Perfect Health Philippines

Perfect Health Philippines offers world class and well-engineered health care products with its luxury massage chair, state of the art technology in therapeutic massage to induce a sense of relaxation and calmness from the comforts of your home.

1. The Promo is open to BPI Credit, Debit, and Prepaid cardholders in good standing with any of the following participating cards:

BPI Credit Cards

Amore Cashback Card
Amore Platinum Cashback Card
Corporate Mastercard
Blue Mastercard
BPI Family Credit Card
Edge Mastercard
Gold Mastercard
Petron-BPI Mastercard
Platinum Rewards Mastercard
Visa Signature Card

BPI Debit Cards

BPI Debit Mastercard (BPI)
BPI Debit Mastercard (BPI Family Savings Bank)
BPI Debit Mastercard (BPI Direct BanKo)

BPI Prepaid Cards*

Amore Visa
BPI ePay Visa
BPI ePay Mastercard

*Must have available load

2. The Promo Period is from August 15, 2022 to December 31, 2022.

3. BPI Credit, Debit and Prepaid cardholders are entitled to the following offers within the Promo Period:

Up to 41% off on select massage chairs
Free Perfect Relaxer Massage Gun (SRP Php 12,000) for every purchase of massage chairs.

Products	SRP	BPI Discounted Rate	Discount Percentage
Perfection II	Php 456,000	Php 268,800	41%
Zensure	Php 260,000	Php 159,048	39%
Mozel	Php 336,000	Php 201,600	40%
Modish Sofa II	Php 140,000	Php 91,848	34%

Special Installment Plan for BPI Credit Cardholders

Up to 24 months Real 0% SIP on select items.
Buy Now and Pay 3 months Later
Additional Bonus Madness Limit for qualified credit cardholders for installment purchases.

4. To qualify for the discount/offer, the cardholder must use his or her Participating BPI Credit, Debit or Prepaid Card to pay for his or her purchases at the Participating Branches of Merchant within the Promo Period.

5. The discount/offer should be given instantly where the purchase was made.

6. The offer is not convertible to cash or credit. It may not be exchanged with any other product/services.

7. The cardholder agrees that should his or her purchase be found fraudulent, BPI shall have the right to charge the value of the discount/offer to his or her card.

8. The Promo is not valid in conjunction with any ongoing promos of Merchant. The Promo is not valid in conjunction with any ongoing promos of Merchant. In the purchase of goods and services which are on promotional discount, in compliance to the Expanded Senior Citizen Act of 2010 (R.A. 9994) an Act Expanding Benefits and Privileges of Persons with Disability (PWD) (R.A. 10754), the senior citizen or PWD can avail of the promotional discount or the discount provided under the said laws, whichever is higher, if applicable.

9. Any dispute concerning the products/services related to the Promo offer shall be settled directly between the cardholder and Merchant with the concurrence of DTI.

10. In case of dispute in respect of BPI only and the cardholders' availment of the Promo, the decision of BPI with the concurrence of DTI shall be considered final. However, if the dispute involves participating Merchant and its performance and/or delivery of products/services to cardholders, subject to the General Provisions set out above, the decision of BPI and Merchant with the concurrence of DTI shall be considered final.

11. Terms and conditions governing the issuance and use of BPI Credit, Debit and Prepaid Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo

Program Mechanics: Special Installment Plan (SIP)

1. The Program is open to BPI Credit cardholders in good standing with any of the following participating cards:

BPI Credit Cards

Amore Cashback Card
Amore Platinum Cashback Card
Corporate Mastercard
Blue Mastercard
BPI Family Credit Card
Edge Mastercard
Gold Mastercard
Petron-BPI Mastercard
Platinum Rewards Mastercard
Visa Signature Card

2. BPI Credit cardholders are entitled to the following Program:

Special Installment Plan Program
Real 0% installment term	Up to 24 months Real 0% installment term
Low monthly add-on interest term	Terms	Factor Rates	Add-On Rate
	3 months	0.343333	1.00%
	6 months	0.176667	1.00%
	9 months	0.121111	1.00%
	12 months	0.093333	1.00%
	18 months	0.065556	1.00%
	24 months	0.051667	1.00%

Sample computation (using factor rate for 3-month term):

Price x factor rate
Php 25,000.00 x 0.343333 = Php 8,583.33

Total Installment:
Php 8,583.33 x   3 months = Php 25,749.98

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and Conditions

a. The SIP Real 0% installment terms and monthly add-on interest terms are available for a minimum single-receipt purchase requirement of Php 3,000.

b. The terms may be available for select items only.

c. All installment transactions are subject to BPI approval.

d. Cardholder can also choose to avail of the other SIP features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders
Subject to favorable credit history, qualified Credit cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy Now Pay up to 3 months Later
First monthly amortization will be posted to the BPI Credit cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method

BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decide to terminate the SIP transaction prior to the 1st billing.
BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.

4. To qualify for the Program, the cardholder must use his or her Participating BPI Card to pay for his or her purchases at the Participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign

Participating Branches

Branch	Location	Contact Details
SM Angono	2/F 217 SM Center Angono, Angono, Rizal City	(+63932) 866-9715
Ayala Malls Bay	Unit 1409 4F Ayala Malls Manila Bay, Parañaque City	(+63925) 812-3665
SM City Manila	530 SM City Manila Concepcion St., cor. Arroceros St., Ermita, Manila	(+63925) 812-3589
SM City North EDSA	CPP 113 A SM City North EDSA Ave., EDSA, Bagong Pag-asa Quezon City	(+63925) 812-3661

Program Mechanics: Special Installment Plan (SIP)

Terms and Conditions

Participating Branches

Light payment terms when you shop online