los Baños in 1990. She completed the Advanced Management Program at Harvard Business School in 2010 and the CFA Institute Investment Management Workshop also at Harvard Business School in 2006.
Marie Josephine M. Ocampo
Executive Vice President Head, Mass Retail Products
Filipino, 58 years old, Ms. Ocampo is the Head of the Mass Retail Segment of the Bank, where she oversees BPI’s credit, debit and prepaid card businesses as well as personal and micro finance loans.
Ms. Ocampo is currently the Chairman of the Board of BPI Direct BanKo, the Bank’s micro-finance subsidiary. She is a member of the Board of BPI Payments Holdings Inc., Global Payments AsiaPacific Philippines, Inc., AF Payments Inc., Zalora Philippines, and CARD MRI Rizal Bank Inc.
Ms. Ocampo started her career in BPI as Vice President for Marketing and Sales of BPI Credit Cards in 1996. She soon took the position of President for BPI Card Corporation, the Bank’s credit card subsidiary where she won the prestigious Agora Award-2000 Marketing Company of the Year. In 2005, Ms. Ocampo was then cross-posted to BPI’s Consumer Banking Group as Head of Kiosk Banking and Head of Personal Banking. She also became the Chief Marketing Officer of BPI from 2008 until 2014 where she was responsible for retooling the Bank’s data warehouse and customer analytics capabilities into its distinct competitive advantage.
Ms. Ocampo also developed the Bank’s CRM initiatives on top of driving the Bank’s advertising and digital initiatives across the breadth of products, channels and services. In 2015, she became the Payments and Remittance group head, and was tasked to grow fee revenue via expanding existing businesses and developing new payment platforms.
Prior to joining BPI, Ms. Ocampo gained over 10 years of marketing experience in Procter & Gamble and Johnson & Johnson Australia and the Philippines, where she led the expansion of J&J’s Health Care, Baby Care, and Sanitary Protection business.
Ms. Ocampo graduated magna cum laude and received her Bachelor of Science in Business Management, Honors Program at Ateneo de Manila University. She also completed the Advanced Management Program at the Harvard Business School in 2007.
Juan Carlos L. Syquia
Executive Vice President Head, Corporate Clients Segment
Filipino, 54 years old, Head of Corporate Banking. Mr. Syquia’s responsibilities include managing the Corporate Banking Relationship Management, Corporate Credit Products, Transaction Services (Cash Management and Trade), Remittance and Fund Transfer, and Investment Banking and Equity Brokerage. He is also a director of BPI’s joint venture company, Global Payments Asia-Pacific Philippines Incorporated. Prior to taking on this role in 2018, he was the President of BPI Capital Corporation and CoHead for Investment Banking for the Bank. He has over 30 years of work experience in the financial services industry.
Prior to joining BPI Capital Corporation in June 2016, Mr. Syquia was the Country Head of Corporate Clients for Standard Chartered Bank in the Philippines serving in that role from late 2011. In that role, he was principally responsible for wholesale banking strategy of the bank in the Philippines. Mr. Syquia spent 17 years with the ING Group where he started with Baring Brothers & Co. in 1994. Within the banking group of ING, he took on various roles in relationship management, corporate finance origination, and investment banking execution. His last role in ING Bank was as the Head of Corporate Finance at ING Bank Manila. In 2007, he moved to a regional role as Head of Strategy and Business Development at ING Asia Pacific Ltd., the regional hub of ING Group’s life insurance and asset management practice.
He held Board of Director positions at ING Insurance Bhd. (Malaysia), Pacific Antai Life Insurance Co. (Shanghai, China), ING Vysya Life Insurance (India).
Mr. Syquia is a product of BPI’s Officer Training Program which he completed in 1990 during his first stint at the Bank. In 1991, he was assigned to Cebu where he formed part of a two-man team that established the Corporate Banking Division desk in Cebu. He carries an MBA Degree (Honors) with a concentration in Finance and International Business from Fordham University, NY as well as an AB degree in Management Economics from the Ateneo de Manila University.
Maria Cristina L. Go
President, BPI Family Saving Bank
Filipino, 51 years old, Ms. Go has been the President of BPI Family Savings Bank (BFSB) since June 1, 2017 after serving as Group Head of Retail Loans. Under her leadership, BFSB focused on transforming processes, products and culture to be resilient and relevant given changes in the economic, industry and customer landscape. She focused on reinforcing organizational capability to manage risks and drive quality business growth by putting in place scorecard models, data-driven decision making, depositor lending programs, a diversified and stable funding source, and a performance-driven, collaborative culture. These allowed BFSB to effectively and confidently navigate the pandemic to grow core businesses and maintain a strong capital position. Prior to assuming leadership of BFSB, she served as Head of BPI’s Payments and Unsecured Lending Group where she led initiatives and innovations that have differentiated BPI in the industry, such as leading the launches of the first EMV-compliant credit cards and Real Thrills, the first instant rewards program. Before joining BPI, Ms. Go was Vice President at Citibank Philippines managing the bank’s Retail Bank Marketing then at Citibank Credit Cards Cross Sell Division in New York. She also worked in Ayala Land, Inc. to establish and head its Market Planning and Development Division where she became part of the team responsible for the company’s foray into the middle-market. She started her career in Procter & Gamble as Brand Assistant then was promoted to Assistant Brand Manager, managing brands such as Mr. Clean, Perla, Star and Dari Crème.
She graduated magna cum laude with a degree in BS Business Administration and Accountancy from the University of the Philippines Diliman, was awarded one of the Ten Outstanding Students of the Philippines, placed first in the CPA licensure exam in 1991, and earned a Master’s degree from the Harvard Business School with honors in 1996. She was also awarded as one of UP College of Business Distinguished Alumni in 2012 and one of the Most Influential Filipina Women by the Global Filipina Women’s Network in 2016.
She currently serves as the Secretary and Trustee of the Chamber of Thrift Banks, Chairman of the BPI Payments Holdings, Inc., a Director of the Board of TransUnion Philippines and a Director of HealthNow. She is part of the Ayala Group’s Innovation Advisory Council since it was organized in 2013. She serves as a mentor for high-impact entrepreneurs in Endeavor Philippines, is a member of the Filipina CEO Circle and writes for the Philippine Star’s Property Report.