6. The reward should be given instantly where the purchase was made.

7. Only the BPI Credit cardholder may redeem the reward and is non-transferable. Redemption through authorized representatives, even with an authorization letter, is not allowed.

8. Only purchases made within the Promo Period will qualify for the Promo.

9. BPI and Merchant will not honor redemptions using official receipts only or BPI Statement of Account.

10. Upon redemption, the customer service personnel will validate the BPI Credit Card used to pay for the qualified transaction against the charge slip(s) presented.

11. BPI and Merchant shall not be responsible for the replacement and/or acknowledgement of charge slip(s)  that are stolen, lost, and/or faded for the purpose of redemption

12. Charge slip(s) or transaction receipt(s) will be collected by the customer service personnel upon release of the reward item/s.

13. Redemption personnel will request the cardholder to fully fill out the redemption tracking sheet provided.

14. A single purchase transaction requires only one approval. Splitting into smaller transaction sizes, and consequently, requiring multiple transaction approvals made with the same store or establishment on the same day will not be allowed. Splitting is defined as an intentional act of dividing a straight transaction into multiple transactions to receive more than one reward.

15. In the event that  If the offered reward becomes unavailable upon redemption, Merchant must replace the reward item with an item of equal or greater value with the concurrence of the cardholder.

16. The offer is not convertible to cash or credit.  It may not be exchanged with any other product.

17. The Cardholder agrees that should his or her purchase be found fraudulent, BPI shall have the right to charge the value of the offer to his or her card.

18. The Promo is not valid in conjunction with any ongoing promos of Merchant.

19. Any dispute concerning the product/s related to the promo offer shall be settled directly between the cardholder and Merchant with the concurrence of DTI.

20. In case of dispute with respect to BPI only and the customers' availment of the Promo, the decision of BPI with the concurrence of DTI shall be considered final. However, if the dispute involves Merchant and its performance and/or delivery of products to customers, subject to the General Provisions set out above, the decision of BPI and Merchant with the concurrence of DTI shall be considered final.

21. Terms and conditions governing the issuance and use of BPI Credit Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.