1. The Promo is open to BPI Credit cardholders in good standing with any of the following participating cards:

BPI Credit Cards

• Amore Cashback Card
• Amore Platinum Cashback Card
• Blue Mastercard
• BPI Family Credit Card
• Corporate Mastercard
• Edge Mastercard
• Gold Mastercard
• Platinum Rewards Mastercard
• Petron BPI Mastercard
• Visa Signature Card

2. The Promo Period is from July 15, 2022 to September 30, 2022.

3. BPI Credit cardholders are entitled to the following exclusive offers within the Promo Period:

• Get free Sony earphones worth Php 500 for a minimum installment purchase of Php 20,000
• Up to 24 months Real 0% SIP
• Buy now pay 3 months later
  
• Additional Bonus Madness Limit for qualified credit cardholders

4. The free item/offer should be given instantly where the purchase was made.

5. The offer is not convertible to cash or credit.  It may not be exchanged with any other product/services.

6. The cardholder agrees that should his or her purchase be found fraudulent, BPI shall have the right to charge the value of the free item/offer to his or her card.

7. Any dispute concerning the products/services related to the Promo offer shall be settled directly between the cardholder and Merchant with the concurrence of DTI.

8. In case of dispute in respect of BPI only and the cardholders' availment of the Promo, the decision of BPI with the concurrence of DTI shall be considered final. However, if the dispute involves participating Merchant and its performance and/or delivery of products/services to cardholders, subject to the General Provisions set out above, the decision of BPI and Merchant with the concurrence of DTI shall be considered final.

9. Terms and conditions governing the issuance and use of BPI Credit Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.

Program Mechanics – Special Installment Plan (SIP)

1. The Program is open to BPI Credit cardholders in good standing with any of the following participating cards:

BPI Credit Cards  

• Amore Cashback Card
• Amore Platinum Cashback Card
• Blue Mastercard
• BPI Family Credit Card
• Corporate Mastercard
• Edge Mastercard
• Gold Mastercard
• Petron-BPI Mastercard
• Platinum Rewards Mastercard
• Visa Signature Card

2. BPI Credit cardholders are entitled to the following Program:

Installment Program

Sample computation (using factor rate for 3-month term):

Price x factor rate        
Php 25,000.00 x    0.343333 = Php  8,583.33
    
Total Installment:  
Php 8,583.33 x 3 months = Php  25,749.98

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and Conditions

a. The SIP Real 0% installment terms and monthly add-on interest terms are available for a minimum single-receipt purchase requirement of Php 3,000.

b. The terms may be available for select items only.

c. All installment transactions are subject to BPI approval.

d. Cardholder can also choose to avail of the other SIP features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders
Subject to favorable credit history, qualified Credit cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy Now Pay up to 3 months Later
First monthly amortization will be posted to the BPI Credit cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method   

• BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decides to terminate the SIP transaction prior to the 1st billing.
• BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.

4. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and Merchant.

5. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Participating Branches

AV Surfer

Sony Centre

For inquiries, call (+632) 8878-7600

AV Surfer

For inquiries, call (+632) 8711-7217

BPI

For inquiries and comments, please send us a message through www.bpi.com.ph/contactus or call our 24-hour BPI Contact Center at (+632) 889-10000.

Per DTI Fair Trade Permit No. FTEB-146057, Series of 2022