InLife Health Care at Real 0% SIP
Get up to 12 months Real 0% SIP. Pay less than Php 10,000 per month with your BPI Credit Card.
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Promo Highlights
Real 0% SIP Online

Get up to 12 months Real 0% SIP. Pay less than Php 10,000 per month.

Bonus Madness Limit

Get a bonus installment credit limit of up to 100% of your regular credit line.

Buy Now, Pay Later

Buy now and pay up to 90 days later on your installment purchase.

Promo Mechanics

1. The Program is open to BPI Cardholders of participating BPI Cards in good standing. The participating BPI Cards are as follows:  

BPI Credit Cards

  • eCredit Mastercard
  • Blue Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Edge Mastercard
  • Corporate Mastercard
  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Visa Signature Card
  • BPI Family Credit Card

2. BPI Cardholders can avail of up to 12 months Real 0% SIP program at Merchant.

How to Avail Online

a. Visit InLife Health Care's website.

b. Go to "Payments and Downloadable Forms", then "Online Payments".

c. Select "Credit or Debit Card".

d. Under "Credit Card" select "BPI Installment".

e. Complete the form.

f. Select the payment term, 3, 6, or 12 months.

g. Indicate the amount to be charged and click the "Pay Now" button.

h. You will be redirected to the Merchant's Payment Gateway page. The monthly installment amount will reflect on the screen.

i. On this page, please tick the "I Agree" box to the Terms & Conditions.

j. Fill in the required information with your card details.

k. Click the "Pay Now" button.  

3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and Conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement.

Installment Tenor

Minimum Spend Requirement

3 months

Php 30,000

6 months

12 months

Php 70,000

b. The term may be available for select products and for membership fees only.

c. All installment transactions are subject to BPI approval.

d. Cardholder can also choose to avail of other SIP features:

Up to 100% BONUS MADNESS LIMIT for qualified BPI Credit Cardholders
Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transactions will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy Now Pay up to 3 months Later
First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until the full transaction amount is paid in full.

e. Subject to the free-look provision, should the Credit Cardholder decide to terminate the SIP transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php  550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

4. To qualify for the Program, the Cardholder must use his or her Participating BPI Card to pay for his or her purchases at the website of the Participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Customer Support

Insular Health Care

  • Call or send a message to +63 917 317 4407, +63(2) 824 67388, +63(2) 824 67399.
  • You may also email


For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

Related Information

Light payment terms when you shop online

You can now shop online and pay in SIP at 0% interest. Plus, you can also defer your payments with our Buy Now Pay Later option.

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Real 0% SIP

Enjoy up to 36 months Real 0% SIP at our partner merchants with your BPI Credit Card.

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