The following BPI Credit Card variants are qualified for the promo:
a. BPI Visa Signature Card
b. BPI Platinum Rewards Mastercard
c. BPI Amore Platinum Cashback Card
d. BPI Amore Cashback Card
e. BPI Gold Mastercard
f. BPI Blue Mastercard
g. BPI Petron Mastercard
What are the BPI Credit Card variants qualified for the promo?
When is the promo period?
Promo period is from February 6 to June 30, 2023 and is extended until July 14, 2023. In order to be eligible for this promo, you must apply for a BPI Credit Card within the promo period and subsequently be approved within 30 days from promo end date.
When is the Spend Period to be eligible for the Welcome Gift offer?
You must meet the spend requirement within the spend period, depending on when your card was approved.
Approval date | Spend period |
Feb 6, 2023 to Feb. 28, 2023 | Feb. 6, 2023 to April 30, 2023 |
March 1, 2023 to March 31, 2023 | March 1, 2023 to May 31, 2023 |
April 1, 2023 to April 30, 2023 | April 1, 2023 to June 30, 2023 |
May 1, 2023 to May 31, 2023 | May 1, 2023 to July 31, 2023 |
June 1, 2023 to June 30, 2023 | June 1, 2023 to Aug. 31, 2023 |
July 1, 2023 to July 31, 2023 | July 1, 2023 to Sept 30, 2023 |
Aug. 1, 2023 to August 14, 2023 | Aug. 1, 2023 to Oct. 31, 2023 |
How will I know when I got approved?
You will receive an SMS from BPI on the following day when your credit card was processed and approved.
SMS Message: Congratulations! Your BPI Credit Card application has been approved. Your card will be delivered to your billing address within 10 working days. For inquiries, call 889-10000.
I applied for a BPI Credit Card on Jan 31, 2023 and got approved on Feb 6, 2023. Am I eligible for the Holiday Cashback Promo offer or will I be eligible for the Switch & Fly Promo offer?
Since your application was submitted on Jan 31, 2023, you are still qualified under our Holiday Cashback Promo.
I applied for a BPI Credit Card on July 14, 2023 but only got approved on July 19, 2023. Am I still eligible for the promo?
Yes, you are still eligible for the promo as long as your Credit Card application that got subsequently approved is within 30 days from promo end date.
I applied for two credit cards and got approved on the same month. Will I receive the reward for both cards if I meet the spend requirement for both?
In case you applied for multiple Credit Cards within the same day or within the same month, only one card will be eligible for the reward, based on the card hierarchy below:
a. BPI Visa Signature
b. BPI Platinum Mastercard
c. BPI Amore Platinum Cashback
d. BPI Gold Mastercard
e. BPI Blue Mastercard
f. BPI Amore Cashback
g. BPI Petron Mastercard
Example: You applied for a BPI Amore Cashback on February 10, 2023 and subsequently got approved. You also applied for a BPI Visa Signature Card on February 15, 2023 and subsequently got approved.
You met the minimum spend requirement of Php 50,000 for your BPI Amore Cashback Card, and also met the minimum spend requirement of Php 90,000 for your BPI Visa Signature Card.
Based on the promo mechanics, you will only receive 300,000 BPI Points. You will not receive a welcome gift for your Amore Cashback card.
Is Balance Conversion included in the spend computation for this promo?
Balance Conversion is not included in the computation of the accumulated spend for the welcome gift. Please see below list of valid transaction types:
a. Retail transactions
b. Special Installment Plan (SIP) merchant transactions
c. Cash Advance
d. Credit-to-Cash
e. SIP for Schools
f. SIP for Hospital
g. Balance Transfer transactions
h. Utility Bills payment
i. Pay Bills via Credit Card
I have a supplementary card under my account. Are the transactions of my Supplementary included in the computation of the accumulated spend to qualify for the reward?
Yes, transactions of your Supplementary Cardholder are included and considered as part of your total accumulated spend for the welcome gift. For the AMF waiver, transactions of your supplementary card are not included in the computation of accumulated spend of the Principal cardholder.
Will my Supplementary Cardholder/s also receive a welcome gift if they also reach the spend requirement for the promo?
No, the welcome gift is only awarded to the principal cardholder.
How will I know if I qualified for the Welcome Gift?
BPI will send you an advisory through your mobile number and/or email address based on the specified awarding date.
If I qualify for the promo, when can I expect to get the welcome gift?
The welcome gift, which may be in the form of BPI Points or Cashback shall be credited to your BPI Credit Card account based on the schedule below. You will receive an sms and/or email notification once the reward has been credited.
Approval date | Spend period | Awarding and advisory |
February 6, 2023 to February 28, 2023 | February 6, 2023 to April 30, 2023 | June 2023 |
March 1, 2023 to March 31, 2023 | March 1, 2023 to May 31, 2023 | July 2023 |
April 1, 2023 to April 30, 2023 | April 1, 2023 to June 30, 2023 | August 2023 |
May 1, 2023 to May 31, 2023 | May 1, 2023 to July 31, 2023 | September 2023 |
June 1, 2023 to June 30, 2023 | June 1, 2023 to August 31, 2023 | October 2023 |
July 1, 2023 to July 31, 2023 | July 1, 2023 to September 30, 2023 | November 2023 |
August 1, 2023 to August 14, 2023 | August 1, 2023 to October 31, 2023 | December 2023 |
How will I know if I am qualified for the Annual Membership Fee (AMF) yearly waiver?
You will receive an SMS that (1) you have met the spend requirement and the AMF has been reversed and (2) you can deduct the amount from the minimum amount due when you pay on your due date.
Is my supplementary also qualified for the Annual Membership Fee (AMF) yearly waiver?
Your first supplementary card is free for life. For succeeding supplementary cards, only the first annual membership is free. For succeeding years, this will be charged yearly, depending on your card variant.
When will the annual spend requirement condition to waive the Annual Membership Fee (AMF) start?
The spend period requirement to waive your annual fee is for twelve (12) months, starting from your card anniversary date until one (1) calendar day prior your next card anniversary date. The tracking of the annual spend will occur every year.
Do I still need to request for the waiver of annual fee once I meet the annual spend requirement?
Once you meet the annual spend requirement, the AMF will automatically be reversed. No need to request to waive your AMF.
If I qualify, are the rewards transferrable?
No, the AMF recurring waiver, BPI Points, or Cashback Credits are not transferrable. It is also not convertible to cash or in kind.
Is it possible for me to get both the welcome gift and the AMF waiver?
Yes, you can get both the welcome gift and the AMF waiver if you are able to meet the spend requirement for the welcome gift within the spend period, and the spend requirement for the AMF waiver within twelve (12) months. Note that the welcome gift is a one-time reward.
Is it possible for me to qualify for the welcome gift but not qualify for the AMF recurring waiver, and vice versa?
Yes, it is possible for you to qualify for the welcome gift but not qualify for the AMF waiver, and vice versa. Note that the welcome gift is a one-time reward.
I cancelled my last BPI Credit Card two (2) years ago. Am I qualified for the promo?
If your last BPI Credit Card was cancelled for more than one (1) year, and you have no existing BPI Credit Card, then you can apply for a new BPI Credit Card and be eligible if your application gets approved.
How do I redeem the welcome gift?
A. For BPI Points, you may choose to redeem miles, shopping credits or e-GC.
1. To redeem miles or shopping credits, you may do any of the following:
a. Call our 24-hour BPI Contact Center at (+632) 889-10000
b. Visit any BPI Branch near you or contact your Branch Manager or Relationship Manager
c. Send a message via Contact Us
-Indicate in the email subject Rewards Redemption.
-In the body of the email, provide the following details: Customer Number, Customer Name, Reward Code, and number of points for conversion
2. To redeem an e-GC, please do the following:
a. Download the all-new VYBE by BPI app on the App Store (iOS) or Google Play Store (Android).
b. Create an account in VYBE and log in.
c. Navigate the BPI Rewards page to browse the rewards catalogue.
d. Select vouchers and redeem real-time through the VYBE app.
B. For Amore Cashback, you may redeem your cashback by doing any of the following:
1. Call our 24-hour BPI Contact Center at (+632) 889-10000
2. Visit any BPI Branch near you or contact your Branch Manager or Relationship Manager
3. Send a message via Contact Us
C. For BPI Petron Mastercard, you can expect the reward to be credited on your next statement of account from date of awarding.
I saw in BPI’s Advertisement that i can travel to London using my BPI Points. How do I purchase an airline ticket?
The trip to London is only a sample illustration using PAL Mabuhay Miles (as of January 2023) for a BPI Visa Signature and BPI Platinum Rewards Mastercard Cardholder. The table of miles conversion may change without prior notice. BPI shall not be held liable in case the table of miles conversion has changed at the time of redemption.
For your flight, the corresponding BPI Points and miles will depend on your eligible card variant. You may check the miles award chart of your preferred miles partner (PAL, Krisflyer or Airasia) on the available destinations based on your miles.
The terms and conditions governing the use of miles of our miles partners shall apply.
Who can I contact for concerns and inquiries about this promo?
For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.