Effective January 25, 2021, you will automatically be registered to the Mastercard Automatic Billing Updater.

Mastercard Automatic Billing Updater (ABU) is a new service by Mastercard that helps you avoid online transaction declines due to changes in your card number or card expiry, with your card-on-file merchants.

Card-on-file transactions are payments processed using a card number you have stored with a merchant or website with whom you have created an account and saved your card information.

It enables automatic updating of your enrolled card details to partner merchants of Mastercard in case your card expires, or you change your card. It will provide convenience because you won’t need to enter your new card details such as Card Number, Expiry, and CVC of your card because Mastercard will do it for you, to avoid payment interruptions or transaction declines.

Mastercard ABU is only available to participating merchants. You will have to check with your merchant to ensure that your card information is updated, and that your bills are paid on time.

Merchants sign up directly with Mastercard and the list of participating merchants is subject to updates. Please check with your merchant directly to confirm if they support ABU service.

No, the Mastercard ABU service is only available to BPI Debit Mastercard cardholders.

Your card details such as your card number and card expiry will change if you are issued a new card due to renewal, or card replacement when the old card is lost or stolen.

Yes. You can opt-out of this service by calling our 24-hour BPI Contact Center at (+632) 889-10000 or by visiting any BPI branch near you, only as needed.

For inquires and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.