Top up your investments using your RTR points.
Featured rewards

Investment Trust Funds

Convert your RTR points to Php 10,000 Investment Trust Funds.

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Mutual Funds

Convert your RTR points to Php 5,000 Mutual Funds.

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Real Thrills Rewards Terms and Conditions
Read the terms and conditions here.
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Featured rewards

Php 1,000 Shopping Credits

Convert your RTR points to credits for your next purchases or to pay off your outstanding balances.

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Php 1,000 SM Gift Pass eGift

Convert your RTR points to SM Gift Pass eGift and shop at any SM stores.

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Php 1,000 Rustan's eGift

Convert your RTR points to Rustan's eGift and shop at any Rustan's stores.

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Credit Card Deals
Use your BPI Credit Card and earn Real Thrills Rewards points while also getting discounts, freebies and other deals from our partners.
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Related information

No BPI Credit Card yet?

Make the most out of your purchases and enjoy the many perks of a BPI Credit Card.

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Real Thrills Rewards Premium Catalog

Redeem rewards exclusive to Real Thrills Premium earning cards.

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How to redeem Real Thrills Rewards

Call us through our 24-hour BPI Contact Center:
a. (+632) 889-10000 (Philippines)
b. (+632) 1-800-188-89-100 (Domestic Toll Free)
c. (+632) 889-10000 (International)
d. International Toll-free Numbers

Send an email to and indicate the following:
a. Indicate in the email subject Rewards Redemption.
b. In the body, provide the following details: Customer Number, Customer Name, Item Code, and Number of points for conversion

Visit any BPI branch near you, or contact your Branch Manager or Relationship Manager.