Toy Kingdom Real 0% Installment

Get up to 12 months Real 0% installment with your BPI Credit Card.

Program Mechanics

Program Mechanics

1. The Program is open to BPI Cardholders of participating BPI Cards in good standing. The participating BPI Cards are as follows:  

BPI Credit Cards

  • Blue Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Edge Mastercard
  • Corporate Mastercard
  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Visa Signature Card
  • BPI Family Credit Card

2. BPI Cardholders are entitled to the following installment Program:

Real 0% Installment Program

Enjoy up to 12 months Real 0% installment term

3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and Conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000.

b. The terms may vary per branch and may be available for select items only.

c.  All installment transactions are subject to BPI approval.

d. Cardholder can also choose to avail of other SIP features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy Now Pay up to 3 months Later

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. Should the Credit Cardholder decide to terminate the SIP transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% interest on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

4. To qualify for the Program, the Cardholder must use his or her participating BPI Card to pay for his or her purchases at the participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Participating Branches

Participating Branches

Contact Number
3rd Level SM Aura Premier, McKinley Parkway and C5 Road cor. 26th Ave. Bonifacio Global City, Taguig City8808 4129
BACOORUGF SM City Bacoor, Aguinaldo Highway, Habay 2, Bacoor, Cavite3417 7028
BAGUIO2nd Floor SM City Baguio, Luneta Hill Upper Session Road, Baguio City7619 7701
BATANGASGF SM Batangas, Pastor Village, Brgy. Pallocan, West, Batangas City, Batangas8722 0073
CAGAYAN DE ORO2nd Floor SM City Cagayan de Oro, Masterson Avenue corner Gran Via St., Upper Carmen, Cagayan de Oro City, Cagayan de Oro8859 1399
CAGAYAN DE ORO 23rd Level, SM CDO Downtown Premier, Claro M. Recto corner Osmena St, Cagayan de Oro 8859 1906
CEBU3rd Floor, SM City Cebu, North Reclamation Area, Cebu City, Cebu8232 5732
DAVAO2nd Floor SM City Davao, Quimpo Blvd. corner Tulip Drive, Ecoland Subdivision, Davao City, Davao8299 1315
FAIRVIEWLower Ground Floor, SM City Fairview, Quirino Highway corner Regalado Avenue, Largo, Quezon City8935 0746
FESTIVAL MALLUpper Second Floor Expansion Wing, Festival Supermall, Filinvest City, Alabang, Muntinlupa8777 4978
FISHER MALLUpper Ground Floor, 325 Quezon Ave. Brgy. Sta. Cruz, Quezon City8361 0994 / 0917 898 3796
GENERAL SANTOS2nd Floor, San Miguel St., General Santos City, Philippines, General Santos City8878 0465
ILOILOLower Ground Floor, SM City Iloilo, Benigno Aquino Avenue, Mandurriao, Iloilo City, Phils.5320 7725
LANANG2nd Floor, J.P. Laurel Avenue, Brgy. Lanang, Davao City5321 7484
LUCENA2nd Floor SM City Lucena, Dalahican Road corner Maharlika Highway, Brgy. Ibabang Dupay, Lucena City, Quezon8710 4903
LUCKY CHINATOWN MALL3rd Floor Reina Regente St. Corner Dela Reina St. Brgy. 293 Zone 28, Binondo, Manila7625 5103
MAKATI ANNEX2nd Floor, SM Makati Annex Bldg., SM Makati, Ayala Center, Makati City, 8892 0843
MALL OF ASIA1st Floor Main Mall, SM Mall of Asia, Bay Blvd., Brgy. 076, Pasay City, Philippines8556 0433
MARILAO2nd Floor SM City Marilao, KM 21 Mc Arthur Highway, Brgy. Ibayo, Marilao, Bulacan8913 3126
MEGAMALLLower Ground Floor Bldg. A, EDSA corner Julia Vargas Avenue, Ortigas Center, Mandaluyong City.8636 1822
NORTH EDSA3rd Floor The Block, SM City North Edsa, cor. North Avenue Bagong Pag-Asa, D-1 Quezon City, Phils.8442 0105
PAMPANGAGround Floor, SM City Pampanga Annex Bldg. 2, Brgy. San Jose, City of San Fernando, Pampanga8961 2537
SOUTHMALL2nd Level, West Wing, SM Southmall Bldg., Real St., Almanza I, Las Pinas, City (in front of SM Foodcourt)8806 6249
THE PODIUM3rd Floor The Podium, 18 ADB Avenue, Ortigas Complex, Mandaluyong City, Phils.8637 1880
Customer Support

Customer Support

For any questions or clarifications, you may contact BPI through these channels:

  • Philippines (02) 889 10000
  • Domestic Toll Free 1 800 188 89100 (where available)
  • help@bpi.com.ph