How to Avail
a. Visit Teserra's website and select the items to be purchased.

b. Add the preferred items to cart, proceed to check out page, and fill in the required information.

c. On the check-out page, select “Payment Method”.

d. Select “Pay via BPI Special Installment Plan" as the payment option.

e. Click the “Complete Order” button.

f. You will be redirected to Merchant’s Payment Gateway to input your preferred installment type, installment term, and BPI Credit Card details.

g. On the Merchant’s Payment Gateway page, tick “I agree” in terms and conditions.

h. Proceed to BPI Special Installment Plan.

i. Select the installment type “Real 0% installment”.

j. Select the Payment Term of 3 or 6 months.

k. The monthly amortization will reflect on the screen.

l. Fill in the required information of his card details.

m. Click “Pay Now”.

n. Receive a confirmation email from the Merchant.

Program Mechanics

1. The program is open to all BPI cardholders in good standing with any of the following participating cards:

BPI Credit Cards

• eCredit Mastercard
• Blue Mastercard
• Gold Mastercard
• Platinum Rewards Mastercard
• Petron-BPI Mastercard
• Edge Mastercard
• Corporate Mastercard
• Amore Cashback Card
• Amore Platinum Cashback Card
• Platinum Rewards Mastercard
• Visa Signature Card

2. BPI Credit cardholders are entitled to the Real 0% Special Installment Plan (SIP) Program. This allows Cardholders to avail of 3 or 6 months Real 0% SIP at Merchant.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and Conditions
a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000.

b. The terms may be available for select items only.

c.  All installment transactions are subject to BPI approval.

d. Cardholder can also choose to avail of other SIP features:

Up to 100% BONUS MADNESS LIMIT for qualified BPI Credit Cardholders
Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transactions will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method:

•  BPI will charge an early termination fee of Php 550 plus 20% on the principal amount should the cardholder decide to terminate the SIP transaction prior to the first billing.
• BPI will charge an early termination fee of Php 550 for SIP transactions terminated after first billing.

4. To qualify for the Program, the cardholder must use his or her Participating BPI Card to pay for his or her purchases at the Participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Cards, reminders, and other provisions contained in card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

About Tessera

Founded in 2011, Tessera is one of the Philippines' leading jewelry retailers and manufacturers. They sell only certified and naturally-mined diamonds. Their diamonds are conflict-free stones and undergo a rigorous international grading and certification process.

You may also avail of Real 0% SIP when you visit Tessera’s showroom.

Tessera
For queries, call (632) 7091-5885  or send an email to sales@tessera.ph.

BPI

For inquires and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.