S.T.A.R. Account
A savings account with electronic banking convenience of monitoring the growth of your funds.
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Required Initial Deposit
GBP 5,000
Required Average Daily Balance
GBP 5,000
Required Daily Balance to Earn Interest
GBP 5,000
Interest Rate

0.25%

Note: Effective 06 April 2016, BPI Europe Plc no longer withholds taxes on interest paid on savings and time deposits. Please consult HMRC website for guidance on this subject matter.

Quick guide

How to open an account

Visit BPI Europe Plc's Earl's Court branch.

How to deposit money

Branch
Visit Earl's Court Branch and make a deposit transfer using your debit card

Online
Make a faster payments or online transfers from your other UK account to your BPI Europe Star Account (subject to clearing within BPI Europe Plc's business hours).

Note: For certain types of transactions, in compliance with Anti-Money Laundering Regulations, additional documents on proofs of source of fund and purpose of deposit will be requested before processing your pay in transfer.

How to withdraw cash

1. Make an over-the-counter cash withdrawal at BPI Europe Plc Earl's Court branch. Advise us a day earlier if you need to withdraw over GBP1,000.00.
2. Instruct us to debit your BPI Europe Star account and transfer to your other UK bank (subject for next day clearing period).
3. Instruct us to debit your BPI Europe Star account and make a CHAPS/same day online bank transfer to your other UK bank (subject to cut off and applicable charges).

Note: For certain types of transactions, in compliance with Anti-Money Laundering Regulations, additional documents on proofs of source of fund and purpose of deposit will be requested before processing your pay in transfer.

How to access my quarterly bank statement

View your quarterly bank statement in two ways:

1. View and download your quarterly bank statement thru online banking
2. Receive your quarterly bank statement at your registered address

How to register in BPI Online

How to enroll a third-party account

How to reset your BPI Online password

Deposit Balance Requirements and Rates
Know the rates and requirements before opening an account.
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Frequently asked questions

What is the difference between BPI Europe and BPI?

Bank of the Philippine Islands (Europe) Plc [BPI Europe Plc] is a UK licensed bank, a separate entity of and a wholly owned subsidiary of the Bank of the Philippine Islands [BPI], authorized by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and PRA.

Its deposit products are entirely different from the deposit products of BPI. This means that BPI Europe Plc's deposit products and that of BPI are not linked and cannot be accessed such as account enquiry, cash deposit, dormant reactivation or cash withdrawal through BPI branches.

Are there service fees and charges?

Do I get a debit card when I open this account?

No. There is no debit card when you open a S.T.A.R Account.

Do I get an overdraft when I open this account?

No. Your BPI Europe star account must be funded before making cash withdrawals or transfers to your other UK bank.

Can I change/update my mobile number for One-time PIN (OTP)?

Who can I contact if I have questions regarding S.T.A.R Account?

For enquiries, you can call us at 0207 835 0088 or email us at bpinoy@bpieuropeplc.com.

Related information

S.T.A.R. Plus Account

A time deposit product which allows placement of your funds for a fixed yield. Available in Great Britain Pound and US Dollar currencies.

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Terms and Conditions

Read the general banking terms and conditions.

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Deposit Protection

The Financial Services Compensation Scheme (FSCS) can pay compensation to depositors if a bank is unable to meet its financial obligations. From 30 January 2017, the FSCS will protect most eligible deposits up to a total of £85,000.00. Any deposits you have above the limit are unlikely to be covered.