Promotion highlights
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Transfer money for free

Waived Instapay transfer fees for Php 1,000 and below transactions made using your BPI App or BPI Mobile App.

Promotion mechanics

1. All BPI clients will not be charged the Inter-Bank Fund Transfer fees for Php 1,000 and below transactions in the new BPI App and BPI Mobile App within the Promo Period.

2. The reward offered under the Promo shall not be convertible to cash, credit, privileges, rewards and/or other items/products. The offers are non-transferable and may only be availed of by Qualified Clients.

3. In case of disputes in respect of BPI only and the Qualified Client’s availment of the Promo, the decision of BPI with the concurrence of DTI shall be considered final.

4. All disputes related to this Promo will only be entertained if submitted within sixty (60) banking days after the end of the Promo Period.

5. The Bank, in concurrence with DTI, reserves the right to terminate, discontinue, or suspend the Promo at any time.

6. Terms and conditions governing the use of BPI Mobile App which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.

7. The Promo shall be subject to periodic review to ensure compliance with BPI’s policies and procedures, as well as with BSP rules and regulations and other applicable laws.

8. To the full extent allowed by applicable laws, all warranties, whether express or implied by law or statute, are excluded herein. BPI does not make any warranty, express or implied, with respect to any of the rewards items.


Eligibility and Participation

1. The Promo, which shall run from July 5, 2023 to December 31, 2023 (“Promo Period”), shall be open to all BPI clients with Inter-Bank Fund Transfer transactions of Php 1,000 and below using the BPI App and BPI Mobile App.

2. BPI reserves the right to suspend or disqualify any person from further participation in the Promo, if in its judgment, that person has violated the terms and conditions herein. Suspension or disqualification may result in the cancellation of the individual's right of participation and/or the economic equivalent of all rewards enjoyed.



1. These Terms and Conditions govern the exclusive Promo for all BPI clients using the BPI App & BPI Mobile App with Inter-Bank Fund Transfer fees of Php 1,000 and below.

2. The Terms and Conditions governing the use of BPI #SaveUp account, the relevant BPI products availed of, BPI Online and the BPI Mobile App, BPI’s Products, Services, Facilities and Channels, and the BPI Data Privacy Statement, are hereby incorporated by reference and shall form an integral part hereof.

Customer support


For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.


Per DTI Fair Trade Permit No. FTEB-170218 Series of 2023

Related information

#SaveUp Terms and Conditions

Read the terms and conditions of #SaveUp.

Products, Services, Facilities, and Channels Page Terms and Conditions

Read the terms and conditions of BPI's products, services, facilities, and channels.