Switch & Fly Promo: Frequently asked questions

The following BPI Credit Card variants are qualified for the promo:

a. BPI Visa Signature Card
b. BPI Platinum Rewards Mastercard
c. BPI Amore Platinum Cashback Card
d. BPI Amore Cashback Card
e. BPI Gold Mastercard
f. BPI Blue Mastercard
g. BPI Petron Mastercard

Promo period is from February 6 to June 30, 2023 and is extended until July 14, 2023. In order to be eligible for this promo, you must apply for a BPI Credit Card within the promo period and subsequently be approved within 30 days from promo end date. 

You must meet the spend requirement within the spend period, depending on when  your card  was approved.

You will receive an SMS from BPI on the following day when your credit card was processed and approved.

SMS Message: Congratulations! Your BPI Credit Card application has been approved. Your card will be delivered to your billing address within 10 working days. For inquiries, call 889-10000.

Since your application was submitted on Jan 31, 2023, you are still qualified under our Holiday Cashback Promo. 

Yes, you are still eligible for the promo as long as your Credit Card application that got subsequently approved is within 30 days from promo end date. 

In case you applied for multiple Credit Cards within the same day or within the same month, only one card will be eligible for the reward, based on the card hierarchy below:

a. BPI Visa Signature
b. BPI Platinum Mastercard
c. BPI Amore Platinum Cashback
d. BPI Gold Mastercard
e. BPI Blue Mastercard
f. BPI Amore Cashback
g. BPI Petron Mastercard

Example: You applied for a BPI Amore Cashback on February 10, 2023 and subsequently got approved. You also applied for a BPI Visa Signature Card on February 15, 2023 and subsequently got approved.

You met the minimum spend requirement of Php 50,000 for your BPI Amore Cashback Card, and also met the minimum spend requirement of Php 90,000 for your BPI Visa Signature Card.

Based on the promo mechanics, you will only receive 300,000 BPI Points.  You will not receive a welcome gift for your Amore Cashback card.

Balance Conversion is not included in the computation of the accumulated spend for the welcome gift. Please see below list of valid transaction types:

a. Retail transactions
b. Special Installment Plan (SIP) merchant transactions
c. Cash Advance
d. Credit-to-Cash
e. SIP for Schools
f. SIP for Hospital
g. Balance Transfer transactions
h. Utility Bills payment
i. Pay Bills via Credit Card

Yes, transactions of your Supplementary Cardholder are included and considered as part of your total accumulated spend for the welcome gift. For the AMF waiver, transactions of your supplementary card are not included in the computation of accumulated spend of the Principal cardholder.  

No, the welcome gift is only awarded to the principal cardholder. 

BPI will send you an advisory through your mobile number and/or email address based on the specified awarding date.

The welcome gift, which may be in the form of BPI Points or Cashback shall be credited to your BPI Credit Card account based on the schedule below. You will receive an sms and/or email notification once the reward has been credited.

You will receive an SMS that (1) you have met the spend requirement and the AMF has been reversed and (2) you can deduct the amount from the minimum amount due when you pay on your due date. 

Your first supplementary card is free for life. For succeeding supplementary cards, only the first annual membership is free. For succeeding years, this will be charged yearly, depending on your card variant. 

The spend period requirement to waive your annual fee is for twelve (12) months, starting from your card anniversary date until one (1) calendar day prior your next card anniversary date. The tracking of the annual spend will occur every year.

Once you meet the annual spend requirement, the AMF will automatically be reversed. No need to request to waive your AMF.

No, the AMF recurring waiver, BPI Points, or Cashback Credits are not transferrable. It is also not convertible to cash or in kind.

Yes, you can get both the welcome gift and the AMF waiver if you are able to meet the spend requirement for the welcome gift within the spend period, and the spend requirement for the AMF waiver within twelve (12) months. Note that the welcome gift is a one-time reward. 

Yes, it is possible for you to qualify for the welcome gift but not qualify for the AMF waiver, and vice versa. Note that the welcome gift is a one-time reward.

If your last BPI Credit Card was cancelled for more than one (1) year, and you have no existing BPI Credit Card, then you can apply for a new BPI Credit Card and be eligible if your application gets approved.

A. For BPI Points, you may choose to redeem miles, shopping credits or e-GC.   

1. To redeem miles or shopping credits, you may do any of the following:     

a.  Call our 24-hour BPI Contact Center at (+632) 889-10000
b.  Visit any BPI Branch near you or contact your Branch Manager or Relationship  Manager  
c. Send a message via Contact Us      
-Indicate in the email subject Rewards Redemption.
-In the body of the email, provide the following details: Customer Number, Customer Name, Reward Code, and number of points for conversion  

2. To redeem an e-GC, please do the following:

a. Download the all-new VYBE by BPI app on the App Store (iOS) or Google Play Store (Android).
b. Create an account in VYBE and log in.
c. Navigate the BPI Rewards page to browse the rewards catalogue.
d. Select vouchers and redeem real-time through the VYBE app.


B. For Amore Cashback, you may redeem your cashback by doing any of the following:

1. Call our 24-hour BPI Contact Center at (+632) 889-10000

2. Visit any BPI Branch near you or contact your Branch Manager or Relationship  Manager  

3. Send a message via Contact Us


C.  For BPI Petron Mastercard, you can expect the reward to be credited on your next statement of account from date of awarding.

The trip to London is only a sample illustration using PAL Mabuhay Miles (as of January 2023) for a BPI Visa Signature and BPI Platinum Rewards Mastercard Cardholder. The table of miles conversion may change without prior notice. BPI shall not be held liable in case the table of miles conversion has changed at the time of redemption.    

For your flight, the corresponding BPI Points and miles will depend on your eligible card variant.  You may check the miles award chart of your preferred miles partner (PAL, Krisflyer or Airasia) on the available destinations based on your miles.  

The terms and conditions governing the use of miles of our miles partners shall apply. 

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.