Our Home Exclusive Sale
Get 10% off and up to 12 months Real 0% SIP at all Our Home branches from June 30, 2021 – July 4, 2021.
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Promo Highlights
Real 0% SIP

Get 12 months Real 0% SIP with your BPI Credit Card.

Up to 100% Bonus Madness Limit

Get a bonus installment credit limit of up to 100% of your regular credit line.

Buy Now, Pay Later

  Buy Now and Pay up to 90 days Later on your installment purchase.

Promo Mechanics

1. The Promo is open to all BPI Cardholders in good standing with any of the following participating cards:


 BPI Credit Cards

  • Blue Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Edge Mastercard
  • Corporate Mastercard
  • eCredit Mastercard
  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Visa Signature Card
  • BPI Family Credit Card


2. The Promo Period is from June 30, 2021 to July 4, 2021.


3. BPI Cardholders are entitled to the following offers:

  • 10% offon regular priced and sale furniture items
  • Up to 12 months Real 0% SIP at all Our Home branches.
TenorMin. Amount
3 monthsPhp 15,000
6 monthsPhp 15,000
12 monthsPhp 40,000

*Exclusions:
a. Not applicable to 30% off and above furniture, mattresses, special price offers, packages and bundles.
b. Not in conjunction with 3-day sale, SMAC sale, other bank tie-ins, other sale events/promotions of Our Home.
c. Not applicable to 0% interest 24 months installment.


4. To qualify for the discount/offer, the Cardholder must use his or her Participating BPI Card to pay for his or her purchases at the Participating Branches of Merchant within the Promo Period.


5. Discount/offer should be given instantly where the purchase was made.


6. The offer is not convertible to cash or credit.It may not be exchanged with any other product.


7. The Cardholder agrees that should his or her purchase be found fraudulent, BPI shall have the right to charge the value of the discount and item to his or her card.


8. The Promo is not valid in conjunction with any ongoing promos of Merchant. In the purchase of goods and services which are on promotional discount, in compliance to the Expanded Senior Citizen Act of 2010 (R.A. 9994) an Act Expanding Benefits and Privileges of Persons with Disability (PWD) (R.A. 10754), the senior citizen or PWD can avail of the promotional discount or the discount provided under the said laws, whichever is higher, if applicable.


9. Any dispute concerning the products related to the Promo offer shall be settled directly between the Cardholder and Merchant with the concurrence of DTI.


10. In case of dispute in respect of BPI only and the Cardholders' availment of the Promo, the decision of BPI with the concurrence of DTI shall be considered final. However, if the dispute involves participating Merchant and its performance and/or delivery of products to Cardholders, subject to the General Provisions set out above, the decision of BPI and Merchant with the concurrence of DTI shall be considered final.


11. Terms and conditions governing the issuance and use of BPI Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.



Program Mechanics

1. The Program is open to BPI Cardholders of Participating BPI Cards in good standing. The Participating BPI Cards are as follows:


BPI Credit Cards  

  • Blue Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Edge Mastercard
  • Corporate Mastercard
  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Visa Signature Card
  • BPI Family Credit Card

2.  BPI Credit Cardholders are entitled to the following installment Program:


Installment Program

Real 0% installment termUp to 12 months Real 0% installment term on select items.
Low monthly add-on interest termTermsFactor RatesAdd-On Rate
3 months0.3433331.00%
6 months0.1766671.00%
9 months0.1211111.00%
12 months0..0933331.00%
18 months0.0655561.00%
24 months0.0516671.00%


Sample computation (using factor rate for 3-month term):
          Price                x        factor rate        
    Php 25,000.00          x     0.343333    = Php  8,583.33
    
    Total Installment:  
    Php 8,583.33        x    3 months     = Php  25,749.98


3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):



Terms and Conditions


a. The SIP Real 0% installment terms and monthly add-on interest terms are available for a minimum single-receipt purchase requirement of P15,000. The terms may vary per merchant and may be available for select items only.


b.    All installment transactions are subject to BPI’s approval.

c.    Cardholder can also choose to avail of the other SIP feature:


Up to 100% BONUS MADNESS LIMIT for qualified BPI Credit Cardholders
Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.


Buy Now Pay up to 3 months Later
First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.


d. Should the Credit Cardholder decide to terminate the SIP transaction prior to the first billing, BPI will charge an early termination fee of P550 plus an additional 2% on the principal amount. If pre-termination is done after 1st billing, the early termination fee is P550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.


4. To qualify for the Program, the Cardholder must use his or her Participating BPI Card to pay for his or her purchases at the Participating Merchant. The Participating Merchants are listed in www.bpi.com.ph


5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.


6. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.


Partcipating Stores

NameAddressContact No.
Olongapo Central3/L SM City Olongapo Central, Rizal Ave. Brgy. East Tapinac, Olongapo City0917-866-8301 / (047) 8602-0212
SM Bacolod2/L  North Wing SM City Bacolod, Poblacion St., Reclamation Area, Bacolod City0917 557 5567 / (034) 8435-6047
SM Bacoor2/F, SM City Bacoor, Aguinaldo Hi-way, Habay II, Bacoor, Cavite0917 849 5319 / (046) 8417 5642
SM Baguio3/F, SM City Baguio, Luneta Hill, Upper Session Rd., Baguio City0917 849 5546 / (074) 8619 7699
SM Batangas2/L SM City Batangas, Pastor Village, Brgy. Pallocan West, Batangas City0917 557 5526 / (043) 8724 8845
SM BF Parañaque2/F SM City BF, Dr. A. Santos Ave., Sucat, Parañaque City0917 516 9680 / (02) 8808-5861
SM Cagayan de Oro2/F SM City Cagayan de Oro, Masterson Ave. cor. Grand Via Street, Cagayan City0917 557 5513 / (088) 8859 1397
SM Cagayan de Oro Premier2/F SM Downtown Premier, CM Recto Ave. cor. Osmeña St., Lapasan, Cagayan de Oro088 859 19402
SM Cebu2/F North Wing, North Reclamation Area, Mabolo, Cebu City0917 557 5511 / (032) 8236 2252
SM Clark2/L SM City Clark, M.A. Roxas Hi-way, Clark Freeport Zone, Clarkfield, Angeles City0917 849 5200 / (045) 8499 0175
SM DasmariñasLG/F Carpark, SM City Dasmariñas, Governor's Drive, Brgy. Sampaloc, Dasmariñas, Cavite0917 516 7659 / (046) 8416 1481
SM DavaoQuimpo Blvd, Ecoland Subd., Brgy. Matina, Davao City0977 805 2231
SM FairviewUG/F, SM City Fairview, Quirino Hi-way, Pasong Putik, Novaliches, Quezon City0917 849 5068 / (02) 8352 6963
SM IloiloLG/F SM City Iloilo, Benigno Aquino Ave., Mandurriao, Iloilo City0917 557 5514 / (033) 8320 7381
SM Lanang Premier3/F, SM City Lanang, J.P. Laurel Ave., San Antonio, Agdao District, Davao City0917 557 5519 / (082) 8285-2598
SM LegazpiSM City Legazpi, Imelda Roces Ave, Zone 9, Brgy. 37 Bitano, Legazpi City09178280411 / (052) 8742-7059
SM Lucena2/F SM City Lucena, Maharlika Hi-way cor. Dalahican Rd., Brgy. Ibabang Dupay, Lucena City0917 557 5552 / (042) 8373 4439
SM Mall of AsiaG/F Entertainment Mall, SM Mall of Asia, SM Central Business Park, Bay City, Pasay City0917 516 7615 / (02) 8556-0430
SM Marilao2/F SM City Marilao, Brgy. Ibayo, MacArthur Hi-way, Marilao, Bulacan0917 557 5528 / (044) 8815 8977
SM MegamallLG/F, Bldg. A, EDSA cor. Julia Vargas Ave., Ortigas Center, Brgy. Wack Wack, Mandaluyong City0917 516 7581 / (02) 8634 1943
SM North EdsaInterior Zone G/F Car Park Bldg., EDSA, Brgy. Sto. Cristo, Quezon City0917 516 7610 / (02) 8426 6487
SM PampangaG/F Annex Bldg., SM City Pampanga, San Fernando, Pampanga0917 557 5547 / (045) 8961 6931
SM San LazaroUG/L South Wing, SM City San Lazaro, Felix Huertas St. cor. C2 Road, Lacson Ave. Ext., Sta. Cruz, Manila0917 849 5368 / (02) 8353 1390
SM Seaside CebuLG/F SM Seaside City Cebu, South Rd. Properties, Cebu City 0977 805 2653/0977 805 2496
SM Southmall2/L, SM Southmall, Alabang-Zapote Rd., Almanza, Las Piñas City0917 849 5819 / (02) 8806 9053
SM Sta. RosaG/F SM City Sta. Rosa, National Hi-way, Barrio Tagapo, Sta. Rosa, Laguna0917 516 7649 / (049) 8534 9866
SM Urdaneta2/F SM City Urdaneta, Brgy. Nancayasan & Poblacion St., Urdaneta City, Pangasinan09178315334 / +63(75) 8600-5237
Vmall Greenhills2/F, Greenhills Shopping Center, San Juan City0917 516 9504 / (02) 8725 5057





Customer Support

BPI

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

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