Housing Loan Application List of Requirements



Checklist of Pre-Processing Requirements


1. Locally Employed


  • Latest COE
  • Latest 3 months pay slip
  • Latest ITR
  • Authorization letter to verify employment


a. Other Income Docs

  • Bank statements of payroll account, with authorization letter to verify


b. Commission-Based

  • Certificate of employment stating commissions received prior year/months/period and Commissions Receivable, if any
  • Bank statement where commission is credited, with authorization letter to verify


c. Foreigners

  •  Filipino spouse to act as primary borrower


2. Pensioner

  • Certificate of Pension, with authorization letter to verify
  • Bank statements of pension account, with authorization letter to verify
  • SSN


3. OFWs

  • Latest Contract, with authorization letter to verify
  • Proof of bank remittance, with authorization letter to verify
  • Details of crewing manager for seafarers
  • Attorney-in-Fact / loan administrator (preferably a next of kin); full name, contact details, mailing address and valid government IDs


4. Self-Employed

  • Valid DTI Registration or Mayor’s Permit
  • Latest ITR with audited financial statements
  • Working account (6mos) with authorization letter to verify
  • Trade references with complete contact information (business name, complete address, contact person, business phone number) * Major suppliers (at least 3) * Major clients (at least 3)
  • Authorization letter to conduct trade verification


a. Additional for part owners of a Partnership/Corporation:

  • Individual ITR
  • Payroll account where claimed salaries are credit, with authorization letter to verify


b. Additional for rental properties:

  • Copy of TCTs/CCTs
  • Copy of valid and notarized lease contracts Additional for transport business:
  • Copy of LTFRB franchise decision of all units
  • Copy of OR and CR of all units
  • Authorization letter to conduct franchise verification with LTFRB
  • Copy of valid ID of franchise owner


5. Practicing Professionals

  • Working account with authorization letter to verify
  • Latest ITR with audited financial statements
  • Clinic/office address with complete contact details (as applicable)


Collateral Documents

  • Photocopy of Owner's Duplicate Copy of the Condominium Certificate of Title or Transfer Certificate of Title (as applicable)
  • Photocopy of the updated Tax Declaration, Tax Clearance, Tax Receipt
  • Signed Authorization Letter for Tax Mapping and Inspection of Property (for properties in secondary market)
  • Photocopy of notarized Contract-to-Sell or Offer-to-Sell from registered owner of property (for private sellers)
  • Photocopy of notarized Contract-to-Sell / Letter of Endorsement / Official Computation Sheet from developers (for accredited developer tie-up properties)
  • Appraisal Fee (for un-accredited projects)
  • Non-refundable appraisal fee of Php 5,000 (inclusive of title verification)
  • Photocopy of latest Statement of Account with existing mortgagor (for refinancing)
  • Complete set of Building Plan, Bill of Materials, Scope of Work/Cost Estimates (for construction loan)
Housing Loan Application
Apply for a Housing Loan and move in to your dream home.
Apply Now