The SM Store 3-Day Sale
Get up to Php 1,000 free SM Gift Card with your BPI Credit Card.
Promo Highlights
Free SM Gift Card with your BPI Credit Card

Get up to Php 1,000 SM Gift Card when you meet the min. installment spend with your BPI Credit Card.

Real 0% SIP

Enjoy 3 months Real 0% SIP with your BPI Credit Card.

Buy Now Pay 3 months Later

Defer your first monthly installment payments and pay 3 months later.

Bonus Madness Limit

Up to 100% additional credit limit on your installment purchases for qualified credit cardholders.

Promo Mechanics


1. The Promo is open to BPI Credit cardholders in good standing with any of the following participating cards:



BPI Credit Cards

  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Corporate Mastercard
  • Blue Mastercard
  • BPI Family Credit Card
  • Edge Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Platinum Rewards Mastercard
  • Visa Signature Card


2. The Promo Period and Participating Branches are as follows:

Promo Sale Date

Branch

Nov 11 to 13, 2022

SM Cubao

SM Quiapo

SM Makati

Nov 17 to 19, 2022

SM Delgado

Nov 18 to 20, 2022

SM CDO Downtown Premier

SM City Bacoor

SM City Baguio

SM City Batangas

SM City Cabanatuan

SM City Calamba

SM City Marilao

SM City Naga

SM City Olongapo Downtown

SM City Roxas

SM City Trece Martires

SM Seaside City Cebu

The SM Store Estancia


3. BPI Credit cardholders are entitled to the following offers within the Promo Period:

Promo Offer

Minimum Spend Requirement

Get a free Php 500 SM Gift Card with your BPI Credit Card.

Minimum single-receipt straight purchase of Php 5,000

Get a free Php 1,000 SM Gift Card with your BPI Credit Card.

Minimum single-receipt installment purchase of Php 10,000


Special Installment Plan

  • 3 months Real 0% SIP
  • Buy Now, Pay 3 months Later
  • Additional Bonus Madness Limit for qualified credit cardholders


How to claim the free SM Gift Card:


a. For qualified transactions, the cardholder must present the following at the Customer Service counter of The SM Store where the transaction was made to claim the SM Gift Card:

  • Original coupon stub*
  • Transaction charge slip
  • BPI Credit Card

*Cardholder should write his/her complete name (in Capital Letters) & last 4 digits of the BPI Credit Card used, and sign


b. The cardholder must fill out the redemption form.

c. Once accomplished, the cardholder may redeem the SM Gift Card.

  • Php 500 worth of SM Gift Card for a minimum single receipt straight spend of Php 5,000
  • Php 1,000 worth of SM Gift Card for a minimum single receipt installment spend of Php 10,000


d. The cardholder may only redeem the SM Gift Card within sixty (60) days from the last day of the event only. Any redemption made after will not be accepted.


4. To qualify for the offer, the cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at Merchant.


5. Offer should be given instantly where the purchase was made.


6. Splitting of transactions is prohibited and shall not be allowed for redemption.


7. The cardholder agrees that should his or her purchase be found fraudulent, BPI shall have the right to charge the value of the offer to his or her card.


8. The Promo is not valid in conjunction with any ongoing promos of Merchant.


9. Any dispute concerning the products related to the Promo offer shall be settled directly between the cardholder and Merchant with the concurrence of DTI.


10. In case of dispute in respect to BPI only and the customers' availment of the Promo, the decision of BPI with the concurrence of DTI shall be considered final. However, if the dispute involves participating Merchant and its performance and/or delivery of products to customers, subject to the General Provisions set out above, the decision of BPI and Merchant with the concurrence of DTI shall be considered final.


11. Terms and conditions governing the issuance and use of BPI Credit, Debit and Prepaid Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.


Program Mechanics – Special Installment Plan (SIP)


1. The Promo is open to BPI Credit cardholders in good standing with any of the following participating cards:


BPI Credit Cards

  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Corporate Mastercard
  • Blue Mastercard
  • BPI Family Credit Card
  • Edge Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Platinum Rewards Mastercard
  • Visa Signature Card


2. BPI Credit cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows cardholders to avail 3 months Real 0% SIP at Merchant.


3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):


Terms and Conditions


a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 5,000.


b. The terms may be available for select items only.


c. All installment transactions are subject to BPI Authorizations approval.


d. Cardholder can also choose to avail of the other SIP features:


Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders
Subject to favorable credit history, qualified Credit cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.


Buy Now Pay up to 3 months Later
First monthly amortization will be posted to the BPI Credit cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until the full transaction amount is paid in full.


e. The monthly payment shall first be applied to the interest charges then to the principal amount using the diminishing balance method

  • BPI will charge an early termination fee of Php550 + 20% on the principal amount should the   cardholder decides to terminate the SIP transaction prior to the 1st billing.
  • BPI will charge an early termination fee of Php550 for SIP transactions terminated after the first billing.


4. To qualify for the Program, the cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at the Participating Merchant.


5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and Merchant.


6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.


Participating Branches

Promo Sale Date

Branch

Nov 11 to 13, 2022

SM Cubao

SM Quiapo

SM Makati

Nov 17 to 19, 2022

SM Delgado

Nov 18 to 20, 2022

SM CDO Downtown Premier

SM City Bacoor

SM City Baguio

SM City Batangas

SM City Cabanatuan

SM City Calamba

SM City Marilao

SM City Naga

SM City Olongapo Downtown

SM City Roxas

SM City Trece Martires

SM Seaside City Cebu

The SM Store Estancia


Customer Support

The SM Store

For inquiries, call ‎(+632) 8811-0000.


BPI

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.


Per DTI Fair Trade Permit No. FTEB-155058 Series of 2022.

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