• Samsung Note 20 Real 0% Installment

Samsung Note 20: Real 0% Installment


Get the Samsung Galaxy Note 20 and Note 20 Ultra at 0% installment with your BPI Credit Card.

Program Mechanics

Program Mechanics


1. The Program is open to BPI Cardholders of participating BPI Cards in good standing. The participating BPI Cards are as follows:


BPI Credit Cards

  • Blue Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Edge Mastercard
  • Corporate Mastercard
  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Visa Signature Card
  • BPI Family Credit Card


2. BPI Cardholders are entitled to the following installment Program:


Real 0% Installment Program

  • Up to 24 months Real 0% installment term on the Samsung Note 20 and Note 20 Ultra.


ModelSRP12 Months Installment24 Months Installment
Galaxy Note 20 Ultra 5G (12+256GB)Php 72,990Php 6,082.50 / monthPhp 3,041.25 / month
Galaxy Note 20 Ultra LTE (8+256GB)Php 67,990Php 5,665.83 / monthPhp 2,832.92 / month
Galaxy Note 20 LTE (8+256GB)Php 53,990Php 4,499.17 / monthPhp 2,249.58 / month


3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):


Terms and Conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000

b. The terms may be available for select items only.

c. All installment transactions are subject to BPI approval.

d. Cardholder can also choose to avail of the other SIP features:


Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

  • Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.


e. Should the Credit Cardholder decide to terminate the SIP transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% interest on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.


4. To qualify for the Program, the Cardholder must use his or her participating BPI Card to pay for his or her purchases at the participating Merchant.


5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.


6. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Participating Stores

Participating Stores

  • Alabang Town Center
  • Ayala Abreeza Mall
  • Ayala Capitol Bacolod
  • Ayala Center Cebu
  • Ayala Centrio Mall
  • Ayala Circuit Mall
  • Ayala Cloverleaf
  • Ayala Fairview Terraces
  • Ayala Feliz
  • Ayala Harbor Point
  • Ayala Mall Legazpi
  • Ayala Mall The 30Th
  • Ayala Malls Bay Area
  • Ayala Marikina
  • Ayala Trinoma
  • Ayala Vertis
  • BQ Mall Bohol City
  • Cebu Parkmall
  • CSI La Union
  • CSI Mall Lucao
  • D Mall Boracay
  • Festival Mall
  • Fisher Mall
  • Gaisano Iligan
  • Gaisano Mall Davao
  • Gaisano Mall Digos
  • Gaisano Mall Kalibo Aklan
  • Gaisano Mall Tagum
  • Gateway Mall
  • Glorietta 2
  • Greenhills
  • Island City Mall Bohol
  • KCC Mall Gensan
  • KCC Marbel
  • KCC Zamboanga
  • Limketkai Mall
  • Market Market
  • NCCC Mall Tagum
  • Neo Calapan Mall
  • Nepo Mall Dagupan
  • Puregold Laoag
  • Robinsons Antipolo
  • Robinsons Antique
  • Robinsons Bacolod
  • Robinsons Butuan
  • Robinsons Calasiao
  • Robinsons Cebu
  • Robinsons Dumaguete
  • Robinsons Iligan
  • Robinsons Iloilo
  • Robinsons Jaro
  • Robinsons Lipa
  • Robinsons Malolos
  • Robinsons Manila (Ermita)
  • Robinsons Naga
  • Robinsons Place Ilocos
  • Robinsons Roxas City
  • Robinsons Santiago
  • Robinsons Tagum
  • Robinsons Valencia
  • Rockwell Powerplant
  • Shangri-La Plaza Mall
  • SM Angono
  • SM Aura
  • SM Bacolod
  • SM Bacoor
  • SM Baguio
  • SM Baliwag
  • SM Batangas
  • SM BF Paranaque
  • SM Cabanatuan
  • SM Calamba
  • SM CDO 1 Uptown
  • SM CDO Downtown Premier
  • SM Cebu
  • SM City East Ortigas
  • SM City Lucena
  • SM City Puerto Princesa
  • SM Clark
  • SM Consolacion
  • SM Cubao
  • SM Dasmarinas
  • SM Davao
  • SM Fairview
  • SM Gensan
  • SM Lanang Premiere
  • SM Las Piñas
  • SM Legazpi
  • SM Lemery
  • SM Lipa
  • SM Mandurriao Iloilo
  • SM Manila
  • SM Marikina
  • SM Marilao
  • SM Masinag
  • SM Megacenter
  • SM Megamall
  • SM MOA
  • SM Molino
  • SM Naga
  • SM North Edsa
  • SM Novaliches
  • SM Olongapo
  • SM Pampanga
  • SM Rosales
  • SM Rosario
  • SM San Lazaro
  • SM San Mateo
  • SM San Pablo
  • SM Sangandaan
  • SM Seaside Cebu
  • SM Southmall
  • SM Sta. Rosa
  • SM Sucat
  • SM Tarlac
  • SM Taytay
  • SM Telabastagan
  • SM Trece Martires
  • SM Tuguegarao
  • SM Urdaneta
  • SM Valenzuela
  • SMDC Light Mall
  • Sta Lucia East Mall
  • Starmall Alabang
  • The Podium
  • Tutuban Mall
  • Uptown Mall BGC
  • Victoria Plaza Davao
  • Xentro Mall Vigan
Customer Support

Customer Support


For any questions or clarifications, you may contact BPI through these channels:

  • Philippines (02) 889 10000
  • Domestic Toll Free 1 800 188 89100 (where available)
  • help@bpi.com.ph



DTI Fair Trade Permit No. FTEB-102365 Series of 2020

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