SM Store Installment Fest Promo
Get a chance to instantly win Php 5,000 SM Gift Pass with your BPI Credit Card.
Promo Highlights
Win Php 5,000 SM Gift Pass instantly

Get a chance to win Php 5,000 SM Gift Pass instantly for a minimum installment spend transaction of Php 5,000 at any branch of SM Store with your BPI Credit Card.

Real 0% SIP

Enjoy 3 months Real 0% SIP with your BPI Credit Card.

Buy Now Pay 3 months Later

Defer your first monthly installment payments and pay 3 months later.

Bonus Madness Limit

Up to 100% additional credit limit on your installment purchases for qualified credit cardholders.

Promo Mechanics

1. The Promo is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing. 


BPI Credit Cards 

  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Blue Mastercard
  • Corporate Mastercard
  • Edge Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Platinum Rewards Mastercard
  • Visa Signature Card


2. The Promo Period is from January 9, 2023 to February 28, 2023.


3. BPI Credit cardholders are entitled to the following offers within the Promo Period:


a. Get a chance to instantly win Php 5,000 SM Gift Pass for a minimum spend of Php 5,000 single-receipt installment transaction in-store at any branch of SM Store using a BPI Credit Card


b. Special Installment Plan

  • 3 months Real 0% SIP
  • Buy Now, Pay 3 months Later
  • Additional Bonus Madness Limit for qualified credit cardholders


4. Redemption is from January 9, 2023 to April 30, 2023.


5. There will be a total of two hundred forty (240) winners nationwide, composed of thirty (30) winners per participating bank.


6. To qualify for the offer, the Cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at Merchant.


7. Upon completing the installment transaction of Php 5,000 using a participating BPI Credit Card at SM Store, the transaction receipt will generate the following coupon indicating whether or not the customer wins an instant prize.


For winning transactions:
SM Store Installment Fest  Easy Pay, Easy Win Promo
Congratulations! You’ve won P5,000 worth of SM Gift Passes from __ at the SM Store. Proceed to the Customer Service Counter for details on how to claim your prize. Terms & conditions apply. See posters for details. Promo period: January 9 – February 28, 2023. Per DTI Fair Trade Permit No. FTEB-158496 Series of 2023


For non-winning transactions:
Enjoy shopping at SM Store for a chance to win P5,000 worth of SM Gift Passes. See posters for details. Promo period: January 9 – February 28, 2023. Per DTI Fair Trade Permit No. FTEB-158496 Series of 2023


8. Prize is non-convertible to cash.


9. SM Store will not replace lost or damaged prizes caused by the winner (cardholder).


10. SM Store and Participating Banks reserve the right to disclose and publish names, photos and other information of the winners in any mode or manner as they deem appropriate.


11. Employees of SM Store and its accredited advertising agencies and suppliers, and their family relatives up to 2nd degree of consanguinity or affinity are disqualified from participating in the promotion.


12. The offer is not convertible to cash or credit.  It may not be exchanged with any other product.


13. The cardholder agrees that should his or her purchase be found fraudulent, BPI shall have the right to charge the value of the offer to his or her card.


14. The Promo is not valid in conjunction with any ongoing promos of Merchant.


15. Any dispute concerning the products related to the Promo offer shall be settled directly between the cardholder and Merchant with the concurrence of DTI.


16. In case of dispute in respect of BPI only and the customers' availment of the Promo, the decision of BPI with the concurrence of DTI shall be considered final. However, if the dispute involves participating Merchant and its performance and/or delivery of products to customers, subject to the General Provisions set out above, the decision of BPI and Merchant with the concurrence of DTI shall be considered final.


17. Terms and conditions governing the issuance and use of BPI Credit Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.


How to claim the prize:


1. Winner must present the following documents at the Customer Service Counter of SM Store where the transaction was made. Branch Marketing Manager or Customer Service Manager must verify the winning transaction prior to awarding of prizes to the cardholder:

  • Original winning transaction receipt
  • Original winning charge slip
  • Original winning stub
  • Credit card used for the winning transaction
  • Valid ID


2. Winner must surrender and sign the original winning stub.


3. The transaction receipt and winning charge slip should be marked/stamped “CLAIMED” upon release of the prize.


4. Cardholder can only claim his/her prize at the same branch of SM Store where transaction was made.



Program Mechanics: Special Installment Plan


1. The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.  


BPI Credit Cards  

  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Blue Mastercard
  • BPI Family Credit Card
  • Corporate Mastercard
  • Edge Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Platinum Rewards Mastercard
  • Visa Signature Card


2. BPI Credit cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows cardholders to avail of 3 months Real 0% SIP at Merchant.


3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):


Terms and Conditions


a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 5,000.


b. The terms may be available for select items only.


c. All installment transactions are subject to BPI Authorizations approval.


d. Cardholder can also choose to avail of the other SIP features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders
Subject to favorable credit history, qualified Credit cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.


Buy Now Pay up to 3 months Later
First monthly amortization will be posted to the BPI Credit cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.


e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method

  •  BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decide to terminate the SIP transaction prior to the 1st billing.
  • BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.


4. To qualify for the Program, the cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at the Participating Merchant.


5.Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and Merchant.


6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.


Customer Support

SM Store

For questions and comments, please call (+632) 8881-1000.


BPI

For inquires and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.


DTI Fair Trade Permit No. FTEB-158496, Series of 2023

Related Information

Real 0% SIP is now available online

You can now shop online and pay in installment at 0% interest. Plus, you can also defer your payments with our Buy Now Pay Later option.

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