No Annual Fee Forever Plus Up to Php 10,000 Shopping Credits Promo
Just apply for a BPI Blue, Gold, or Platinum Rewards Mastercard, Amore Cashback or Visa Signature Credit Card and meet the minimum spend required.
Apply now
Promo Highlights
No annual fees for life

No need to worry about annual membership fees forever.

Get up to Php 10,000 Rewards

Enjoy cashback or never expiring points redeemable to shopping credits.

Promo Mechanics
Promo Mechanics

Promo Offer


Enjoy free Annual Membership Fee for Life and up to Php 10,000 shopping credits when you apply for a BPI Credit Card* and meet the minimum spend requirement within 180 days.


*Eligible CardsCard-Specific OfferMechanics
BPI Visa Signature
  • No annual membership fees forever, and
  • 70,000 Real Thrills Rewards Premium Points (convertible to Php 10,000 shopping credits)
Spend at least Php 100,000 within the 180-day spend period below.
BPI Platinum Rewards Mastercard
BPI Blue Mastercard 
  • No annual membership fees forever, and
  • 60,000 Real Thrills Rewards Regular Points (convertible to Php 5,000 shopping credits) 
Spend at least Php 60,000 within the 180-day spend period below.
 BPI Gold Mastercard
BPI Amore Cashback Card
  •  No annual membership fees forever, and
  •  Php 5,000 Cashback
Spend at least Php 60,000 within the 180-day spend period below.


Promo Period: January 28, 2022 to April 30, 2022. Promo is extended until May 9, 2022 as approved by DTI-FTEB.


Spend Period: 

Application Date
Spend Period
January 28, 2022 to February 28, 2022January 28, 2022 to August 31, 2022
March 1,  2022 to March 31, 2022March 1, 2022 to September 30, 2022
April 1, 2022 to April 30, 2022
April 1, 2022 to October 31, 2022
May 1, 2022 to May 9, 2022
May 1, 2022 to November 30, 2022

*Spend period for those who applied from May 1, 2022 to May 9, 2022 is extended until November 30, 2022 as approved by DTI-FTEB.


Promo Mechanics


1. This program is open to New Principal Credit Card applicants (“Qualified Customers”) who are qualified and will apply* for the eligible Credit Cards listed below within the promo period & whose applications are subsequently encoded & approved. Existing BPI Credit Cardholders are not eligible for the promo.


*with accurate/correct personal details & submitted complete requirements
        
Credit Cards

  • BPI Visa Signature
  • BPI Platinum Rewards Mastercard
  • BPI Gold Mastercard
  • BPI Amore Cashback Card
  • BPI Blue Mastercard 


2. Supplementary Cards are not eligible for the promo, and will follow standard annual membership fee (AMF) charging – free AMF for life for 1st supplementary card, and annual charging of membership fee for the 2nd supplementary card onwards will apply.


3. Promo period is from January 28, 2022 until April 30, 2022. Promo is extended until May 9, 2022 as approved by DTI-FTEB. Only applications* submitted to BPI within the promo period are eligible for the promo.


* with accurate/correct personal details & submitted complete requirements

4. Qualified Customers who will use his/her newly issued eligible BPI Credit Card and reach the required single or accumulated spend within the spend period shall receive an Annual Membership Fee waiver for life and a reward based on the Credit Card issued. Please see below:

Application DateSpend Period
January 28, 2022 to February 28, 2022January 28, 2022 to August 31, 2022
March 1,  2022 to March 31, 2022March 1, 2022 to September 30, 2022
April 1, 2022 to April 30, 2022
April 1, 2022 to October 31, 2022
May 1, 2022 to May 9, 2022
May 1, 2022 to November 30, 2022

*Spend period for those who applied from May 1, 2022 to May 9, 2022 is extended until November 30, 2022 as approved by DTI-FTEB.


*Eligible CardsCard-Specific OfferMechanics
BPI Visa Signature
  • No annual membership fees forever, and
  • 70,000 Real Thrills Rewards Premium Points (convertible to Php 10,000 shopping credits)
Spend at least Php 100,000 within the 180-day spend period below.
BPI Platinum Rewards Mastercard
BPI Blue Mastercard 
  • No annual membership fees forever, and
  • 60,000 Real Thrills Rewards Regular Points (convertible to Php 5,000 shopping credits) 
Spend at least Php 60,000 within the 180-day spend period below.
 BPI Gold Mastercard
BPI Amore Cashback Card
  •  No annual membership fees forever, and
  •  Php 5,000 Cashback
Spend at least Php 60,000 within the 180-day spend period below.


5. At the end of each spend period, customers who meet the spend requirement will receive an email and/or SMS from BPI (refer to table below for the schedule) confirming that they have successfully met the promo requirements, and should expect to receive the Annual Membership Fee Waiver for Life and card-specific reward within 7 banking days from receipt of the email and/or SMS from BPI.


Application DateSpend PeriodEmail/SMS AdvisoryRewards Crediting
January 28, 2022 to February 28, 2022January 28, 2022 to August 31, 2022Anytime between September 29, 2022 to September 30, 2022Anytime between October 1, 2022 to October 8, 2022
March 1, 2022 to March 31, 2022March 1, 2022 to September 30, 2022Anytime between October 30, 2022 to October 31, 2022Anytime between November 1, 2022 to November 8, 2022
April 1, 2022 to April 30, 2022
April 1, 2022 to October 31, 2022
Anytime between November 29, 2022 to November 30, 2022Anytime between December 1, 2022 to December 8, 2022
May 1, 2022 to May 9, 2022
May 1, 2022 to November 30, 2022
Anytime between December 29, 2022 to December 30, 2022
Anytime between January 1, 2023 to January 8, 2023

*Spend period for those who applied from May 1, 2022 to May 9, 2022 is extended until November 30, 2022 as approved by DTI-FTEB.


6. The card-specific reward, which may be in the form of Real Thrills Rewards Premium points, Real Thrills Rewards Regular points, or Cashback, shall be credited to the qualified Principal Cardholder’s account within seven (7) banking days from receipt of email and/or SMS notification.

7. Each qualified Principal Cardholder may only be awarded the Annual Membership Fee Waiver and card-specific reward once, and only for one eligible Credit Card. In case the applicant applied for multiple Credit Cards and qualified for multiple AMF Waivers and card-specific rewards, the card that was applied for first will be followed. 


Example #1: Applied for and subsequently got approved for two Credit Cards within the promo period:

Customer A applied for a BPI Amore Cashback on January 28, 2022 and subsequently got approved. Customer A also applied for a BPI Visa Signature on February 15, 2022 and subsequently got approved.


Customer A met the minimum spend requirement of Php 60,000 over 180 days for his BPI Amore Cashback Card, and also met the minimum spend requirement of Php 100,000 over 180 days for his BPI Visa Signature.

Following Promo Mechanics Item #7, Customer A will only receive:

a. AMF Waiver for his BPI Amore Cashback
b. 5,000 Cashback


Customer A will not receive an AMF Waiver for his BPI Visa Signature, nor will he receive 70,000 Real Thrills Rewards Premium Points.

8. In case an applicant applied for two (2) Credit Cards in the same day, subsequently got approved for both cards, and also met the minimum spend requirement for both cards, the following hierarchy will be followed to determine which Card the AMF Waiver will be applied to, and which product-specific reward will be awarded to the Cardholder.


In order of priority:

a. BPI Visa Signature
b. BPI Platinum Rewards Mastercard
c. BPI Gold Mastercard
d. BPI Amore Cashback Card
e. BPI Blue Mastercard


Example #2: Applied for two Credit Cards on the same day and subsequently got approved for both: 

Customer B applied for a BPI Amore Cashback Card on January 28, 2022 and subsequently got approved. Customer B also applied for a BPI Visa Signature on January 28, 2022 and subsequently got approved.


Customer B met the minimum spend requirement of Php 60,000 over 180 days for his BPI Amore Cashback Card, and also met the minimum spend requirement of Php 100,000 over 180 days for his BPI Visa Signature.

Following Promo Mechanics Item #8, Customer B will only receive:

a. AMF Waiver for his BPI Visa Signature
b. 70,000 Real Thrills Rewards Premium points (convertible to 10,000 shopping credits)


Customer B will not receive an AMF Waiver for his BPI Amore Cashback Card, nor will he receive 5,000 cashback.

9. The Annual Membership Fee Waiver for Life, Real Thrills Rewards Premium points, Real Thrills Rewards Regular points, and Cashback Credits are not convertible to cash or in-kind, and are also non-transferrable. 

10. This promotion will not apply in conjunction with any other existing bank promotion.

11. Employees of BPI are disqualified from joining the Promo.

12. In case of dispute pertaining to the Promo including, but not limited to, the cardholder’s eligibility, coverage dates, fulfillment, etc., BPI’s decision will prevail with the concurrence of DTI. Any and all questions or disputes regarding the Annual Membership Fee Waiver, Real Thrills Rewards Premium points, Real Thrills Rewards Regular points, or Cashback credits received under this promotion must be raised within 30 days from the date of receipt of the said Annual Membership Fee Waiver, Shopping Credits, or Cashback Credits.


13. The terms and conditions governing the issuance and use of BPI Credit Cards, Real Thrills Rewards Premium, Real Thrills Rewards Regular, and Cashback will be applied.

14. Valid transactions made by the principal Cardholder and his/her supplementary cardholder(s) will be accumulated and shall be considered as the principal Cardholder’s total transactions under this promo.

15. Valid transactions to be included are all posted retail, Special Installment Plan (SIP) merchant transactions, Cash Advance, SIP loan transactions such as balance transfer, credit-to-cash, SIP for schools, and SIP for hospitals during the spend period except for balance conversion transactions. Also, the following MCCs are excluded: Bail and Bond Payment, Gambling, Money Transfer Merchant, Quasi-cash merchant financial institution, Quasi-cash, Political Organization.



Frequently Asked Questions

Read the frequently asked questions ​​​​​​​about the promo.

Customer Support

BPI

For inquires and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.



DTI Fair Trade Permit No. FTEB-135188 Series of 2022


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