Saver Plus
A savings account that provides greater financial security through higher interest than a regular savings account.
How to Apply
Required Initial Deposit
Php 50,000
Required Minimum Monthly ADB
Php 50,000
Required Daily Balance to Earn Interest
Php 50,000
Interest Rate (Per Annum)


Account features
Flexible Access

Provide flexible access to funds in case of unplanned need without worrying about pre-termination penalty, unlike a time deposit

Minimal Withdrawal Fees

Withdraw up to 2x a month for free. A minimal fee of Php 18 will be charged for every succeeding withdrawal or debit transaction for the month.

Online Account Opening

Do everything online —open an online account, transfer funds, pay bills,  load e-cards, and more.

Quick guides

How to open a Saver Plus account

If you have an existing BPI account, open an account online or visit a branch near you.

Here's how to open a Saver Plus account online:

1. Select “Open a New Account”.​
2. Tap “Open another deposit account”.​
3. Tap “Open account now”.​
4. Choose “PHP” as currency.​
5. Choose “Saver Plus with Debit Card”​
6. Read and agree to the terms and conditions.​
7. Tap “ Confirm”​.
8. You may now fund you Saver Plus account.

Debit Card
It’s the best way to control your spending. Use it when you shop here or when you shop online anywhere in the world.
Learn more
Frequently asked questions

How can I access my funds?

Saver Plus can be accessed via a debit card only. Passbook is not available for this product.

When is the frequency of interest crediting of Saver Plus Savings Account?

Interest is credited every month-end.

Is there a fee when I withdraw?

There is a Php 18 transaction fee on the third and succeeding client-initiated debit transactions for the month. First two (2) client-initiated debit transactions are free for the month. Channels fees apply.

Are there service charges for Saver Plus?

You may view the Bank's service charges here.

Who can I contact regarding questions about Saver Plus?

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000. 

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