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Start and grow your Preferred relationship today and get a chance to win Php 1Mn for your next memorable moment.

Start or grow your Preferred Relationship

Earn raffle entries

Win 1Mn Php

Earn electronic raffle entries through the following:

Increase your Total Relationship Balance

Increase your deposits

Enroll in BPI Online

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Already a BPI Preferred client?
To know more about our solutions, talk to your Relationship Manager or call the BPI Preferred hotline.
Terms and Conditions

The BPI Preferred Rewarding Moments Program, (“Program”) is open to new and existing BPI Preferred Clients (“Clients”) as they start and maintain a relationship with the Bank of the Philippine Islands (“Bank”).

General Policies

1. These Terms and Conditions govern the Program for new and existing Preferred Clients who meet the minimum eligibility requirements prescribed hereunder.

2. The Terms and Conditions governing BPI’s Products, Services, Facilities and Channels, the Preferred Banking Terms and Conditions, and the BPI Data Privacy Statement are hereby incorporated by reference and shall form an integral part hereof.

3. Any dispute will be subject to the decision of the Bank in concurrence with the Department of Trade and Industry (DTI).

4. Employees of the Bank of the Philippine Islands, including their relatives of up to second degree of consanguinity and affinity, are disqualified from joining the program.

Program Eligibility and Participation

1. The Program, which shall run from February 3, 2023 to April 30, 2023, shall be open to new and existing BPI Preferred clients with a primary deposit and/or investment account with the BPI Group of Companies and with a maintained minimum total relationship balance (“TRB”) of PHILIPPINE PESOS: ONE MILLION (Php 1,000,000.00) or its foreign currency equivalent for the duration of the program.

2. BPI reserves the right to suspend or disqualify any person from further participation in the Program, if in its sole judgement, that person has violated the Terms and Conditions herein. Suspension or disqualification may result in the cancellation of the individual’s right of participation and/or the economic equivalent of all rewards enjoyed.

3. To earn electronic raffle entries, the client may do the following:

ActivityEquivalent Raffle Entries

Start a Preferred Relationship

(for New Preferred clients during the promo period)

Enroll in BPI Online


Use BPI Online*10
Maintain** Total Relationship Balance (TRB)1 of at least Php 1Mn10 for every 1Mn
Maintain** CASA*** of at least Php 1Mn20 for every 1Mn

*Perform any of the three (3) transactions via BPI Online

  • Open a deposit account
  • Subscribe to an investment fund (Unit Investment Trust Fund or Mutual Fund)
  •  Enroll a biller

**Measured on MTD ADB2

***Open to participating CASA Products3 only

4. Raffle entries earned per batch shall expire and cannot be carried over in the succeeding batches.  

See sample scenario below:

ClientDate of ParticipationRaffle Entries Earned (End of Month)Raffle Entries (Start of Succeeding Month)
AFebruary 6, 20232200
BMarch 6, 20231000
CMarch 17, 20234000

Raffle Prize

1. There will be three (3) winners of Php 1,000,000.00 of cash prize each per raffle draw.2

2. The cash prize can be used for any purpose.

3. The cash prize is subject to tax.

4. The cash prize net of tax will be credited to the winners’ own primary deposit account of choice.

5. The prize is non-transferable.

Raffle Draw and Announcement of Winners

1. The raffle draws will be held on-site at the 3/F Insular Life Building, Ayala Avenue corner Paseo De Roxas, Makati City and/or via zoom in the presence of a Department of Trade and Industry (DTI) representative on the following dates:

Tracking PeriodRaffle Draw Date
February 3, 2023 - February 28, 2023March 14, 2023
March 1, 2023 to March 31, 2023April 12, 2023
April 1, 2023 to April 30, 2023May 12, 2023

2. Winners of each raffle draw will be notified within ten (10) business days after raffle draw date through their registered address, official email address, SMS, and their dedicated Relationship Manager.

3. Winners can only win once and a redraw will be done if and when a winner from the previous batch is picked in the batch draw.

4. Non-winning participants from the previous batch/es are still eligible to participate in the succeeding rounds of the Program provided that the Program eligibility is fulfilled.

5. Winners are given 60 business days to accomplish the Preferred Rewarding Moments Winners Form to claim their prize. Once the winner has successfully accomplished the form, the cash prize will be credited within 5 business days. Failure of the notified winners to accomplish the Preferred Rewarding Moments Winners Form within the 60-day period shall forfeit his/her claim on the prize.


1. All new account openings are subject to existing policies and procedures of BPI.

2. In case of dispute in respect of BPI and the Preferred Client, the decision of BPI with the concurrence of DTI shall be considered final.

3. The Program shall be subject to periodic review to ensure compliance with the Bank’s policies and procedures, as well as with BSP rules and regulations and applicable laws.

4. To the full extent allowed by applicable laws, all warranties, whether express or implied by law or statute, are excluded herein. BPI does not make any warranty, express or implied, with respect to any of the reward items.

Annex A: List of Qualified BPI Online Transactions

Perform any of the following transactions in BPI Online:

  • Open a deposit account  
  • Subscribe to an investment fund (Unit Investment Trust Fund/Mutual Funds)
  • Enroll a biller

Annex B: List of Participating BPI CASA Products

Peso Deposit Products
Transactional Deposits
  • Regular Checking (Business Checking)
  • Express Teller Checking
  • Maxi-One Checking for Individuals
  • Regular Savings Passbook 
  • Regular Savings w Passbook/ATM
  • Express Teller Savings
  • Maxi-One Checking for Individuals with Debit Card
  • Maxi One Savings Individual with Passbook
Build-up Deposits
  • Jumpstart Savings
  • Jumpstart Savings – Kiddie Account Program
  • Pamana Padala
  • Padala Moneyger
  • Maxi-Saver Savings – Passbook
  • Maxi-Saver Savings – ATM
  • BPI #SaveUp (Online Savings Account)
  • Save-Up Automatic Savings + Insurance
  • Save-Up Automatic Savings with Higher Interest
  • SaverPlus
  • Pamana Savings Account with Life Insurance -  Passbook
  • Pamana Savings Account with Life Insurance – ATM
  • BPI #MySaveUp
  • Maxi-One Checking for Individuals with Debit Card

Foreign Currency Deposit Products
Transactional Deposits

Demand Deposits

  • EXP Dollar CA w/ ATM
  • EXP Dollar CA w/o ATM

Savings Deposit

  • Regular Savings Deposit
  • USD Passbook Savings
  • USD Passbook Savings with ATM
  • Swiss Francs Savings
  • British Pounds Savings
  • HKD Passbook Savings
  • Australian Dollar Savings
  • Canadian Dollar Savings
  • Chinese Yuan Savings
  • Japanese Yen Savings
  • Euro Savings Passbook
  • Express Dollar ATM Savings
Build-up Deposits
  • Dollar Pamana Savings Account with Life Insurance
  • Maxi Saver Savings USD
  • Pamana Padala Dollar
  • Direct Deposit/Pension Account

Annex C: Raffle Entries Scenario

ClientTotal Relationship Balance (MTD ADB)With BPI Online Enrollment? (Y/N)Total Relationship Balance (MTD ADB)Total CASA Balance (MTD ADB)Eligibility for Raffle EntriesRaffle points earned per activityTotal Raffle Entries
A (New)Php 10MnYPhp 10MnPhp 8MnEligibleStart a Preferred Relationship100370
Enroll in BPI app10
Maintain TRB of Php 10Mn (10 points per 1Mn)100
Maintain CASA of Php 8Mn (20 points per 1Mn)160
B (Existing)Php 5.5MnYPhp 5MnPhp 3MnEligibleBPI Online Enrollment10130
Subscribe to UITF in BPI Online10

Maintain TRB of 5Mn (10 points per 1Mn)


Maintain CASA of 3Mn (20 points per 1Mn)

C (Existing)Php 800kYPhp 800kPhp 800kNot Eligible


Customer Support

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

Per DTI Fair Trade Permit No. FTEB-160455 Series of 2023

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