Property Equity Loan
Get access to additional funds with your existing real estate property.
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Benefits
Affordable

Enjoy low rates, down payment options as low as 20% and flexible payment terms of up to 5 years.

Easy to apply

Apply through any of the BPI branches nationwide or through the bank’s network of accredited brokers and developers.

Reliable

Fund your multipurpose activities with us and we will guide you in every step of the way.

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Quick guide

How to apply for a Housing Loan in the branch?


1. Go to any BPI branch.
2. Completely fill out the application form.
3. Submit the requirements. Your application will be reviewed and processed.
4. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center
5. Sign the loan documents.​​​​​​​


How to apply for a Housing Loan online?


1. Completely fill out our Housing Loan online application form. 
2. Submit the requirements. Your application will be reviewed and processed.
3. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center
4. Sign the loan documents.

Housing Loan Application
Apply for a Housing Loan and move in to your dream home.
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Frequently asked questions

What activities can be financed using your property as collateral?

1. Tuition fee or Education
2. Health, Wellness, and other Medical needs
3. Refinance loans with other banks or debt consolidation
4. Home Makeover
5. Purchase of Equipment and Supplies for Professional/Office/Business use
6. Payment for Rental/Lease of Office Space
7. Travel
8. Special Occasions

What are the rates for Property Equity Loan?



​​Rates effective as of November 10, 2022

What are the qualifications to apply for a housing loan?

At least 21 years old but not more than 65 years old upon loan maturity
Minimum Household Income: Php 40,000

What is the minimum and maximum loan amount?

Minimum Loan Amount: Php 400,000
Maximum Loan Amount: Up to 80% of property value

What is the term of the loan?

Minimum Loan Term: 1 year
Maximum Loan Term: Up to 5 years

What are the requirements needed to apply for a Housing Loan?

You may view the list of requirements here.

Who can I contact if I have questions about BPI Housing Loan?

Here's our customer support for new Housing Loan applications.

Who can I contact for any inquiries or concerns?

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

How do I claim my fully paid loan documents?

For your security, claiming of housing loan documents is by appointment only. You may schedule an appointment via our appointment booking form.

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Related information

Housing Loans Self Assessment

Know if you're ready to own your dream home.

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Housing Loan Payment Solutions

Check out our affordable payment options to own your dream house.

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List of Requirements

Any inquiries/questions regarding your loan? Click our Help & Support site a Housing Loan and move in to your dream home.

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Find Us
Send us a message

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

Deposits are insured by PDIC up to P500,000 per depositor.

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