Intercare at Real 0% S.I.P.
Get up to 6 months Real 0% SIP at Intercare and Spine Care branches with your BPI Credit Card.
Learn more
Promo Highlights
Real 0% SIP

Get 3 months Real 0% SIP with your BPI Credit Card.

Up to 100% Bonus Madness Limit

Get a bonus installment credit limit of up to 100% of your regular credit line.

Promo Mechanics

1. The Promo is open to all BPI Cardholders in good standing with any of the following participating cards:


 BPI Credit Cards

  • Blue Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Edge Mastercard
  • Corporate Mastercard
  • eCredit Mastercard
  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Visa Signature Card
  • BPI Family Credit Card


2. BPI Cardholders are entitled to avail of the Real 0% Special Installment Plan (SIP). This allows cardholders to avail of up to 6 months Real 0% SIP at Merchant.

Installment Tenor
Minimum Spend Requirement
3 monthsPhp 12,000
6 monthsPhp 60,000


3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):


Terms and Conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 12,000.

b. The terms may be available for select treatment plans only.

c.  All installment transactions are subject to BPI approval.

d. Cardholder can also choose to avail of other SIP feature:


Up to 100% BONUS MADNESS LIMIT for qualified BPI Credit Cardholders
Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transactions will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.
 
e. Should the Credit Cardholder decide to terminate the SIP transaction prior to the first billing, BPI will charge an early termination fee of ₱550 plus an additional 2% on the principal amount. If pre-termination is done after 1st billing, the early termination fee is ₱550. The monthly payment shall first be applied to the interest charges then to the principal amount using the diminishing balance method.


4. To qualify for the Program, the Cardholder must use his or her Participating BPI Card to pay for his or her purchases at the Participating Merchant.


5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.


6. The terms and conditions governing the issuance of BPI Cards, reminders, and other provisions contained in card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.



Participating Branches

Branch
Address
Contact Details
Intercare Olympia7912 Makati Avenue cor. Sto. Tomas St., Somerset Olympia, Makati City
(02) 7 622-1007 / (02) 8 890 -3378 / 0917 687 1007
Intercare Greenhills 26A Eisenhower, San Juan City(02) 8 724-6631 / (02) 8 722-1846 / 0917-859-9479
Intercare BGC2/F, Tower 2 High Street South Block Corporate Tower, Bonifacio Global City, Taguig City 0919-009-2326
Intercare Alabang
Unit D, Upper GF, Westgate Tower Investment Drive, Madrigal Business Park Alabang, Muntinlupa City(02) 8 807-6863 / (02) 8 809-4163 / 0917-866-4156
Spine Care2/F Ayala Malls The 30th, Meralco Ave., Ortigas, Pasig City 0917-536-2273



Customer Support

BPI

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

Related Information

Light payment terms when you shop online

You can now shop online and pay in installment at 0% interest. Plus, you can also defer your payments with our Buy Now Pay Later option.

learn more