• Ogawa Real 0% Installment

Ogawa Real 0% Installment

Get up to 24 months Real 0% installment at Ogawa with your BPI Credit Card.

Program Mechanics

Program Mechanics

1. The Program is open to BPI Cardholders of participating BPI Cards in good standing. The participating BPI Cards are as follows:  

Credit Cards

  • Blue Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Edge Mastercard
  • Corporate Mastercard
  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Visa Signature Card
  • BPI Family Credit Card

2. BPI Cardholders are entitled to avail of the Real 0% Installment Program. This allows Cardholders to avail up to 24 months Real 0% installment at the Merchant.

3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and Conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000.

b. The terms may be available for select items only.

c.  All installment transactions are subject to BPI’s approval.

d. Cardholder can also choose to avail of other SIP features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Qualified Credit Cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy Now Pay up to 3 months Later

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. Should the Credit Cardholder decide to terminate the SIP transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% interest on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

4. To qualify for the Program, the Cardholder must use his or her participating BPI Card to pay for his or her purchases at the participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Participating Branches

Participating Branches

Contact Details
Alabang Town Center
2/F Main Entrance (Alabang Zapote Entrance), Alabang Town Center Ayala Alabang, Muntinlupa City(02) 8245 6334  or 0916 998 9098
Ayala Malls Circuit2/F (in front of World Balance) Ayala Malls Circuit, Hippodromo St. corner A.P. Reyes Avenue, Brgy. Carmona, Makati City
(02) 7729 0680 or 0916 528 3263
Ayala Malls Manila Bay4/F Podium Parking (near True Value and Republic Furniture), Diosdado Macapagal Blvd, cor Aseana Ave, Parañaque City, 02) 7624 2814 or 0917 190 7165
Ayala Malls the 30th2/F (near Fully Booked) Unit 2063A Ayala Malls the 30th, Ugong, Pasig City(02) 7621 7677 or 0906 374 9218
Catalan Ecom
Unit C2 Buhangin Grand Complex, Buhangin Davao City. Near Orange Grove Hotel and Davao Jones. (Bldg. entrance is right beside Sheila Magpale)0927 616 2163
Eastwood MallG/F (beside Lacoste Boutique) Eastwood Mall, Bagumbayan, Quezon City, (02) 7754 5848
Evia Lifestyle Center2/L (in front of All Sport) Evia Lifestyle Center, Daang Hari Rd., Almanza Doz, Las Piñas City(02) 7901 3427 or 0995 026 9876 
Glorietta 3G/F Glorietta 3, Ayala Center, San Lorenzo, Makati City(02) 7217 6255
Greenbelt 1G/F (near Rustan’s Supermarket) Greenbelt 1, Legazpi Street, Makati City(02) 8938 6705 or 0927 831 3948
Lucky Chinatown Mall2/F (near SM Prestige) Lucky Chinatown Mall, Reina Regente, St. Binondo, Manila (02) 7960 3328, (02) 8788 9926 or 0926 064 7820
Promenade 3G/F Greenhills Promenade, Greenhills Shopping Center, Greenhills, San Juan City(02) 7960 3327
Resorts World Manila3/L Newport Mall, Pasay City (in front of Penguin)(02) 8463 1560 or 0945 583 7756 
Robinsons Galleria3/L New Veranda, Robinson’s Galleria, EDSA corner Ortigas Ave, Ortigas Center, Quezon City(02) 7798 2475 or 0956 788 0377
Robinsons Place ManilaG/F Adriatico wing (in front of Cabalen) Robinson’s Place Ermita, Pedro Gil St., Ermita, Manila02) 8401 5567 or 0917 800 1957
Shangri-la Plaza6/F East Wing, Shangri-la Plaza Mall, Edsa corner,  Shaw Boulevard, Ortigas Center, Mandaluyong City(02) 7744 9765, (02) 8734 6775 or 0928 498 6432
SM BF2/L (beside Body Shop and at the 3/L near Ace Hardware) SM BF, Dr. Arcadio Santos Ave., Parañaque City(02) 8826 6437, (02) 8579 6135
SM City Bacoor2/F SM City Bacoor, Gen. Aguinaldo Highway corner Tirona Highway, 4102 Bacoor, Cavite(046) 477 3916 
SM City Olongapo Central3/F 336A-337A SM City Olongapo Central Rizal Ave., East Tapinac, Olongapo City(047) 913 1166, (02) 7506 8780 or 0917 174 7054
SM Clark2/F Wellness Zone Area, Manuel A. Roxas Highway Barangay Malabanias, Clark Freeport, Angeles, Pampanga(045) 304 7501
SM FairviewSM Fairview, Upper Ground Level, Parkway Building, Quezon City (beside David’s Salon)(02) 8256 8518
SM MegamallBldg. A 5/L, Doña Julia Vargas, Brgy. Wack Wack, Mandaluyong city(02) 8247 3569 or 0997 591 4802
SM North The Block3/F (beside Human Nature) The Block, SM North EDSA,  Quezon City(02) 8420 7668 or 0917 174 7054
SM Seaside Cebu2/F Unit 2189, South Rd. Properties, Cebu City(032) 260 6309
Solenad 32/F Cinema Building, Solenad 3, Sta. Rosa – Tagaytay Rd., Nuvali Boulevard, Sta. Rosa, Laguna(049) 545 2027 or 0926 055 1484
Southwoods2/F Southwoods Mall, Southwoods Ave, Biñan, Laguna(049) 513 2508 or 0905 238 8747
TriNoma2/F TriNoma Mall (beside Taco Bell) North Ave., Quezon City(02) 8401 9338 or 0967 221 2381
UP Town Center
2/F (in front of Pepper Lunch) UP Town Center, Katipunan Ave., Diliman, Quezon City(02) 8788 9923 or 0967 311 4314
Venice Grand Canal
2/F (beside Core Pacific) Venice Grand Canal Mall, Upper McKinley Rd., Taguig
(02) 7946 7484 or 0997 068 7323
Vertis North Ayala Mall2/L (near Power Mac Center), Vertis North, Mindanao Ave., Quezon City(02) 7940 6403 or 0917 627 0057
Customer Support

Customer Support

For any questions or clarifications, you may contact BPI through these channels:

  • Philippines (02) 889 10000
  • Domestic Toll Free 1 800 188 89100 (where available)
  • help@bpi.com.ph