1. The Promo is open to all BPI Debit, Credit, and Prepaid cardholders in good standing with any of the following participating cards:

BPI Credit Cards

• eCredit Mastercard
• Blue Mastercard
• Gold Mastercard
• Platinum Rewards Mastercard
• Petron-BPI Mastercard
• Edge Mastercard
• Amore Cashback Card
• Amore Platinum Cashback Card
• Visa Signature Card
• BPI Family Credit Card
• Corporate Mastercard

Note: eCredit Mastercard is applicable only on purchases via payment link sent by Merchant made through Viber.

BPI Debit Cards

• BPI Debit Mastercard (BPI)
• BPI Debit Mastercard (BFB)
• BPI Debit Mastercard (BPI Direct BanKo)

BPI Prepaid Cards*

• Amore Visa Prepaid
• ePay Visa
• ePay Mastercard

*Must have available load.

2. The Promo Period is from March 4, 2022 to July 31, 2022.

3. BPI Credit, Debit, and Prepaid cardholders are entitled to the following exclusive offers within the Promo Period:

• 20% off on Diamante and Amore collections, applicable for both straight and installment purchases.
  

The 20% discount applies to Special Installment Plan (SIP) purchases of up to six (6) months term.

• Special Installment Plan for BPI Credit cardholders:

a. Real 0% SIP of up to 36 months term

b. Buy Now, Pay up to 90 days Later for installment transactions

c. Additional Bonus Madness Limit for qualified cardholders on their installment purchase.

Note: This promotion cannot be combined with any other instore and online promotions.

4. To qualify for the discount/offer, the cardholder must use his or her Participating BPI Credit, Debit, or Prepaid Card to pay for his or her purchases at Merchant.

5. The offer is not convertible to cash or credit. It may not be exchanged with any other product.

6. The cardholder shall review and agree to be bound by the terms and conditions of the Merchant.

7. The cardholder agrees that should his or her purchase be found fraudulent, BPI shall have the right to charge the value of the discount/offer to his or her card.

8. The Promo is not valid in conjunction with any ongoing promos of Merchant. In the purchase of goods and services which are on promotional discount, in compliance to the Expanded Senior Citizen Act of 2010 (R.A. 9994) an Act Expanding Benefits and Privileges of Persons with Disability (PWD) (R.A. 10754), the senior citizen or PWD can avail of the promotional discount or the discount provided under the said laws, whichever is higher, if applicable.

9. Any dispute concerning the products and/or services related to the promo offer shall be settled directly between the cardholder and Merchant with the concurrence of DTI.

10. In case of dispute in respect of BPI only and the customers' availment of the promo, the decision of BPI with the concurrence of DTI shall be considered final. However, if the dispute involves participating Merchant and its performance and/or delivery of products to customers, subject to the General Provisions set out above, the decision of BPI and participating Merchant with the concurrence of DTI shall be considered final.

11. Terms and conditions governing the issuance and use of BPI Credit, Debit and Prepaid Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.

Special Installment Plan Program Mechanics

1. The Program is open to all BPI cardholders in good standing with any of the following participating cards:

BPI Credit Cards

• eCredit Mastercard*
• Blue Mastercard
• Gold Mastercard
• Platinum Rewards Mastercard
• Petron-BPI Mastercard
• Edge Mastercard
• Amore Cashback Card
• Amore Platinum Cashback Card
• Visa Signature Card

*eCredit is applicable via payment link made via Viber Community.

2. BPI cardholders are entitled to avail of the Real 0% Installment Program. This allows cardholders to avail of up to 36 months Real 0% Special Installment Plan at partner Merchant.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and Conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement:

b. The terms may be available for select items only.

c. All installment transactions are subject to BPI approval.

d. Cardholder can also choose to avail of the other SIP features:

• Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Subject to favorable credit history, qualified Credit cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

• Buy Now Pay up to 3 months Later

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

e.1. BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decide to terminate the SIP transaction prior to the 1st billing.  

e.2. BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.

4. To qualify for the Program, the cardholder must use his or her Participating BPI Card to pay for his or her purchases at the Participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

How to Order via the Viber Community

1. Join the Viber community of the desired brand to shop:

2. Customer sends an inquiry on the order form or directly messages the Viber Virtual Assistants.

3. Customer chooses the items and confirms the mode of payment and delivery option (In house delivery (inside NCR orders) or LBC courier (nationwide shipping).

4. Viber Virtual Assistant will inform the customer of the total amount due and payment options. (via Payment Link).

5. Once payment is confirmed, the order/s will be delivered within the 2-3 business days for inside Metro Manila orders and we will follow LBC delivery lead time for orders outside Metro Manila.

Participating Stores

Miladay

For queries, please send an email to customer.service@miladayjewels.com

BPI

For inquires and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

DTI Fair Trade Permit No. FTEB-138387 Series of 2022