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  • Retail Treasury Bonds 27
Retail Treasury Bonds 27
Invest your money for 5 years in bonds and earn 4.875%* interest per year.
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Minimum Investment

Php 5,000**

Interest Rate

4.875% per annum*

Interest Payments
Quarterly
Issue and Redemption Price
100%

*Subject to 20% final withholding tax except for tax-exempt institutions

**Also in integral multiples of Php 5,000


Issuer
Philippine Government through the Bureau of the Treasury (BTr)
Offer PeriodFebruary 15 to 28, 2022 or any earlier date as determined by the BTr
Issue DateMarch 4, 2022
Maturity DateMarch 4, 2027


Features
Affordable

Minimum investment of Php 5,000.

Low risk investment

Essentially risk-free as the bond is a direct obligation of the Republic of the Philippines.

Relatively higher yield

Higher yield than time deposits.

Convenient

Simply use your existing savings or checking account as your settlement account.

Quarterly interest payments

Pays interest every quarter.

Negotiable and transferable

Can be bought and sold on any banking day, subject to prevailing market rates.

Quick guide

How to invest through BPI

1. Visit any BPI branch during the Offer Period and request the forms to invest in RTB-27. Be sure to bring a photocopy of one (1) valid government-issued I.D.
2.Fill out all the necessary details and submit the complete documentary requirements.
3. Give the cash to be invested to the branch personnel. If it would be debited from your account, please make sure your account is funded

Fixed Income Securities
Investment options designed to optimize your returns.
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Frequently asked questions

What are Retail Treasury Bonds (RTB)?

RTBs are medium- to long-term debt securities issued by the Republic of the Philippines (“ROP” or “the Republic”) through the Bureau of the Treasury (“BTr”). The RTBs are part of the government’s savings mobilization program designed to make government securities available to retail investors; hence, the name Retail Treasury Bonds. RTBs are fixed-income securities that pay a fixed interest rate per annum over a specified period of time with a promise to return the principal at the end of the term.

Where do the proceeds of the RTBs go?

The proceeds will be allocated to the country’s emergency, recovery, and resiliency funds. The funds will finance expenditures focused on:

1. Supporting sectors most affected by the COVID-19 pandemic (i.e., the unemployed, MSMEs, and the country’s healthcare system)
2. Construction of Infrastructure projects
3. Refinancing of existing debt
4. Other key national expenditures, focused more on the country’s efforts against the pandemic

Are RTBs safe investments?

Investing in RTBs is considered safe and low-risk because they are a direct obligation of the Philippine government. However, they are still affected by risk and opportunity cost. Thus, it is highly recommended that you understand it first and all the risks involved before investing in RTBs.

If I have concerns regarding the offer, who do I contact?

For more information, you may contact BPI Capital by e-mailing bpicapital@bpi.com.ph.