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Triple Treat Promo: Frequently Asked Questions

How do I apply for a BPI Credit Card?

You may apply for a BPI Credit Card through the following channels:

a. Online
b. BPI Branches Nationwide
c. BPI Sales Booths

Until when is the promo period?

Promo period is from May 10, 2022 until September 10, 2022. In order to be eligible for this promo, you must apply for a BPI Credit Card and be subsequently approved within those dates.

Are all BPI Credit Card variants included in the promo?

No, this promo is only for the following BPI Credit Card variants:

a. BPI Visa Signature
b. BPI Platinum Rewards Mastercard
c. BPI Amore Platinum Cashback Card
d. BPI Amore Cashback Card
e. BPI Gold Mastercard
f. BPI Blue Mastercard

The promo mechanics says I have to meet the minimum spend requirement in order to get the welcome gift. How will I know when is the spend period?

You may refer to the spend period calendar below:


How will I know if I qualified for the welcome gift?

We will send out an advisory through external direct mail (EDM) and/or SMS to customers who qualified for the promo.

If I qualify for the promo, when can I expect to get the welcome gift?

The welcome gift, which may be in the form of Real Thrills Rewards Premium, Real Thrills Rewards Regular, or Amore Cashback, shall be credited to the qualified Principal Cardholder’s account within seven (7) banking days from receipt of EDM and/or SMS notification.

When will the 12-month spend period for the AMF recurring waiver start?

The spend period of the AMF Recurring Waiver will be for 12 months, starting from your card anniversary date until 1 calendar day prior your next card anniversary date. The tracking of the annual spend will occur every year.



To illustrate:

Personal BPI Customer:
If the customer applied on May 10, 2022 and subsequently got approved on May 18, 2022, their card anniversary will be on May 18, 2022. Since Personal BPI customers, by virtue of BPI’s non-promo offer, will have their annual fee waived for the first year by default, they will not be charged an AMF at this time. (AMF is charged annually every card anniversary date).

The AMF Recurring Waiver spend requirement will therefore begin from May 18, 2022 until May 17, 2023. If the customer meets the annual spend requirement based on their card variant, then they will receive an AMF waiver and not need to pay their AMF on the cycle of May 18, 2023.

The following year, the spend period will be from May 18, 2023 until May 17, 2024. If they meet the annual spend requirement, the customer will not need to pay the AMF on May 18, 2024. This will occur annually.



Preferred BPI Customer:
If the customer applied on May 10, 2022 and subsequently got approved on May 18, 2022, their card anniversary will be on May 18, 2022. Since Preferred BPI customers, by virtue of BPI’s non-promo offer, will have their annual fee waived for the first 3 years by default, they will not be charged an AMF at this time as well as on May 18, 2023 and May 18, 2024. (AMF is charged annually every card anniversary date.).
 
The AMF Recurring Waiver spend requirement will therefore begin from May 18, 2024 until May 17, 2025. If the customer meets the annual spend requirement based on their card variant, then they will receive an AMF waiver and not need to pay their AMF on the cycle of May 18, 2025.

The following year, the spend period will be from May 18, 2025 until May 17, 2026. If they meet the annual spend requirement, the customer will not need to pay the AMF on May 18, 2026. This will occur annually.

How will I know if I am qualified for the AMF recurring waiver?

Customers who meet the annual spend requirement will be awarded an AMF waiver. An annual membership fee charge will appear on the customer’s statement of account but will be immediately reversed such that customers do not need to pay the AMF amount charged on their statement of account. The AMF reversal will reflect on the following cycle’s statement of account. 

If I qualify, are the rewards I get transferable?

No, the AMF recurring waiver, Real Thrills Rewards Premium, Real Thrills Rewards Regular, and Cashback Credits are not convertible to cash or inkind, and are also nontransferable.

Is it possible for me to get both the welcome gift and the AMF recurring waiver?

Yes; if you are able to meet the spend requirement for the welcome gift within the spend period and the spend requirement for the AMF recurring waiver within 12 months, then you can get both. Note that the welcome gift is a one-time reward.

Is it possible for me to qualify for the welcome gift but not qualify for the AMF recurring waiver, and vice versa?

Yes, it is possible for you to qualify for the welcome gift but not qualify for the AMF recurring waiver, and vice versa. Note that the welcome gift is a one-time reward. 

I applied for a BPI Credit Card on September 10, 2022 but only got approved on September 11, 2022. Am I still eligible for the promo?

Yes, you are still eligible for the promo as long as your Credit Card application that got subsequently approved is within the promo period.

I am a Principal Cardholder. Do my Supplementary Card’s transactions count towards the minimum spend requirement of the promo?

Yes, your Supplementary Card’s transactions are accumulated and are considered part of the Principal cardholder’s total transactions for this promo. This applies to both the spend requirement of the welcome gift and the spend requirement of the AMF recurring waiver.

I cancelled my last BPI Credit Card two (2) years ago. Am I qualified for the promo?

Yes. If your last BPI Credit Card was cancelled for more than one (1) year, and you have no currently existing BPI Credit Card, then you can apply for a new BPI Credit Card and be eligible if your application gets approved.

Who can I contact regarding any promo or redemption concerns?

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

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