BPI Prepaid Card Fees and Charges


Retail Prepaid Cards

FeesAmore Visa Prepaid beep™Amore Visa Prepaid payWaveBPI ePay MastercardBPI ePay VisaBPI ePay Gift Card
Card FeeN.A. N.A.
Php 150Php 250*Php 200
Card LoadingFree
ATM WithdrawalN.A.Php 20Php 20N.A. 
Card Load Reimbursement
Transfer to Deposit
Manager's Check
Php 50
Php 100
Balance Inquiry
(via BPI Online)
Free
Cross Border Fee**2% of the transaction amount
(Effective January 27, 2021, 2.5% of the transaction amount)
N.A. 
Dynamic Currency Conversion (DCC) Fee***2.5% of the transaction amount
(Effective July 1, 2021)
N.A. 
Inactivity Fee****Php 40 per month after 6 months of inactivity
(Charging starts on the 7th month)
Decline Fee***** USD 1 for every declined in-store international transaction
(Effective July 1, 2021)
N.A. 
Card Renewal/Card ReplacementN.A.Php 150Php 250Php 200
Periodic FeePhp 99
(charged at the beginning of the 3rd and 4th year)
N.A. 

*Minimum order of 200 cards                    
**Applies to online and in-store international transactions done in foreign/non-Peso currency.    
***Applies to in-store international transactions only done in Peso currency.
****Effective on January 2021. Charging of fee will start on July 2021
*****Applies to policy decline transactions only (i.e. insufficient funds, invalid PIN, expired card, etc).        


Corporate Prepaid Cards

FeesBPI ePay Mastercard BPI ePay Visa BPI ePay Gift Card 
NamedNameless
Card FeePhp 150Php 250*Php 50Php 70
Card LoadingPhp 50**Free
ATM Withdrawal  Php 20***N.A.
Card Load Reimbursement
Transfer to Deposit
Manager's Check
Php 50
Php 100
Balance Inquiry
(via BPI Online)
Free
Cross Border Fee****2% of the transaction amount
(Effective January 27, 2021, 2.5% of the transaction amount)
N.A. 
Dynamic Currency Conversion (DCC) Fee*****2.5% of the transaction amount
(Effective July 1, 2021)
N.A. 
Maintenance Fee

Php 100

(charged starting on the 121st day after the card expiry, and monthly thereafter)

Decline Fee****** USD 1 for every declined in-store international transaction
(Effective July 1, 2021)
N.A. 
Card Renewal/Card ReplacementPhp 150Php 250Php 50Php 70
Periodic FeePhp 99
(charged at the beginning of the 3rd and 4th year)
N.A. 

*Minimum order of 200 cards

**Loading fee applies only to Corporate clients who availed the loading fee arrangement (P50 for every card loading, no withdrawal fee)

***Withdrawal fee applies only to Corporate clients who availed the withdrawal fee arrangement (P20 for every withdrawal, no loading fee)

****Applies to online and in-store international transactions done in foreign/non-Peso currency.        

*****Applies to in-store international transactions only done in Peso currency.

******Applies to policy decline transactions only (i.e. insufficient funds, invalid PIN, expired card, etc).


Customer Support

For inquires and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

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An EMV-enabled customizable prepaid card that allows cardholders to store their money securely and enjoy cashless transactions.

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Amore Visa Prepaid

Pay for everything, anywhere with your Amore Visa Prepaid card and earn points you can exchange for exclusive AmoRewards.

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BPI Prepaid Cards are not DEPOSIT PRODUCTS, and the value stored is not insured by the Philippine Deposit Insurance Corporation and is not guaranteed by the Bank of the Philippine Islands.